Buy a loft apartment – You want to buy an apartment or sell an apartment? Then you should know about the respective apartment type! No matter whether old building, penthouse or maisonette. Here you can find out everything about lofts. Especially in big cities like New York or London lofts were built for the first […]
Real estate balance (Source: Alex Fischer) – Do you want others to help build your wealth? In this video, you’ll learn how certain income properties can give you another six for every one you pay! A comprehensive look at the economic part of real estate, both for cash investors, those who buy real estate for […]
Building interest comparison for your real estate – building interest or also mortgage interest, of different credit institutes need you, in order to be able to lock a construction financing. The comparison is important to find the best and cheapest construction financing for their dream property. Especially the Internet offers an incredible number of financing […]
Disagio – Disagio or as a synonym Damnum or Abgeld cheapens the initial interest rate of a loan when buying a property. By definition, a person is granted a loan and a discount of the loan is retained, this sum is called a discount. The sum acts as a prepayment of interest. In return, the […]
A mortgage is an interest-bearing loan on a property. The definition of a mortgage simply explained is that you take out a new loan or pay off an old one and pledge your property as collateral. This means that your property belongs to your lender and if you default, the lender can sell your property […]
The question of whether building savings is worthwhile or not cannot be answered in a general way. Many different factors play a role in this question, which only allow an assessment to be made. The fact is, however, that a building savings contract can ideally be used for partial financing of a property, but is […]
Real estate as an investment – step by step, from the basics to specific questions about: financing, loans and equity. Earn money with real estate! Here you will find tips from professionals. Good luck. Common questions include: What is meant by a loan? How much income for home financing? How much equity should you have […]
If selling the house is unavoidable, you can sell despite having a current loan. It is important that you choose an option that causes you as little additional costs as possible. If the sale takes place in the first 10 years of the financing, the bank can demand an early repayment penalty if the financing […]
Interim financing – Often builders apply for a loan for the construction or purchase of a property. If this is the case, interim financing becomes relevant, especially in the case of a building society loan. Here, the borrower has not yet reached the allotment maturity of his loan, but would still like to start with […]
Building savings contract – The building savings contract is a way of financing real estate. This contract is invested with the building society and obliges the saver to save a fixed amount within a certain period of time. The agreed building society tariff determines, among other things, the interest rates, the savings and redemption period […]
Repayment loan – A repayment loan is a generic term for loans in which a specific repayment line is agreed over a fixed term. In the real estate sector, it is usually an annuity loan, whereby the resulting repayment installments are composed of an interest and a repayment portion. The advantage of an amortising loan […]
Repayment – The purchase price of real estate is often financed by a loan, whereby the repayment leads to a loan being repaid. Here, the borrower repays the loan monthly on an ongoing basis, whereby the monthly instalments remain the same but the total liabilities decrease due to the ongoing repayment and the burden of […]
