Liability insurance – If you cause damage to a third party through no fault of your own, you are liable and can be “asked to pay” by the injured party. This applies to damage you cause to private individuals as well as in business. While you can still relatively easily replace a torn vase or […]
Statutory health insurance -As a worker and employee, you are automatically a member of a statutory health insurance fund. The registration and payment of the monthly premiums is done by your employer. However, even if you are self-employed or freelance, you can register in a statutory health insurance and benefit from the advantages of health […]
Supplementary health insurance – The benefits provided by statutory and private health insurance are continually decreasing. Some desired benefits, such as the single bed room and the chief physician treatment in the hospital, are not included in the standard tariff of a health insurance. Likewise, in the case of dental prostheses with implants, you have […]
Private health insurance – It is well known that as a private patient you enjoy some advantages and, for example, do not have to wait in line for specialist appointments. The privileges through a private health insurance pay off, provided that you choose your insurance coverage wisely and based on your needs. Self-employed, freelancers, private […]
Risk insurance – Have you bought your own home and opted for favourable financing? Even if risk insurance is not required by the bank based on your credit rating and other collateral, you should provide coverage with your family in mind. To protect your family from financial risks and the loss of the property, you […]
Health – Since 2009, there is a mandatory health and long-term care insurance in Germany prescribed by law. Exceptions are excluded, so that you also have to take out health insurance as a self-employed person, freelancer or low-income earner. If you are employed subject to compulsory insurance, you are automatically covered by health insurance through […]
Alternative loans – When you took out your property finance a few years ago, you tied yourself down to a long period of interest rate security. But in recent years, the debit interest rates for construction loans are noticeably healthy, making your construction financing unnecessarily expensive and unattractive. With a real estate loan under 10 […]
