Germany is building as little as it has in 13 years. According to the Federal Statistical Office, only 206,600 new dwellings were completed in 2025 — a drop of 18 percent compared to 2024 and the lowest figure since 2012. What reads like an industry statistic is in reality a structural failure with concrete consequences […]
Investing one million euros wisely — that’s a question more people ask themselves than you’d think. At a conservative 3.5 percent return, that’s €35,000 a year before tax. With a mixed strategy of real estate (4%), ETFs (7% historically) and bonds, €50,000 to €70,000 a year is realistically achievable. A million euros in the bank […]
Cabinet Decision, April 29, 2026: What the Rent Act II Package Contains On April 29, 2026, the Federal Cabinet passed what is known as the Rent Act II (Miete-II-Gesetz). It is the most comprehensive intervention in German tenancy law since the introduction of the rent price brake in 2015. The law targets four core areas: […]
By 2030, Germany will need 2.4 million new apartments. At the current construction pace, only 1.3 million will be completed. What is structurally necessary – and why social housing is in the greatest short supply.
Building type E — “Experimental Building” with reduced DIN standards — is supposed to reduce construction costs by 15 to 20 percent. The Federal Minister of Construction is driving the initiative forward. An objective analysis: What is realistic, and what is hype?
BVR +3.1 percent: what’s behind the forecast The National Association of German Cooperative Banks (BVR) is one of the methodologically soundest sources for real estate market forecasts in Germany. In its current 2026 real estate market report, the BVR forecasts price growth of +3.1 percent for the German residential property market for the full year […]
Destatis reports a +3.3 percent increase in new construction prices for February 2026. While construction activity declines, costs continue to rise — a classic stagflation scenario. What this means for developers, buyers, and investors.
The German Tenants’ Association estimates the housing deficit at 1.4 million units. Compared to an annual demand of 400,000 units, only 215,000 are completed. An analysis of the causes, regional distribution, and long-term consequences.
The new interest rate level — a permanent structural break Anyone who financed a property in 2021 knew mortgage rates below 1 percent as the norm. That chapter is closed. For 2026, a structurally different interest rate regime applies, forcing buyers and investors to fundamentally rethink their calculations. Current mortgage loan conditions (as of May […]
After the price drop from 2022–2023, real estate prices in 2026 show clear signs of recovery. ETW average 3,265 €/m², EFH +3.2 % YoY — what analysis institutes predict and why prime locations are leading the way.
I have tried out many things in my career that initially felt like pure luxury, but in hindsight turned out to be a wise investment. The private jet is one of them. Anyone who knows me knows that I don’t pay for status symbols, but for results. And the private jet delivers results – in […]
How much inheritance tax do I have to pay on a property? – This depends on two factors: the degree of kinship and the value of the inherited property. Spouses and children pay significantly less than siblings or friends. The first step is always: check the tax exemption. Exemptions for inheritance tax 2026 Relationship Exemption […]