Tag Archive for: Guild

Chimney sweep – fire protection, duty & free choice

Chimney sweep – The chimney sweep is responsible not only for the control of fire protection and function of heating and combustion systems, but also for the monitoring of emission control and energy saving. The regulations concerning the tasks are laid down in the Chimney Sweep Act. Chimney sweeps often join together to form a […]

HOAI – Fee Structure for Architects and Engineers

The Fee Regulations for Architects and Engineers set out the framework for the remuneration of architects and engineers for planning in the field of civil engineering, architecture and urban planning. The fee is made up of 4 different factors. The construction costs, the fee rate, the degree of difficulty of the project divided into 5 […]

Mortgage Bank, Pfandbriefe & Real Estate Loans

Hypothekenbank is an obsolete name for a Pfandbrief bank since 2005. In purely legal terms, mortgage banks are Pfandbrief banks, but some mortgage banks were allowed to keep their name. Pfandbrief banks are credit institutions whose banking business is to acquire mortgages, pool these mortgage Pfandbriefe and place them on the capital market. They are […]