Real Estate Calculator – Free, Online, without Excel! Investment, return & Co. that’s how the future looks like! You are looking for good real estate online calculators that make your investor:in life easier? My new app Immobilien Guru is the solution for you. 8 of my calculators I want to introduce to you here, because they are very important if you want to make money with real estate! Equity, savings plan, purchase price, incidental purchase costs, return on investment, return on investment and return on investment! 8 real estate calculators you need to know!
Christmas 2022 gave me the idea, since then I’ve been programming the Real Estate Guru App! By now, the app has over 30 real estate and financial calculators, plus an investment learning system, 50,000 craftsmen and over 20,000 real estate experts.
If you like the calculators (below), be sure to check out your app store and get my free investor app!
Everything starts with equity. You can’t do without it, unless you have someone to vouch for you. Typically, if everything else is solid, you need 20% equity and the bank gives you 80%. Example:
Equity = 5,000 euros (20%)
Credit volume = 20,000 euros (80%)
Maximum purchase price = 25,000 euros
For this, you calculate your assets:
Equity calculator
Savings plan: How much can you save each month (building equity)?
You lack the necessary equity capital? Then there is only one way: Save! Here you can easily calculate how much you can set aside each month. Because often a few expenses are forgotten and you stop saving after the first month. Saving is your way to the goal! Calculate here how much you can put aside.
Savings plan calculator
Maximum purchase price: How much property can you afford?
Your equity automatically leads you to the maximum purchase price. You have already learned how to calculate this in the equity section. If you need to do it quickly, you can calculate it here:
Maximum purchase price
Incidental purchase costs: Purchase price + X
Incidental purchase costs, there was something else… Typically, depending on the state, 8% to 10% of the purchase price is incidental costs. That is in any case:
Real estate transfer tax
Notary fees
Land registry costs
Brokerage costs (if commissioned)
With my free purchase cost calculator, you can quickly and easily calculate all factors at any time, whether buying an apartment or a house:
Purchase incidental costs calculator
Net yield: What does a property bring in?
The most important calculation for investors is the net rental yield of a property. It tells you what a property yields per month in %. Since you as an investor:in typically finance with credit, you pay:
Let’s say you take out a loan at 2% interest, you have (2% + 2% + 2% = 6%). If your yield is > 6%, your tenant pays off your property, your assets grow passively and you still get X Euro per month as positive cash flow from your rented property.
To help you do the math quickly and easily, here’s my:
Net rental yield calculator
Yield Check: In 2 seconds
You don’t have all the figures for the net rental yield at hand right now? Then you should know my quick yield check. Here you can calculate any return in the Real Estate Guru app in 2 seconds. In the background, values are also assumed, such as the current 2% maintenance reserve per year, completely automatically.
You only have to push 2 simple knobs:
Purchase price
Rent / month
A yield check has never been faster! Click here to go to the:
Yield Check
Purchase price factor: key figure for larger projects
Simply explained: The purchase price factor turns the yield calculation around:
From ” Rental income / purchase price “
Will “Purchase price / rental income “
Super simple!
Yield = % Yield per year
Purchase price factor = paid off in X years
The result tells you in how many years your property as an investment has been paid off by the rental income.
Purchase price factor
Maintenance reserve: In 2 seconds
You’ve never calculated your maintenance reserves so quickly! My little calculator for maintenance reserves for real estate is just as simple as the yield check. The highlight, in the background I calculate everything according to Peter’s formula.
Maintenance reserve calculator
Speculation tax: Sell tax-free after X years
Tax-free, great! That’s what many investors say to themselves, and they’re right. Roughly speaking, there are 3 types:
Self-interest = 3 years period
Renting = 10 years period
Mixed model = X + 2 years period ( X = time of renting )
To make the calculation easy and fast in the future, I have developed this speculation period calculator.
Speculation period calculator
Learn Online with my App!
Learn online with my real estate app. With 50+ individual lessons, from buying and yield, to managing and renting, to selling a property profitably. Net yield, gross yield or even purchase price factor we still do not say much or just a little? Perfect, because with my app you can prepare super easy for your first capital investments.
Real Estate Coaching 2.0: Online and free of charge
You can read 1,000 books and end up not knowing what really matters. Like my calculators, it’s all about the nuts and bolts of real estate investing: equity, return, maintenance, etc.
The training is designed to be extremely simple, just like all real estate calculators!
Real estate as an investment: Learn to invest!
In 10 lessons with about 5 training sessions each, you will learn what is important in the individual sub-disciplines.
