To rent or to buy? The pros and cons of rental housing – Rental prices are rising inexorably and more and more families are asking themselves whether buying is a good alternative. In most cases, the answer to that question is yes. However, there are definitely cases where renting serves as a safer and cheaper […]
The word smart home immediately conjures up thoughts of a self-shopping refrigerator or a laundry robot. But that is not (yet) one of the areas of application of a smart home. But what exactly is a smart home, how can it be controlled and, above all, how does it change our everyday life? Smart Home […]
Liability insurance – If you cause damage to a third party through no fault of your own, you are liable and can be “asked to pay” by the injured party. This applies to damage you cause to private individuals as well as in business. While you can still relatively easily replace a torn vase or […]
Statutory health insurance -As a worker and employee, you are automatically a member of a statutory health insurance fund. The registration and payment of the monthly premiums is done by your employer. However, even if you are self-employed or freelance, you can register in a statutory health insurance and benefit from the advantages of health […]
Supplementary health insurance – The benefits provided by statutory and private health insurance are continually decreasing. Some desired benefits, such as the single bed room and the chief physician treatment in the hospital, are not included in the standard tariff of a health insurance. Likewise, in the case of dental prostheses with implants, you have […]
Private health insurance – It is well known that as a private patient you enjoy some advantages and, for example, do not have to wait in line for specialist appointments. The privileges through a private health insurance pay off, provided that you choose your insurance coverage wisely and based on your needs. Self-employed, freelancers, private […]
Risk insurance – Have you bought your own home and opted for favourable financing? Even if risk insurance is not required by the bank based on your credit rating and other collateral, you should provide coverage with your family in mind. To protect your family from financial risks and the loss of the property, you […]
Health – Since 2009, there is a mandatory health and long-term care insurance in Germany prescribed by law. Exceptions are excluded, so that you also have to take out health insurance as a self-employed person, freelancer or low-income earner. If you are employed subject to compulsory insurance, you are automatically covered by health insurance through […]
Homeowners insurance – As a property owner, you should be insured against all eventualities. Homeowners insurance is one of the basic coverages that pays out for damage caused by environmental factors, for example. If your roof is covered by a storm or if your home is damaged by fire, this can lead to loss of […]
Motorcycle Insurance- Take advantage of re-registering your motorcycle to switch to a cheap insurance plan and get maximum benefits for the smallest premium. If you already have a motorcycle insured and want to save, pay attention to the cut-off date and make the insurance switch with cancellation on 11/30. Some policies include a clause that […]
Household contents insurance – burglary, theft and vandalism or fire damage can damage you from one moment to the next in such a way that you cannot afford the costs for the new acquisition of the household contents “just like that”. With a household insurance you prevent for the emergency and exclude that destroyed or […]
Motor vehicle insurance – Every motor vehicle owner must take out motor vehicle liability insurance. However, the statutory motor vehicle insurance is only a cover if you cause damage to third parties in road traffic. A defect of the own vehicle or a cost assumption, if your car is stolen, are not covered by the […]
