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Buy a prefabricated house: Build quickly and move in? Price, financing, advantages & disadvantages

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Buy a prefabricated house – Most families would rather not wait long from the idea to the realization of their dream home. Here, a prefabricated house proves to be a practical solution, as it involves far less construction time and thus a shorter waiting period until move-in. With a prefabricated house, you can save on the execution of individual trades by different companies and have a contact person who is there for you from planning to handover of the keys. If you are interested in a prefabricated house and are considering whether this type of construction is the best decision for your project, you will find the advantages and disadvantages here that you as a homeowner must know. Before you choose a house type, visit a model house exhibition and get a feel for the different house models.

The Advantages of Prefabricated Houses at a Glance

The biggest advantage of a prefabricated house is certainly that you can do without a long construction phase. Instead, the components already manufactured by the producer are delivered to your plot and professionally assembled on site. This means that a prefabricated house is ready for move-in within a few weeks and is handed over to you fully completed, including interior finishes and floor coverings. In terms of price, prefabricated houses are cheaper than solid houses, allowing you to save money despite the additional need to purchase a plot and realize your dream of owning a home sooner.

However, financing is rarely unnecessary, so you should also consult with the bank and develop a financing plan when purchasing a prefabricated house. If you buy an existing property, your options for renovation are limited, and although you can create the desired atmosphere through modernizations, you cannot achieve it through independent renovations. When buying a prefabricated house, you can save money if you handle certain trades yourself and, for example, assist with interior renovations or façade design. Those who are handy and have time for their prefabricated house can significantly reduce the purchase price and thus the amount of financing needed. The construction of prefabricated houses is coordinated directly by the manufacturer, so as a homeowner, you do not need to hire your own structural engineer or architect to check the material and construction quality.

The Approach

Settle all relevant contract details before construction begins, as this ensures maximum planning security and, for example, allows you to know when you can move into your new property before construction starts. Modern prefabricated houses meet the requirements of the KfW for energy-efficient homes. This means that by choosing a prefabricated house, you also secure financing benefits through favorable KfW loans for energy-efficient homes.

  • Short construction phase
  • Turnkey
  • Low costs

The dream of a prefabricated house – Video

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Pros and cons of prefabricated houses

What you should consider in your planning – A prefabricated house offers many advantages. Firstly, it is built by a single manufacturer and delivered fully completed to the homeowner. You therefore have much less effort involved in dealing with various trades and instead have a single contact person to turn to. Compared to a conventional house, a prefabricated house has a much shorter construction time, which saves you construction costs. Your dream property can therefore be standing within a few days and you can quickly start your new life in your own four walls. In addition, your house is more predictable, as it is built in a workshop hall independent of the weather and not on site in the wind and weather. The use of machines and precise work saves you costs and reduces the risk that something goes wrong.

Advantages of building a prefabricated house

  • Shorter construction time than with traditionally built houses
  • Lower risk that something goes wrong
  • Lower construction costs
  • Entire house from one provider
  • Self-construction possible
  • Climate-friendly building materials and low energy consumption
  • Economical construction method
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What disadvantages does a prefabricated house have?

Of course, a prefabricated house also has disadvantages. First of all, it is considered much more sound-sensitive than a house made of concrete and stone. To avoid this, pay attention to careful impact sound insulation when laying your floors. Take a close look around in the model house and check the sound sensitivity on site. You also need to pay attention to what you want to hang on the walls of your new prefabricated house. For example, hanging cabinets require special anchors and very heavy items may need to be directly attached to the structural elements.

A prefabricated house can generally come without disadvantages. It is important that you choose a reputable provider and opt for an offer with a long warranty and construction safety. In the past, the solid house was considered the only long-lasting and thus truly advantageous decision. However, modern prefabricated houses are particularly disadvantage-free in terms of self-use.

The lifespan of a prefabricated house does not differ significantly from the solid house, which requires a core renovation after 100 years and thus cannot last longer than a prefabricated house without appropriate maintenance measures. Only in terms of value appreciation do owners of prefabricated houses have a disadvantage. Solid buildings are valued higher in terms of market value than a prefabricated house, so there may be financial losses when planning to resell. Anyone who builds a prefabricated house for their family and does not plan to sell it as a primary goal can rely on the advantages and does not have to expect disadvantages.

Thanks to the timber construction method and the versatile use of drywall, a prefabricated house is more sound-sensitive. Therefore, it is suitable for families and couples, but should not necessarily be the first choice as a multi-generational home. You yourself must take care of the air humidity, as wooden walls are known to provide dry air. However, this also has an advantage: a prefabricated house is practically mold-free and eliminates a high risk to health.

Disadvantages of building a prefabricated house

  • More sound-sensitive walls & floors than in a solid house
  • Difficulties in mounting furniture on the walls
  • Loss of value when reselling
  • Sound-sensitive

The most common questions about prefabricated houses:

These are the most common questions asked about prefabricated houses. In our article, we will answer exactly these questions so that you will learn everything you need to know about prefabricated houses.

  • How much does a prefabricated house cost?
  • What is meant by a prefabricated house?
  • How long does it take for a prefabricated house to be built?

Funding of Prefabricated Houses: How Does the Bank Deal with a Prefabricated House?

When building or buying a house, financing under favorable conditions is always a key focus. Banks easily finance the construction of prefabricated houses and do not apply any different mortgage or land charge calculations compared to conventional construction. If you decide on a prefabricated house, you usually enjoy several advantages and can even handle part of the financing through the KfW. The reason for this is the energy efficiency of prefabricated houses, which are offered with insulation and in the function of an energy-saving house.

Appearance & Financing

Auch rein optisch unterscheidet sich ein Fertighaus auf den ersten Blick nicht von einem massiven Haus. Noch interessanter wird es, wenn Sie Ihren Wunsch nach einem schnell fertiggestellten Haus mit der Massivbauweise verbinden und sich für ein Massiv-Fertighaus entscheiden. Seit einigen Jahren können potenzielle Bauherren diese Angebote nutzen und sich gleichzeitig für ein massives Haus, wie für einen Fertigbau ohne lange Wartezeit bis zum Einzug entscheiden. Da Fertighäuser meist günstiger als massive Häuser sind, verringert sich die Verbindlichkeit bei der Bank und der Kredit wird “kleiner”. Aus diesem Grund werden Fertighäuser meist problemloser finanziert als Altbauten, die angeschafft und anschließend kernsaniert werden müssen. Das Fertighaus lädt sofort nach seiner Vollendung zum Einzug ein, ohne dass es einen Winter “ausfrieren” und erst im Frühjahr weiter gebaut werden kann. Auch dieser Punkt spart Kosten, da Sie neben der Finanzierungstilgung nicht unnötig lange zusätzliche Kosten für Mieten zahlen müssen.

Da es sich beim Fertighaus um einen Neubau handelt, rechnet die Bank den regulären Objektwert in der Finanzierung an und nimmt keine Abzüge vor. Dieser Umstand wird vor allem für Käufer von Vorteil, die eine Vollfinanzierung wünschen oder mit weniger als 20 Prozent Eigenkapital finanzieren. Die Finanzierung ist kalkulierbar und die Bank akzeptiert das Fertighaus als Sicherheit. Vor allem für Selbstnutzer zahlt sich diese Bauweise aus und ist eine Möglichkeit, schnell und kostengünstig in die eigenen vier Wände zu gelangen.

Schlüsselfertig und dennoch frei planbar – das Fertighaus

A fundamental question for all homeowners concerns financial planning. Anyone building traditionally must account for longer construction halts due to rain or the failure of trades and the need to reorient towards a craftsman with unpredictable additional costs. With a prefabricated house, such surprises are avoided, as planning and construction are handled by a single entity.

One should still not refer to it as a complete worry-free package, as unforeseen events can always occur. If you carefully choose the manufacturer of your prefabricated house, you can rule out such eventualities and be assured that you will receive all services, including official procedures. Despite the prefabricated components delivered to your plot, a prefabricated house is not a static decision. You can already let your creativity run free in the planning phase regarding room layout, floor and wall design, as well as facade design. With a prefabricated house, it is an advantage if you perform some tasks yourself and thereby achieve cost savings. Depending on your craftsmanship expertise, the self-performed work and thus the savings can be significant. In principle, a prefabricated house is not very individual. However, if you get creative, you still have some opportunities to realize your own ideas and design the house exactly according to your requirements.

Construction times, prices and manufacturers

Sie haben die Vor- und Nachteile abgewogen, die Preise und Bauzeiten verglichen und sind zu dem Schluss gekommen, dass ein Fertighaus genau die richtige Entscheidung ist? Lukinski – Ihr Hausverkauf berät Sie nicht nur zu Ihren Möglichkeiten, sondern bietet Ihnen einen überzeugenden Konditionsvorschlag in der Finanzierung.

Da wir als Immobilienmakler seit vielen Jahren Erfahrung mit Fertighäusern und ihren Herstellern haben, betreuen wir Ihr Projekt gerne vom ersten Gedanken an und sind Ihr Ansprechpartner, wenn Sie ein Fertighaus bauen möchten. Unser Tipp für Käufer: Nicht nur ein neues, sondern auch ein gebrauchtes Fertighaus ist eine gute und kostensparende Lösung.

Ein Fertighaus sollte als Alternative zum herkömmlichen Hausbau durchaus in Betracht gezogen werden. Aber was ist ein Fertighaus eigentlich genau? Wie wird es gebaut, wo sind die Unterschiede zum normalen Haus und kann ein Fertighaus optisch und praktisch auch wirklich mit einem herkömmlichen Haus mithalten?

Nach der Fertigung der Einzelteile des Hauses im Werk und der Montage des Grundgerüsts dauert er meist nur wenige Wochen, bis der Bauherr das Haus beziehen kann. Ein Fertighaus ist in diesem Sinne ein Haus, dass nicht aus Mauerstein und Beton besteht, sondern mit der Holztafel Bauweise entsteht. Es kommen zunächst viele Fragen auf aber im besonderen bleibt es zu klären, ob ein Fertighaus wirklich mit einem aus Beton und Mauern mithalten kann.

Schritt für Schritt – So entsteht ein Fertighaus

If a homeowner decides on the ‘prefabricated house’ method, the first step is to visit a model house exhibition. This allows them to assess which house they like and how it fits the plot of land. Once they have made a decision, a conversation with the sales advisor and usually the architect follows to clarify their wishes. Once everything is completed, construction can already begin and the following steps are carried out.

The Most Common Questions About Prefabricated Houses:

These are the most common questions asked about prefabricated houses. In our article, we will answer exactly these questions so that you learn everything you need to know about prefabricated houses.

  • How much does a prefabricated house cost?
  • What is meant by a prefabricated house?
  • How long does it take for a prefabricated house to be built?

Production in the Factory

Only after receiving the building permit will the house, as previously discussed, be manufactured. Here, individual fittings and customization wishes are taken into account. Manufacturing in the factory brings many advantages, as opposed to being built directly on site in the weather, individual parts such as walls, ceilings, or roof components can be produced directly in the factory hall under optimal conditions. The quality is therefore significantly better, and working hours are reduced.

The houses are created using professional CAD software, allowing individual parts to be produced by computer-controlled machines. All these steps save a lot of time during manufacturing, and since time is money, the homeowner saves significantly on costs here.

The individual parts are assembled in the hall from beams and panels with millimeter precision, where the insulation, windows, blinds, as well as sockets and wiring are installed and plastered. All these steps and the most precise work thanks to machine use enable the quick assembly on site. Once the elements are completed, they are loaded onto the truck in the correct order of assembly and then unloaded accordingly on the construction site.

The On-Site Assembly

The base for the individual components is a solid floor slab, which is placed on the plot. A basement is also possible, which is also created using the prefabricated construction method. The prefabricated parts are mounted on the floor slab, a process that now only takes a few minutes thanks to the precise millimeter-level work during production. Since the walls already have the base plaster from the factory, they can be finally plastered, painted, or wallpapered on site after a short joint filling. Depending on the size of the ground floor, the floor slab can follow once the walls are in place. Then, just like in the ground floor, the remaining walls are erected on it. The beams of the roof truss follow, and then the roof. A prefabricated house is thus completely ready from the outside after the first 2-4 days.

The Interior Fit-Out and Handover of the House

The biggest advantage of prefabricated houses is that during construction, moisture cannot penetrate the house structure over weeks. As soon as the outer frame made of prefabricated parts is in place, the interior fit-out can immediately begin. Now there are only a few differences between a prefabricated house and a traditionally built one. Various tradespeople lay the floors, tiles, paint, and install the kitchen and bathroom. Time is also saved here through precise pre-measured work. Once everything is assembled, nothing stands in the way of the handover of the keys and the occupant’s move-in, and this can happen just a few months after the order is placed.

https://www.instagram.com/p/BnvcTMRHbiY/?tagged=fertighaus

Variety and individuality – how special a prefabricated house can be

Ready-built houses are on the rise and are not only leading in terms of energy efficiency but also in design. The ready-built houses can be equipped with any exterior facade you desire. Whether it’s a modern townhouse or rather a country house style. The design is no longer limited by any boundaries, and in terms of energy efficiency, the houses are making significant progress. Whether it’s a solar panel on the roof, triple-glazed windows, special insulation, or fireplaces that heat the house. Here, no wish remains unfulfilled, and even the green heart is delighted by the particularly environmentally friendly houses. At the same time, the wallet is saved, and the dream of owning your own house is more than fulfilled.

Construction of a ready-built house in time-lapse

https://www.youtube.com/watch?v=UVVVTQ6etKw