Self-disclosure for the bank – You want to buy a property and this is to be financed by a German bank? Whether Sparkasse, Volksbank, private banks, Postbank, Deutsche Bank or Commerzbank, banks want creditworthiness (risk minimization) and proof of it. This proof is called self-disclosure. Here you present your assets and your monthly income. In […]
Founding a company (real estate) – You want to found your first company? Requirements for you as a founder, share capital, shareholder agreements, costs for the foundation, legal forms and checklists. This sounds complicated for beginners, but it is actually quite simple. The process of founding a company is usually relatively the same. I have […]
Crypto Trading – Make Fast Money with Cryptocurrencies! The world is not that simple! Or is it? With the important trading strategies, can be achieved with cryptocurrencies, as strong returns, as with shares, of course, with higher risk. But how does crypto trading work? Are there differences in trading and risk? Stocks are more speculative […]
Pension entitlement after divorce – Those who want a divorce face many unanswered questions. One of them is the pension and how this is treated in the divorce. In this context, couples are confronted with the word pension equalization, which means nothing more than that the pension rights acquired during the marriage are divided between […]
Prevent foreclosure – You have debts? Are you in the unfortunate situation that now a creditor has also initiated a foreclosure sale of your property to pay off his debt claim? Don’t worry! If you act early enough and certain circumstances are present, you can prevent a foreclosure. Prevent foreclosures – The options As soon […]
Interim financing – Often builders apply for a loan for the construction or purchase of a property. If this is the case, interim financing becomes relevant, especially in the case of a building society loan. Here, the borrower has not yet reached the allotment maturity of his loan, but would still like to start with […]
The financing of a house purchase or construction project lays the foundation for builders and buyers. The decision accompanies you for the next years or decades, in which their own and their financial situation can change enormously. Therefore, many questions arise right at the beginning that need to be clarified. In order to ensure stable […]
Building a house is a dream that is cherished by many. Your own four walls, self-determination and an investment in the form of a property. However, many costs come here on you and before you decide to build a house, you should first consider their financial situation and clarify a construction financing. There are many […]
Fixed-term deposit – The term fixed-term deposit refers to a financial investment that is tied to a specific term. You agree this term with your bank in advance. Periods of between twelve months and six years are common. The term is the most important distinguishing feature between fixed-term deposits and overnight money. While you can […]
