Real Estate Location: Invest in… – Lukinski Rating / Investment Atlas Germany

Location makes the difference between investments with the aim of yield (direct income, mostly B and C locations) or in an investment property (“speculation” on appreciation, A locations). The current Lukinski Rating 09/21 on the attractiveness of cities in Germany, over 40,000 inhabitants. After that it gets interesting, because we take a look at the […]

C- / C / C+ Ratings: Real estate locations with risk in Germany – Lukinski Rating

All C ratings show cities with lower growth rates. Here, real estate as an investment should be treated with caution, because the vacancy risk is greater. This means that you pay more for every month in which your property is not rented out. In addition, the increase in value of the property is very low, […]

B- / B / B+ Ratings: Real Estate Locations in Germany – Lukinski Rating

All B ratings show cities with solid development. Here you can also find yield properties that immediately provide income that covers your monthly burdens around repayment, interest and maintenance. Ideally with additional extra, for active asset accumulation. B- / B / B+ ratings in Germany Lukinski Rating – You want to invest in real estate […]

Risk Champions: Worst D / D Ratings in Germany – Lukinski Rating

Lukinski Rating – D-rated cities have high risk, because their entire structure is extremely stagnant or even reduced. Economy, inhabitants, infrastructure, that all are indicators. D-Ratings are definitely not for beginners. Here you need not only experience, but also very good local knowledge to find the few, profitable properties. However, you will hardly ever experience […]

Top A / A+ Ratings: Hidden Champions for Capital Investments in Germany – Lukinski Rating

A / A+ ratings means fairly secure performance. Perfect for investment properties with low yield but high, later resale value. At the same time a strong inflation protection. However, in metropolises like Munich, nothing for real estate beginners without sufficient equity. A / A+ ratings in Germany Lukinski Rating – You want to invest in […]

Cities under 100,000 inhabitants: Real Estate Locations – Lukinski Rating

Lukinski Rating for cities under 100,000 inhabitants – Your advantages in cities between 40,000 to 100,000 inhabitants? You have less national and international competition. Especially if you live locally, a good strategic advantage, even for real estate newcomers. What is your city’s rating? Find out here! Here you will find the individual evaluation for cities […]

Large cities in Germany (up to 500,000 inhabitants): Where to invest? – Lukinski Rating

Lukinski Rating for Major Cities in Germany – Often more interesting than the metropolises, the numerous major cities in Germany. From east (Leipzig) to west (Bonn), north (Rostock) and south (Nuremberg). Here you will find good yield properties with A and B ratings. Here you will find the individual evaluation for cities in Germany from […]

Metropolises in Germany: Berlin, Hamburg, Munich & Co. – Lukinski Rating

Lukinski Rating for Metropolises in Germany – Here you will find all 17 metropolises with more than 500,000 inhabitants. You should definitely avoid the top 8 for your first investment, because there are no or only very difficult returns to get here. Berlin, Hamburg, Munich & Co. Here you will find the individual evaluation for […]

Self-disclosure explained: financing at the bank for house & apartment

Self-disclosure for the bank – You want to buy a property and this is to be financed by a German bank? Whether Sparkasse, Volksbank, private banks, Postbank, Deutsche Bank or Commerzbank, banks want creditworthiness (risk minimization) and proof of it. This proof is called self-disclosure. Here you present your assets and your monthly income. In […]

Rental yield vs purchase price factor: Explained! Calculate for quick valuation / comparison of real estate

Calculate rental yield vs. purchase price factor – What is actually the difference between purchase price factor and gross rental yield? Real estate beginners and novices often hear two technical terms when it comes to property valuation, purchase price factor and gross rental yield (simply rental yield). Both help with quick property valuations so you […]