The right financing for the purchase of a property is one of the most important decisions you have to make as a prospective homeowner. Equity plays a crucial role here, as it has a direct influence on the financing options and the long-term financial burden. Here I compare 3 different financing scenarios for you, from […]
Self-disclosure – Buying or financing a property is an important step in many people’s lives. However, before you can pick up the keys to your new home, you need to prepare a self-disclosure for the bank. In this article, accompanying my latest YouTube video, I explain what a self-disclosure is and what information you need […]
Inflation high, interest rates rising – Inflation is higher than it has been for decades! The consequence: Rising interest rates for loans. What to do when inflation is high and interest rates are rising? The best idea: buy real estate and do it quickly to secure the favorable interest rates now. What only 1% interest […]
Construction financing – The path to owning your own home or condominium usually involves construction financing. In addition to the classic annuity loan with land charge, there are other attractive and individually calculable construction loans. You can find the most favorable offer through a comprehensive search and comparison based on your personal conditions. Calculate suitable […]
Buy and rent villa – A popular model among many owners, especially villas located in places where others go on vacation. For example, Spain as a hotspot, especially Mallorca, Ibiza but also Marbella, depending on the personal ties you have to one of the places. If you want to rent out your villa, you buy […]
Baukindergeld – How the subsidy helps you with your financing. More on Real Estate Germany. The Baukindergeld is another government measure to promote home ownership. The corresponding law was introduced in 2018 and expires on December 31, 2020. Here is a brief overview of the Baukindergeld with an explanatory video from KfW. Explanatory video: Application […]
Self-disclosure for the bank – You want to buy a property and this is to be financed by a German bank? More on Real Estate Germany. Whether Sparkasse, Volksbank, private banks, Postbank, Deutsche Bank or Commerzbank, banks want creditworthiness (risk minimization) and proof of it. This proof is called self-disclosure. Here you present your assets […]
Calculate rental yield vs. purchase price factor – What is actually the difference between purchase price factor and gross rental yield? Real estate beginners and novices often hear two technical terms when it comes to property valuation, purchase price factor and gross rental yield (simply rental yield). Both help with quick property valuations so you […]
Limited Partnership Real Estate – With a limited partnership in real estate you can avoid personal liability. With a general partner who will usually take up most of the responsibilites and investors only contributing their capital, this is a very favoured form of real estate investment company. What is a RELP? How are limited partnerships […]
The formation of a GmbH (limited liability company) is a popular option for entrepreneurs who are active in the real estate sector or would like to enter this business field – also known as a real estate GmbH. Today we will take a closer look at the formation of a GmbH in connection with real […]
