A checking account is a banking service that is usually available to any bank member. What are the advantages & disadvantages of a current account and different offers in comparison.
A current account is a traditional type of account accessible to any person with legal capacity. In this regard, a current account does not serve to earn interest or to save money, but merely to facilitate business transactions and are therefore interest-free.
Who is entitled to a current account?
As a rule, every member of a bank is entitled to a current account. As a rule, the current account is opened automatically upon joining a bank.
Functions & Services
As a user, you are entitled to the basic banking services offered, such as checking account, payment card and online banking credentials. Credit accounts or various credit cards are not covered by basic banking services.
