Buying a villa in Düsseldorf: First-class property – costs, procedure, off-market & Co.

Buying a villa in Düsseldorf – The purchase of a villa takes place in an environment that celebrates discretion and exclusivity at the highest level. It is a demanding process that differs significantly from conventional real estate purchases. But how can you find such exclusive properties and what additional costs will you incur when buying a villa? Here is a brief insight into the world of luxury real estate in Düsseldorf.

Buying a villa in Düsseldorf: what you need to know

Discretion plays a crucial role in the exquisite world of luxury real estate. For this reason, first-class villas are not offered on conventional real estate platforms, but away from the usual sales channels. The focus is not only on offering clients unique properties, but also on ensuring a discreet and protected environment for the entire transaction process.

Tip! Find exclusive villas via Off Market Deals

An insider tip in the luxury real estate market is the “off market” area – an exclusive niche where properties are traded confidentially. This is where villas are offered before they are publicly listed. Prices for these exclusive properties have risen noticeably in recent years due to increased demand and the ongoing period of low interest rates. Nevertheless, the market for luxury villas remains extremely attractive.

You can find out more about our off-market properties here:

• Off Market Real Estate

Villa as an investment: generate cash flow & passive income

It is not only worth investing in a villa for personal use. Instead, many investors are now increasingly opting for strategic use of the property in order to use the villa not only as an exclusive living space, but also as a long-term, high-yield investment. By renting out the property, you can generate positive cash flow and build up assets that you can put towards further investments.

Düsseldorf’s most expensive locations: the most exclusive districts

In Düsseldorf, a city known for its exclusive residential areas, the most sought-after villas can be found in districts that are characterized by a harmonious mix of urban lifestyle and high quality of life. Düsseldorf’s most exclusive locations, such as Oberkassel, Golzheim and Kaiserswerth, offer a variety of spacious plots, prestigious properties and an excellent infrastructure.

Here is a selection of the most exclusive residential areas in Düsseldorf:

• Kaiserswerth
• Oberkassel
• Carlstadt
• Golzheim
• Meerbusch

Procedure: explained step by step

Buying a villa is a structured process that involves various steps. From the initial budget planning to the active property search and the handover of the keys – every step is crucial for a successful conclusion.

Buying a villa – The process explained step by step:

Steps	Explanation
1. budget planning	Before you start looking for a villa, it is important to clearly define your budget. Take into account not only the purchase price, but also the incidental purchase costs.
2. real estate search	Once the budget has been set, the active search for real estate begins. Use various sources for this. In the off-market area, you can find exclusive properties that are not yet publicly listed.
3rd tour	Viewing potential villas in person is a critical step. Not only can you evaluate the structural aspects, but you can also get a feel for the surroundings and the location of the property.
4. financing	Clarify your financial resources at an early stage and check the various credit options. Solid financing is crucial to ensure that the purchase goes smoothly.
5. notary appointment & purchase contract	After a successful viewing, the legally binding purchase contract is signed in front of a notary. All relevant agreements are recorded and both parties give their consent.
6. payment of the purchase price	Payment of the agreed purchase price and the applicable taxes, in particular land transfer tax, shall be made at the agreed times.
7. handover of keys	After successful completion, the keys are officially handed over and you take possession of the villa. The final formalities are also clarified and you are now officially the owner of your dream property.

Find the right villa: Checklist

Various factors play a decisive role in the purchase of a villa, including the location of the property, the size of the plot, the room layout, furnishings and additional services as well as aspects relating to the security and accessibility of the villa.

You should pay attention to these factors:

• Location
• Size of the property
• Room layout
• Equipment
• Safety of the environment
• Accessibility of the villa

The purchase of a villa is accompanied by various cost factors that need to be taken into account. In addition to the purchase price, there are also incidental purchase costs, including estate agent’s commission, notary fees and land transfer tax. Detailed financial planning is essential to avoid unpleasant surprises.

Let’s take a closer look at the individual cost items in the next step.

Purchase price and ancillary purchase costs: Overview

When buying a villa, costs are incurred that are made up of 1) the purchase price for the property and 2) the ancillary purchase costs. But be careful: Some of the ancillary purchase costs are the same in all federal states. The other part differs depending on the federal state in which you buy your villa. In addition, there may be the estate agent’s commission. In the case of a private purchase, this is split equally between the buyer and seller.

But how high are the incidental purchase costs in Düsseldorf? Here is an overview:

• Real estate transfer tax: 6.0%
• Notary fees: 1.5%
• Land register entry: 0.5%
• Broker commission: 7.14%

Conclusion: Buying a villa in Düsseldorf

Buying a villa in Düsseldorf is not only a step towards a luxurious home, but also towards a well-considered financial future. More and more investors are consciously deciding to rent out their villa in order to generate long-term income and make their investment profitable. Thorough planning, expert advice and transparent financing are key factors in successfully realizing your dream of owning a villa in Düsseldorf.