Self-disclosure for home loan & apartment loan: how much loan will you get from the bank? – new video!

Self-disclosure – Buying or financing a property is an important step in many people’s lives. However, before you can pick up the keys to your new home, you need to prepare a self-disclosure for the bank. In this article, accompanying my latest YouTube video, I explain what a self-disclosure is and what information you need […]

Comparison: Real Estate Credit – Construction Financing, Follow-up Financing & Co. in Germany

Comparison portal: Real estate, credit, account & credit card – Finanztips Deutschland

Inflation high, interest rates rising: Real estate loan & follow-up financing tips

Inflation high, interest rates rising – Inflation is higher than it has been for decades! The consequence: Rising interest rates for loans. What to do when inflation is high and interest rates are rising? The best idea: buy real estate and do it quickly to secure the favorable interest rates now. What only 1% interest […]

Construction financing: interest rates, conditions in comparison, tips & calculators

Construction financing – The path to owning your own home or condominium usually involves construction financing. In addition to the classic annuity loan with land charge, there are other attractive and individually calculable construction loans. You can find the most favorable offer through a comprehensive search and comparison based on your personal conditions. Calculate suitable […]

Buy and rent a villa: Yield, season, service charges, renovation, financing…

Buy and rent villa – A popular model among many owners, especially villas located in places where others go on vacation. For example, Spain as a hotspot, especially Mallorca, Ibiza but also Marbella, depending on the personal ties you have to one of the places. If you want to rent out your villa, you buy […]

Self-disclosure explained: financing at the bank for house & apartment

Self-disclosure for the bank – You want to buy a property and this is to be financed by a German bank? Whether Sparkasse, Volksbank, private banks, Postbank, Deutsche Bank or Commerzbank, banks want creditworthiness (risk minimization) and proof of it. This proof is called self-disclosure. Here you present your assets and your monthly income. In […]

Rental yield vs purchase price factor: Explained! Calculate for quick valuation / comparison of real estate

Calculate rental yield vs. purchase price factor – What is actually the difference between purchase price factor and gross rental yield? Real estate beginners and novices often hear two technical terms when it comes to property valuation, purchase price factor and gross rental yield (simply rental yield). Both help with quick property valuations so you […]

Limited Partnership: Real Estate, Forming, Advantages / Disadvantages & Taxes

Limited Partnership Real Estate – With a limited partnership in real estate you can avoid personal liability. With a general partner who will usually take up most of the responsibilites and investors only contributing their capital, this is a very favoured form of real estate investment company. What is a RELP? How are limited partnerships […]

GmbH: Real estate, formation, advantages/disadvantages & taxes

The formation of a GmbH (limited liability company) is a popular option for entrepreneurs who are active in the real estate sector or would like to enter this business field – also known as a real estate GmbH. Today we will take a closer look at the formation of a GmbH in connection with real […]

Realtor commission for private purchase: New law (Germany) – seller pays 50%+ of the fee

Many things are extremely regulated in Germany, it was different until now with the realtor commission. Who has to bear the cost of the realtor, was in most cases clear, the buyer of a property. In the new year changes a lot, because for the first time, the distribution of the realtor commission between buyer […]

Mortgage Interest – Explained Easily, Worldwide Comparison + More

Mortgage Interest – What is mortgage interest? Does USA have high mortgage interest rates? What are the current mortgage ratesMortgage and mortgage interest are complicated topics, but this easy guide will explain everything you need to know. A word most people hate to hear. Financing your home, saving money on financing your home is difficult. […]