Alex Fischer Wiki: Real Estate, Taxes, Book, Courses, Seminars – Experiences
Alex Fischer is a German entrepreneur, real estate investor, and author, who is mainly known for his book “Richer than the Geissens” and his YouTube channel. The focus of his work is a concept: using real estate as a tool for tax savings and building wealth — especially for self-employed individuals, entrepreneurs, and employees with higher incomes.
Who is Alex Fischer?
Alex Fischer was born in 1973 in Munich. His parents were teachers with an interest in real estate, which is how he came into contact with the topic at an early age. After finishing high school, he completed an apprenticeship as an insurance salesman with a focus on life insurance, company pension provision, real estate financing, and investment. He then studied business administration.
Even during his studies, he switched to self-employment, deepened his practical knowledge through further training alongside his job, and learned from investors with a combined 127 years of real estate experience (according to his own statement).
Im Jahr 1994 gründete er seine erste Firma, 1996 eine Finanzberatungsgesellschaft in Form einer GmbH und 1998 seine erste Baufirma. Heute lebt und arbeitet Alex Fischer in Düsseldorf.
“In procurement lies the profit — whoever buys cheaply has already earned before he rents out.”
— Alex Fischer, roughly from various YouTube videos
The Tax-Saving Concept Explained Simply
The core of Alex Fischer’s approach is not rocket science, but new for many: Whoever invests money in real estate can save considerable taxes — legally and systematically. This works through several levers:
- Depreciation (AfA): Buildings can be depreciated for tax purposes over decades. For listed buildings, even accelerated depreciation is possible.
- Operating expenses: Interest, management, repairs — all deductible against rental income or other earnings.
- Asset management GmbH: For larger portfolios, a central Fischer topic: profits within the GmbH are taxed at about 15% corporate tax instead of the private top tax rate.
- Tax-free sale: After a holding period of 10 years, profits from the sale of real estate for private individuals are tax-free. Further information on this topic can be found in the article on tax-free real estate sales.
This concept is not a Fischer invention — but he has popularized it and made it understandable for a broad audience.
Apartment buildings as core investments
Fischer recommends apartment buildings as a preferred investment because:
- Multiple rental units distribute the risk of vacancies
- Management costs per unit are lower than for single-family homes
- Financing is possible with good creditworthiness without or with little equity
- Cash flow (rental income minus costs) can be positive from the time of purchase
More information can be found in the article buying an apartment building — including calculation examples and what buyers should pay attention to.
Books and courses
Alex Fischer’s most famous work is the book „Richer than the Geissens”, which has reached over 200,000 readers. It is aimed at beginners and describes his journey from insurance salesman to real estate investor. The book can be ordered for free (only shipping costs apply).
Courses and Coachings
- Real Estate Investor Master Course
- Tax Coaching — Saving Taxes with a System
- Career Power Coaching
- Financial Intelligence Coaching
- Homeowner Coaching
- Leadership Power Coaching
- The Small Real Estate Seminar (over 253 sessions)
The courses are expensive (several thousand euros). Fischer also publishes extensive free material on YouTube and as a podcast.
YouTube and Podcast
His YouTube channel has over 100,000 subscribers — he was one of the first German-speaking creators to reach this milestone in the field of real estate and taxes. The most viewed videos:
- The Time Bombs in the Pension Decision (Part 1) — over 1.8 million views
- How to Recognize the Right Purchase Price of a Property — about 900,000 views
- How to get started in real estate — approx. 780,000 views
- Save taxes by really understanding the tax game — approx. 670,000 views
- Real estate financing without equity — approx. 580,000 views
The podcast “Richer than the Geissens” is available on Spotify, Apple Podcasts and other platforms as a free audiobook.
Facts and figures
- Over 20 years of experience in the real estate and finance sector
- Over 841 seminars conducted
- Management of over 2,000 apartments in purchase and sale
- Over 523 published professional publications (according to his own statement)
- Media reports in n-tv, Wallstreet Online and other professional media
Criticism and objective assessment
Fischer’s basic principle — buying real estate with positive cash flow, legally optimizing taxes — is generally acknowledged by experienced investors. Criticism of Fischer usually concerns the following points:
- Simplified risk presentation: In videos and books, opportunities are often emphasized more than risks (vacancy, maintenance, interest rate increases, construction defects).
- Expensive Coachings: For thousands of euros in course fees, participants gain knowledge that in many cases is also accessible through books, free videos, or conversations with experienced investors.
- Practical Application: The tax-saving model works well for people with high income and stable creditworthiness. For career starters or people with low income, it is harder to implement.
Anyone using Fischer’s content should consider it as a starting point — and always secure their investment decisions with an independent tax advisor and a financial expert. Further basics on the topic of Investment Real Estate help with getting started.
Who is Alex Fischer suitable for?
Fischer’s approach is particularly relevant for:
- Self-employed individuals and entrepreneurs with high tax liability
- Employees with an annual income of around 60,000–80,000 EUR, for whom tax optimization has a noticeable effect
- People who already own 3–5 apartments and want to scale up
- Investors looking to enter multi-family homes and heritage real estate
For absolute beginners without equity or with low income, the barriers in practice are higher than in theory. Heritage real estate as a tax-saving tool is a topic of its own — more on this in the article Buy heritage real estate.
Comparison to other real estate coaches
In the German-speaking region, there are several well-known personalities in the field of real estate coaching. Alex Fischer is one of the pioneers of this format. Differences to other coaches:
- Focus on tax: Fischer has established tax savings as a central theme — more so than most others.
- Free content: Compared to purely high-priced coaches, Fischer publishes a lot for free.
- Practical relevance: He actively invests himself — which distinguishes him from pure theorists.
A direct comparison with other coaches is difficult, as independent return proofs are rarely published. Anyone who wants to Buy Real Estate should use multiple sources and not consider a single person as the sole authority.
Common Questions About Alex Fischer
What exactly does Alex Fischer do?
Alex Fischer is a real estate investor, book author, and coach. He runs a YouTube channel, publishes books, and offers paid coaching on topics such as real estate, taxes, and wealth building. His best-known work is “Richer than the Geissens.”
How credible is Alex Fischer’s strategy?
The basic principle — buying real estate with positive cash flow and optimizing taxes — is sound and tested in practice. Points of criticism concern the simplification of risks and the pricing of the coaching. Anyone who develops the fundamentals themselves and understands solid tax-saving strategies for real estate is well prepared.
What is Alex Fischer’s wealth?
Exact figures are not publicly verifiable. Fischer speaks of a real estate portfolio in the double-digit million range. A significant portion of his income is likely to come from coachings, books, and YouTube. No independent confirmation is available.
Is there a Wikipedia entry for Alex Fischer?
Currently, there is no Wikipedia article about Alex Fischer (the Dusseldorf real estate investor). This article serves as an objective information source about his person and approach.
Which book by Alex Fischer is recommended?
Beginners are best advised to start with “Richer than the Geissens.” It is available free of charge (only shipping costs) and conveys his basic concept in a concise manner. For more advanced topics such as taxes and GmbH structures, his specialist videos on YouTube are recommended.
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