Buy a villa in Marbella?

Marbella has a high attraction especially for those who like warm climate, the securities of Europe and at the same time a little “paradise”. In the immediate vicinity of Marbella alone there are more than twenty golf courses. Another magnet for many who are addicted to golf. While the choice of golf courses in Mallorca and Ibiza is relatively limited, here you have all the terrains. Not for nothing, the “Miami of Europe”.

Experience Marbella from Cala de Mijas through the Golden Mile (Monte Paraíso), Nueva Andalucía, Benehavís, Estepona to Sontogrande.

The most popular are, of course:

• Villa with pool
• Villa by the sea, or at least
• Villa with sea view

Due to the narrow coastline another advantage: the large part of the villas has sea view and with the warm temperatures here, almost always the swimming pool.

The key advantages at a glance:

• Mediterranean to tropical climate
• Rarely below 15° in winter, likes 35° in summer
• High density of golf courses to Gibraltar
• Only ~ 5 hours flight time

Where is Marbella? Location, Arrival and Welcome

Marbella is located in the southernmost corner of mainland Europe, in the south of Spain, immediately along the Mediterranean coast. The nearest airport in Málagais 40 minutes away by car. So to get to Marbella you need to bring a day of travel, unlike, for example, in Mallorca, with villa in Son Vida or in Ibiza, with villa in Sant Jesús.

Therefore, mostly a recommendation only for those who have either 1) personal connection to Marbella or 2) real golf fans who want to spend a lot of time on the green, even when wintering.

• Extreme south-west of Europe
• Near Gibraltar, on a good day you can see Africa’s coastline
• 40 minutes from the nearest airport (Málaga)

Temperature and Climate: Cumbre Vieja

Cumbre Vieja is a large mountain at the foot of which Marbella stretches along the coastline. The Cumbre Vieja has something magical and keeps, so it seems, the clouds from the inland to move over Marbella. It protects the place from too high temperatures of the inland, from clouds, wind and weather.

Thanks to the Cumbre Vieja you have permanently nice weather here. As you can also see from the statistics.

Ø Low temperature / Ø High temperature ° C:

• Winter (January): 9 ° / 16 °
• Summer (August): 31 ° / 21 °

Directions from the airport: 30 minutes from Málaga

From the airport in Málaga, to the Old-Town of Marbella, you need about 30 minutes by car. The compensation: The road takes you along the coastline.

• Travel time: 40 min
• Route: 51.2 km via AP-7

You want to buy in Mallorca and are looking for a consultant for purchase (and upgrading)?

Just give me a call or write to me:

• Contact

Villa Tour Marbella: The most expensive neighborhoods

Marbella is relatively small compared to other Spanish hotspots in the Mediterranean like Mallorca and Ibiza. After all, it is not an island, but a coastal strip. So your tour stretches for about 70 kilometers if you want to include all the relevant places from Cala de Mijas to Esetepona.

If you want to focus on Marbella city, you don’t have to look at the outer areas. For those who are looking for seclusion instead of city life, however, you should once drive the entire region from Cala de Mijas to Esetepona.

On the way to Marbella you will first pass through Mijas.

Cala de Mijas: Remote, near airport

In Cala de Mijas I got to know one of the first villas in Marbella, from a friend. The area is located between Málaga and Marbella. As you can see from the map, it has the best beachfront location. Directly in Beachfront you will find less villas. As in all of Marbella, the villas are always slightly in the hillside, instead of directly on the beach.

Advantages of Cala de Mijas:

• Away from the hustle and bustle of the city
• Relatively quiet beaches (comparison Marbella)
• Smaller community, faster connection
• Proximity to the airport (only 20 minutes)

Villa, pool, view – what else?

Marbella city

After Cala de Mijas you are in Marbella town. Before we look at the expensive villa districts, here is a tip for all visitors, the “Old-Town” of Marbella. Afterwards we drive to Monte Paraíso, the so called “Golden Mile” of Marbella and Nueva Andalucía, a district of Marbella, towards Estepona.

1. Old-Town for Welcome
2. Monte Paraíso: “Golden Mile
3. Nueva Andalucía

Old-Town

Not a place for villas, but for the old town romance of Marbella. Especially in the off-season (late fall, winter), you have many of the streets virtually to yourself and can enjoy the great restaurants, at 15 °, 20 °. From here you also come directly to the first hotspot of Marbella, to Monte Paraíso, the “Golden Mile”.

In the background the Cumbre Vieja, protecting behind the stand (inland heat, storms, etc.)

Romantic downtown with a southern flair.

Monte Paraíso: The Golden Mile

Monte Paraíso: The “Golden Mile” is located in the middle of Marbella. The neighborhood is located at the foot of Cumbre Vieja (big mountain to the inland). Small streets wind their way up to the gated communities. Here the prices for villas are around 3 to 15 million, depending on location and architecture.

Advantages of Monte Paraíso:

• Immediate proximity to the city
• Unique view over Marbella
• Exclusive neighborhood

Example from my villas in Marbella. that you already know from the cover picture. What I like especially about this villa? You see here a Night-House (left) and a Day-House (right). In the foreground with pool and artificial waterfall, in the background (not to be seen here) a more than 400 years old olive tree, which was specially brought here from Italy.

PS. You can buy this villa. See more of this villa and from Marbella here:

• Villas in Marbella

Villa in the Golden Mile:

Nueva Andalucía: Golf Clubs and Marina

In Nueva Andalucía, besides all the advantages, you have one thing directly: many golf courses. I have already written about the Golf Club Los Naranjos in my magazine. In addition, Puerto Banús (marina) is located here in the district. There

Advantages of Nueva Andalucía:

• Numerous good golf clubs
• Puerto Banús marina
• Directly at the center

Marina: Puerto Banús

Extra mention, the marina. No villas, but some nice penthouses and duplexes occasionally pop up on the market here. Ideal for boat owners, of course.

Tour of the Puerto Banús marina.

Benahavís: Villas in the “interior

You really want it quiet and secluded? Then you should not skip Benahavís on your sightseeing tour in Marbella. Benahavís is about 10 minutes inland, depending on how you drive. So it’s really just a short hop from Nueva Andalucía.

Location in / near Marbella:

Estepona: 30 minutes from Marbella

If you don’t want to buy directly in Marbella, Esetepona is a good option, only about 30 minutes by car, along the coast. The real estate offers here are somewhat more limited, accordingly, you may have to bring some time in the property search. In Marbella itself you will almost always find interesting offers, whether villa, historic finca or duplex in the city.

• Travel time (from Marbella): 28 min
• Route: 33.0 km, also via AP-7

Route: Marbella to Estepona.

Villa with pool in Estepona.

Sotogrande: More “Miami” does not go

My last tip is for those who seek tranquility, really tranquility and who like to play golf. Large courses to the left and right of the residence or even live directly on the golf course, with villa. All this is possible in Sotogrande, three quarters of an hour from Marbella.

• Travel time (from Marbella): 44 min
• Route: 58.5 km, also via AP-7

Own climate: winter / summer comparison

The 45 minutes driving time affect the climate, in winter the temperatures are already +1° / +2° higher, at 11° to 16°. At the same time, in midsummer, in August, it is a little cooler. Instead of 31 ° on average, only 28 ° and thus much more pleasant.

From Sontogrande you can already see the coast of Africa and you can be sure to live in a special place in Europe.

Route: Marbella to Sotogrande

Tip. Real estate in Marbella for golfers

Mallorca is a paradise for golfers. Get to know here the most beautiful golf courses in Mallorca.

• Golf courses in Marbella

You can also buy real estate directly on or even on individual golf courses. From very comfortable condominiums, to villas. All you need is a good real estate agent in Mallorca.

• Buy a villa in Marbella

Golf courses, almost like Miami or Hawaii.

Buy villa on the Mediterranean Sea

Get to know more, Spanish hotspots of the Mediterranean here.

Mallorca: The largest Balearic island

Buy Villa Mallorca – Villa with pool, unique views of Palma, secluded coves or hotspots like Son Vida (suburb of Palma) and Port Andratx, in the west of the island. Mallorca is the buyer magnet in the Mediterranean when it comes to real estate. There are many hotspots, but only this island combines “the big city life” with beach, nature, sun and tranquility – in the secluded villa neighborhoods. Some have been visiting the island for 5 or 10 years and know exactly in which area of Mallorca they want to buy, others are still undecided about the right location in Mallorca.

• Buy a villa in Mallorca

Ibiza: island tour and villa district

Villa in Ibiza – You want to buy a villa in Ibiza? Villa with pool, close to the beach and / or airport, quiet near the bay or close to the city with all shopping hotspots. Here you will get to know the right and important parts of the island. In addition, at the beginning I have a few common questions from my customers. Which location is worth buying according to my experience? Which parts of the island do I recommend to customers? So that you have a quick overview in Ibiza, divided into A, B and C location. Maybe you already know our Lukinski Real Estate Rating, in which we rate cities in Germany with over 50,000 inhabitants, in 3 categories: From good A-locations to more affordable C-locations. From Eivissa and gated community in Es Cubells, to Cala Vadella, to Sant Antoni.

• Buy a villa in Ibiza

Der Beitrag Buy Villa Marbella: Where to buy?! Buyer tips, villa neighborhood + real estate agent tour erschien zuerst auf ℄ Real Estates.

You want to buy a villa in Mallorca?

Already a big plus point of the island in advance, look at the increase in value over the last 10, 20 or even 30 years, then there is only one way: Up. The island has 3.640 km² and that’s it. No matter if villa in 1st sea line or “only” with sea view. Everything that is built, renovated and refurbished takes place here on an island, bordered by the Mediterranean Sea. Accordingly, prices rise partly by 6-8% year, depending on the location of Mallorca you buy.

Villa Tour Mallorca: The most expensive neighborhoods

I was just back on the island for 4 days and wanted to take you today once, to the “most beautiful” corners of Mallorca, in terms of villas and residential real estate. We start our villa tour in the capital, Palma de Mallorca. Here you would also arrive by plane and from there, it goes to the most beautiful corners of Mallorca.

The most popular are, of course:

• Villa with pool
• Villa by the sea, or at least
• Villa with sea view

You want to buy in Mallorca and are looking for a consultant for purchase (and upgrading)?

Just give me a call or write to me:

• Contact

Why Mallorca? Sun and climate of the island

There is one central reason for Mallorca: beautiful, warm weather. In particular, wintering and renting in the summer, during the peak season, is a popular model, even for villa owners. A quick look at the statitical values:

Ø Low temperature / Ø High temperature ° C:

• Winter (January): 7 ° / 15 °
• Summer (August): 31 ° / 21 °

Mallorca: A-location for your villa

The Balearic island of Mallorca offers year-round feel-good temperatures. In summer you reach jin peaks 35 °, in winter 10 ° to 15 ° (in Janaur compared to Berlin -2 °). For those who want to escape from winter, for those who want sun, a dream place to live. Northeast you will also find the more pristine island of Menorca and in the southwest Ibiza.

Here is a little buyer tip Ibiza: Why Ibiza? Always 2° more and the unique volcanic island. In addition, value increases of 8-10% p.a. Read more here: Buy Villa Ibiza.

Let’s go!

Palma de Mallorca: island capital and airport

Palma de Mallorca is the island’s capital and from its “kind”, quite comparable with a small city. There is both the city center with many, really many shopping streets. There are small areas that are more artistic and also golfers always get their money’s worth in the climate.

Southwest exposure = midday and evening sun

The island “capital” of Mallorca is also located in the southwest of the island. Why? Here you have the most sun, in southern exposure. In the west of the island you also have the advantage of being able to enjoy the evening sun and the sunset over the sea.

So the big question is:

Where do you feel comfortable?

City Life – If you are looking for a central location, with lots of liveliness and quick access to the city and the airport, then places like Son Vida (suburb) or Costa d’en Blanes and Bendinat, just a few minutes away by car, are ideal for you!

Away from the city life, you will immediately get many tips for your villa in Mallorca.

Palma de Mallorca is:

• A small big city
• Very urban, from shopping to culture
• Very central, airport with many destinations
• Mediterranean climate

Before we start with the Villa Tour, we start with a good cafe.

Old town and Santa Catalina: cafe stop before sightseeing

Santa Catalina district – Not known for villas, but my favorite district in Palma de Mallorca, right after the city center / old town itself. From here we put with a good cafe directly over, to Son Vida, the villa district of Palma de Mallorca.

Son Vida: Palma suburb (city and luxury)

As already announced, Son Vida is the villa district of Palma de Mallorca. Son Vida is one of the best areas ever on the Balearic island. Here you will find among the highest number of villas Mallorca. The golf club is on the doorstep, as well as the old town of Palma de Mallorca and also the airport is only 20 minutes by car, across the city.

After Son Vida, there are two options:

1. Driving to the west – direction Port Andratx
2. Driving to the southwest – Cala Vinyes and Sol de Mallorca

We continue to Port Andratx, this is a place you must know in your search.

Port Andratx: Own class

On the way to Port Andratx you will also pass Cala Fornells and Camp de Mar:

1. Cala Fornells
2. Camp de Mar
3. Port Andratx (Arrival)

Cala Fornells: villa district on the beach

Towards Port Andratx, just before the golf club, is the small villa district of Cala Fornells. In fact, “small but nice” sums it up best. A small community, lots of land and Mediterranean Sea all around.

Camp de Mar: Golf club on the doorstep

Just a few kilometers away, Camp de Mar. Camp de Mar is also convenient for those who like to have the golf club on their doorstep. Of course, there are also properties at and on individual golf course sites, for true golf fans.

Port Andratx: harbor town and villas Area

Port Andratx is a must see! Here in Port Andratx a lot of things come together. A beautiful and large bay with mostly calm waves (tip for evenings: just enjoy the sound of the waves). You have a lot of life in the community at the port, everything from spa to shopping street. At the same time nature is in front of the house.

For boat owners also an interesting alternative to the large port of Palma de Mallorca.

The density of villas here in Port Andratx is particularly high. Accordingly, you can also find a nice villa for yourself here relatively quickly. In the smaller places that you have met before, the fluctuation is of course somewhat lower. The harbor town is extremely popular and also a dream at night, with wonderful lighting of the promenade and the two bay sides to the left and right. A villa with pool, beautiful view, some Decide to Port Andratx.

Port Andratx:

• Away from Palma de Mallorca
• Upscale community
• Sunset = Southwest (evening sun)

A small break, a delicious meal or even on day 2, it can continue, south-west of Palma de Mallorca, south of Port Andratx.

South-west: beach, golf and tranquility

Via Bendinat and Costa d’en Blanes (which you should see), you come to the south-western part of the island. Here you will find different, small villa neighborhoods. Some with cliffs, some with sandy beaches. It is good to see all areas, so you can make an overview and decide according to your wishes.

1. Bendinat
2. Costa d’en Blanes
3. Palma Nova
4. Santa Ponsa
5. Cala Vinyes
6. Sol de Mallorca
7. Costa de la Calma

Bendinat: Close to the city, sunny and XL beach

On the way to Santa Ponsa, Cala Vinyes and Sol de Mallorca you will almost automatically pass through the coastal village of Bendinat.

Bendinat:

• Coastal village
• Near the beach (walking distance)
• Close to Palma de Mallorca

Costa d’en Blanes: Behind the beaches

Directly after that comes Costa d’en Blanes, another small villa district. Not everyone wants to be directly near the beach, because especially in the seasonal period there are many, really many people here. Close to beautiful beaches, yet slightly elevated, lies Costa d’en Blanes.

Costa d’en Blanes:

• Away from the beach paths / areas
• Close to Palma de Mallorca

Palma Nova: Close to the city and yet secluded

The last stop before Santa Ponsa is Palma Nova. Again a somewhat larger place, compared to Bendinat. Also popular with some and definitely worth a look on a villa tour.

Palma Nova:

• Shopping facilities directly
• Near the beach (walking distance)
• Remote from Palma de Mallorca

Now we move on to smaller communities and communities that all have their own merits. Often it’s the little things: Cliffs, sand, the view, the village street, perhaps a memory of a “first vacation.” Purchase decisions are made for many reasons.

Santa Ponsa: Far away from the hustle and bustle

On a villa tour Santa Ponsa should not be missed. The area stretches along the southwest coast and on good days, you can see all the way to Ibiza from here. In the south of the municipality you will also find Port Adriano, a villa district, to which we come directly after Santa Ponsa.

Mallorca, not only beautiful from the outside, even inside the real estate you “live” Mallorca.

Port Adriano (El Toro): Extra tip in Santa Ponsa

Also interesting in Santa Ponsa is Port Adriano (El Toro). Therefore, once again mentioned separately and shown with map, in which location you need to look to find a nice villa and buy if necessary.

Cala Vinyes: More beach and Mediterranean Sea

Cala Vinyes is a beautiful stretch of beach and after a short jump over the tip of the island, you are already there. Although the party stronghold Magaluf is nearby, there are very nice, small villa communities in Cala Vinyes.

Sol de Mallorca: Sun of Mallorca

My penultimate tip for the southwest, below Palma de Mallorca, is Sol de Mallorca. Sol = sun, that explains for sure already a lot. It does not get much further south in Mallorca!

Costa de la Calma: Port Andratx transition / Southwest island

A little further north, already in the direction of Port Andratx, you will find Costa de la Calma. The name says it all, here you will find a gorgeous, rugged coast with cliffs (but also swimming opportunities). Costa de la Calma is the last stop on our tour in this part of Mallorca.

You could also continue the villa tour directly from Port Antratx via Costa de la Calma, towards the southwest. So you have seen all the important neighborhoods in one day.

Inland and north of the island

Of course, you can find villas not only from Palma towards the southwest island. There are also small villa neighborhoods inland and in the north that you can look at as an alternative.

1. Santa Eugenia
2. Pollenca

Santa Eugenia: Pearl of the center of the island

Very small, but exciting for those who want to go inland of Mallorca, with its own flora and fauna. Santa Eugenia is also perfectly located to make a final jump on the villa tour: Pollenca.

Pollenca: country house and finca

Finca or country house? You have the best chances in the inland of Mallorca.

This was our Villa Tour, with the main hotspots in Mallorca. As described, there are many, really many beautiful corners. But these neighborhoods are already a large part of the areas in Mallorca, which are interesting and exciting for the large part of our customers!

A little further, the north of Mallorca and its nature:

Tip! Real estate in Mallorca for golfers

Mallorca is also a paradise for golfers. Get to know the most beautiful golf courses in Mallorca here.

• Golf courses in Mallorca

You can also buy real estate directly on or even on individual golf courses. From very comfortable condominiums, to villas. All you need is a good real estate agent in Mallorca.

• Buy a villa in Mallorca

Buy villa on the Mediterranean Sea

Get to know more, Spanish hotspots of the Mediterranean here.

Ibiza: island tour and villa district

Villa in Ibiza – You want to buy a villa in Ibiza? Villa with pool, close to the beach and / or airport, quiet near the bay or close to the city with all shopping hotspots. Here you will get to know the right and important parts of the island. In addition, at the beginning I have a few common questions from my customers. Which location is worth buying according to my experience? Which parts of the island do I recommend to customers? So that you have a quick overview in Ibiza, divided into A, B and C location. Maybe you already know our Lukinski Real Estate Rating, in which we rate cities in Germany with over 50,000 inhabitants, in 3 categories: From good A-locations to more affordable C-locations. From Eivissa and gated community in Es Cubells, to Cala Vadella, to Sant Antoni.

• Buy a villa in Ibiza

Marbella: The “Miami of Europe” for many golfers

Villa in Marbella – Especially for golf lovers Marbella is one of the hotspots in Europe. Many call Marbella the “Miami of Europe”. Pleasant to warm climate all year round and almost exclusively sun, in all seasons. Marbella is considered one of the hotspots in the Mediterranean, along with the hotspots Mallorca and Ibiza. You want to buy a villa in Marbella? I will take you to one of the most southern regions of Europe, spoiled by sun and the good life at the Mediterranean Sea.

• Buy a villa in Marbella

Der Beitrag Buy Villa Mallorca: Where to buy?! Island tour, villa neighborhoods + realtor tips erschien zuerst auf ℄ Real Estates.

You want to buy a villa in Ibiza?

I was on tour again. This time 3 days on Ibiza to find a Vila for a friend. Time enough to jot down some Ibiza tips for you too. PS: You want to buy in Ibiza and are looking for a consultant for buying (and upgrading)?

Just give me a call or write to me:

• Contact
• Ibiza Villa (Selection)

Why Ibiza? Climate and weather

For those who move to Ibiza, there is one main reason: the always beautiful, warm climate and sunny weather of the ballear island. Especially wintering and renting in the summer, during the peak season, is a popular model, even for villa owners in Mallorca. A brief look at the statitical values:

Ø Low temperature / Ø High temperature in ° C:

• Winter (January): 7 ° / 15 °
• Summer (August): 31 ° / 21 °

Then the most important question from customers:

How much does a villa in Ibiza cost?

Real estate investors and brokers know: Asking price is not selling price.

I like to calculate for my clients, in a first evaluation, like this: Each square meter (with beach view) costs 10,000 euros. If recently renovated or new 15,000 euros. In addition, there is “the view”. The better the view, the more exclusive, the more expensive. Depending on the size of the villa 100,000, 200,000, 500,000. As always, upwards there are no limits.

A “nice” villa in “good” location (everything is relative and depends on your individual goals and desires) with 200 m² so 2.000.000 + “View”.

As in Germany, it is worth looking at existing properties in which you can still invest a little to get a more attractive purchase price. Per square meter, you can expect a cost of around 1,800 euros at a corresponding level.

Buying on the Bellearen, read more buyer tips here (purchase price, building substance, etc.):

• Buy a villa in Spain

The most exclusive locations, the most expensive places: let’s start in Ibiza’s A-locations.

Tip. All places are with map, so you can easily find your way around, even if you do not know the island or have visited only briefly.

Ibiza: A-location for your villa

Start me with (my, personal) A-locations on the island. Starting with Eivissa, the “island capital” with direct access to the airport, shopping, but also beaches, yacht port, etc.. Then I take you to Es Cubells, one of the most exclusive and expensive places in Ibiza.

1. Eivissa (Ibiza Town)
2. It Cubells
3. Roca Llisa
4. Sant Jesús
5. Santa Eulària des Riu
6. Cala Salda

A-location means mainly south-facing and sea view, the most popular are of course:

• Villa by the sea, or at least
• Villa with sea view
• Villa with pool

Eivissa: Ibiza Town with airport, shopping, etc.

Eivissa is the largest city on the island and around the city you will find villas of all kinds. From the almost historic, spacious finca with 350 years of history, to the ultra modern new construction villas. From the airport you can reach all parts of the city within minutes.

Advantages of Eivissa:

• City and shopping
• City life and culture
• Airport
• Yacht harbor
• …

A small selection of my properties in Eivissa: Ibiza Villa.

Es Cubells: Most exclusive location & gated community

Es Cubells is a village in the southwest of the island, with attached gated community on the cliffs, towards Africa.

Want to live next to soccer stars from Barcelona and Madrid? One of the few gated communities built right on the cliffs. So there is only one road into this community with villas from 6 million to ~ 25 million. Individual wishes upwards are of course no limits. In a short time there will be no more properties under 10 million.

I now had another of the few gems that were on the market for only 3.7 million. An incredible villa built in the cliffs on several levels.

The travel time from the airport is about 30 minutes, with a comfortable ride.

Advantages of Es Cubells:

• Secluded, who really seeks tranquility
• One of the most exclusive locations
• Immediate proximity to famous soccer players
• Gated Community (optional)

Most of the properties are on much steeper cliffs than this one:

Roca Llisa: One of the most exclusive adresses

Roca Llisa is also a gated community and can only be entered with a short security check. The big advantage of Ruca Llisa is the proximity to Eivissa (airport, shopping, etc.), the capital of the island. From here to the city you need hardly 15 minutes by car. Here in Roca Llisa there are not only villas in the million range, you can already buy condominiums around 500,000 euros.

Compared to the gated community in Es Cubells a great advantage if you appreciate and love the city and city life. In return, you have absolute seclusion in Es Cubells if you are looking for it in Ibiza.

Here, of course, sell only the best real estate agents in Ibiza. If you are looking for such an exclusive location, feel free to contact me.

• Contact

Sant Jesús: North of Eivissa

Sant Jesús has one great advantage, its close proximity to the city. The municipality itself is small, but with the short drive time to Eivissa, this cozy atmosphere is exactly what makes Sant Jesús, so close to the center, so attractive to buyers.

Advantages of Sant Jesús:

• Proximity to Eivissa (City, Shopping, …)
• Proximity to the airport
• Still own community with tranquility
• Great view to Eivissa

Santa Eulària des Riu: 15 minutes from Eivissa

Somewhat quieter, though involving some driving time (for those who need to get to the airport more often), is Santa Eulària des Riu. Nearby is also the Nikki Beach Club, known from Miami & Co.

Advantages of Santa Eulària:

• Quiet and secluded
• Much nature around the community
• Only 15 / 20 minutes to Eivissa

Cala Salda: bay and seclusion

Last but not least in the list of A-locations in Ibiza is the bay around Cala Salda, above Sant Antoni.

• Beautiful bay
• Secluded location
• Small town nearby (Sant Antoni)

B-locations in Ibiza: Upscale island life

My recommendation for good B locations in Ibiza.

1. Cala Vadella
2. Santa Gertrudis
3. Sant Josep
4. Sant Agusti

Cala Vadella: First class cove with tranquility

A dreamlike bay, which is 30 minutes away from the airport, but offers exactly this comfort: Seclusion. With small restaurants, a beach bar, but above all peace and quiet and this unique view into the bay.

Also I am writing this little Ibiza real estate guide just from right here: Cala Vadella.

Advantages of Cala Vadella:

• Really secluded
• Beautiful bay and sunsets

Santa Gertrudis: The “real” Ibiza

Santa Gertrudis, more precisely Santa Gertrudis de Fruitera, is an absolute pearl, in the center of the island. While of course very much of Ibiza is focused on the beach, here you will find the real Ibiza. Another reason for the authentic nature of the place, here is the residence of the Spanish king. In fact, you’ll pass by it every time you leave the expressway from Eivissa to Santa Gertrudis.

No beach view, no sea in front of the house, but the absolute real life of Ibiza, between lemon trees and small two-story houses.

Sant Josep: center island

Sant Josep is on the way to Cala Vadella. It is one of the most central towns and is very close to the hippie market, where you can also spot a celebrity or two. In the core of the municipality you will find everything important and the route to Eivissa is simple: straight ahead. In just 20 minutes you are at the airport.

Popular, well-known and always worth a visit, the “hippie markets”.

Sant Agusti: Wide view over land and sea

Sant Augusti is located next to Sant Antoni, a rather simpler place. But: the view goes from Sant Augusti is wonderful. Here you will also find one of the highest rocky islands rising from the sea. Between the Mediterranean Sea and the property you also look at Ibiza as it is. With small fields and orange trees as far as the eye can see.

Spectacular and fabulously illuminated at night by the lights of Sant Antoni – and better than looking at the inky black sea at night.

C-locations in Ibiza: Good, but simple

C-location does not mean risk, as in Germany. C-location means rather, something “simpler” from the cityscape. You should also know these places and, if necessary, omit them directly from your real estate acquisition.

1. Sant Antoni de Portmany
2. Formentera

Sant Antoni de Portmany: The city of the British

One of the great places in Ibiza, but rather with British tourists looking for a cheaper alternative. By no means a comparison to Mallorca and Palma de Mallorca, but by Ibiza standards, not the first choice for buyers.

Formentera: offshore island with ferry connection

A beautiful island, but really only for those who want to live really secluded.

To be discovered

Coming soon more about:

• Port de Sant
• Portinatx
• Cala de Sant Vincent
• Cala Llonga

Financing a villa: Financing in Ibiza

Financing a foreign property – This aspect cannot be summarized in a general way for the whole world. But here is a little insight for Spanish real estate.

Equity: Share in loan financing

In Spain, however, you can expect to have to provide between (40 to) 60% equity as a rule.

~ 60% equity

In Germany, it is usually only 15% equity that you need for real estate financing.

Security of the bank for foreign property

Why is that? For example, you live in Germany and your property is in Ibiza. Suddenly something goes wrong with the current financing, one or two installments arrive late at the bank. The effort, simply put, to get the property would be enormous for the bank, compared to a property that is in Germany.

Accordingly, the bank requires much more collateral from you for such a property abroad, even as a millionaire. Your regular house bank will most likely also refer you to a Spanish partner bank, which will then provide the financing.

But don’t worry, I can advise you on this aspect as well.

Contact and advice on purchase

You want to buy in Ibiza and are looking for an advisor for the purchase and financing of the property? Call me!

• Contact
• Ibiza Villa (Selection)

Buy villa on the Mediterranean Sea

Get to know more, Spanish hotspots of the Mediterranean here.

Mallorca: The largest ballear island

Buy Villa Mallorca – Villa with pool, unique views of Palma, secluded coves or hotspots like Son Vida (suburb of Palma) and Port Andratx, in the west of the island. Mallorca is the buyer magnet in the Mediterranean when it comes to real estate. There are many hotspots, but only this island combines “the big city life” with beach, nature, sun and tranquility – in the secluded villa neighborhoods. Some have been visiting the island for 5 or 10 years and know exactly in which area of Mallorca they want to buy, others are still undecided about the right location in Mallorca.

• Buy a villa in Mallorca

Marbella: The “Miami of Europe” for many golfers

Villa in Marbella – Especially for golf lovers Marbella is one of the hotspots in Europe. Many call Marbella the “Maimi of Europe”. Pleasant to warm climate all year round and almost exclusively sun, in all seasons. Marbella is considered one of the hotspots in the Mediterranean, along with the hotspots of Mallorca and Ibiza. You want to buy a villa in Marbella? I will take you to one of the most southern regions of Europe, spoiled by sun and the good life at the Mediterranean Sea.

• Buy a villa in Marbella

Der Beitrag Buy Villa Ibiza: Where to buy?! Exclusive island tour, villa neighborhoods + realtor tips erschien zuerst auf ℄ Real Estates.

Crowdinvesting: explanation, advantages and disadvantages

Too little equity, too little time, no problem! Crowdinvesting in real estate allows you to invest with smallest amounts. My recommendation for small investments starting at 500 euros are providers like Exporo and InRento.

Let’s start with basics:

What is crowdinvesting?

First of all, what is crowdinvesting?

A very simple comparison would be “a corporation“. The company sells various shares to individuals and institutions. Thus, many “participate” in a company and give it the necessary financing for growth. It works the same way with crowdinvesting in real estate.

Instead of one large investor, shares are spread to many “small” investors. This allows people to invest in real estate who either do not have the necessary credit rating, not enough equity or both. There are several providers for this, such as Bergfürst, Engel & Völkers, Exporo or also InRento, which you will also find in a list later.

More and more want to participate in the real estate market. Also Haufe reports this month“The swarm flies on real estate“, let’s look at the advantages and disadvantages.

Advantages of real estate crowdinvesting

As already learned in the introduction, you as an investor have some advantages, such as the low equity, the various properties as investment options, risk minimization through capital diversification, but also an extensive participation (fixed interest rate, profit-related distribution and participation upon sale).

• Little equity – start from 50 – 100 Euro
• Once registered, various investment options
• Transparency – contact with construction companies possible (information)
• Risk minimization – capital spread over several projects

Compensation and Disbursements:

• Fixed interest rate
• Profit-related distribution
• Participation in the exit case (sale of the property)

Disadvantages and risks for investors

As always, there are advantages, but also disadvantages that you should consider. Here also a more detailed article in Capital“Risky game“. After that you will know all the disadvantages and risks in detail.

• No right of co-determination (participatory loan)
• Capital commitment over a long period 5+ years
• Total loss when projects fail
• Too much participation – loss of overview

How does crowdinvesting in real estate work?

In the vast majority of cases, a property is to be developed (renovated or completely rebuilt).

With regular real estate investment, one would now specifically look for a partner for financing. With crowdinvestment, however, owners talk to the crowdinvestment platforms, which in turn take care of the distribution of the shares. Online platforms then broker real estate shares to investors.

This crowdinvestment platform then takes over the entire presentation to the individual investors and the owners can take care of their core business, construction and development. So with crowdinvesting, you don’t give a “typical” loan to the respective developer, you participate in the property with a participatory loan. This also means you have no say in the matter.

Participation in the real estate does not mean, of course, that you can move in tomorrow and take 0.5 square meters. The real estate will be managed afterwards, you are only a capital investor. From this you achieve a return in the form of the fixed interest rate and the profit-dependent distribution.

Once again the remuneration and payment:

• Fixed interest rate
• Profit-related distribution
• Participation in the exit case (sale of the property)

So a few euros become more and more.

Crowdinvestment provider

Which crowdfunding platform is the best? Where can you invest? There are various, reputable providers for crowdinvesting. Here is a small market overview. The minimum investments differ, depending on the projects on the platforms.

As a rule, the minimum deposits are between 100 and 1,000 euros.

List of providers:

• Bergfürst
• Crowdinvest real estate
• Scroogeinvest
• Engel & Völkers Digital Invest
• Exporo
• Immofunding
• InRento
• Linus
• Rendity
• Savings Bank
• Interest module

What makes real estate so attractive as an investment?

Does real estate investment make sense?

There is a second advantage from crowdinvesting, for you personally!

With every new real estate listing and offer, you get to know the real estate market and learn to evaluate properties accordingly. Be sure to read my article on calculating rental yields here, as this will allow you to calculate the attractiveness of real estate investments in advance.

Real estate is extremely interesting as a capital investment, due to many aspects. A very important reason for real estate as a capital investment, especially with regard to one’s own retirement provision, real estate is not subject to inflation. The material value of a property protects it from the devaluation of money. Looking at the inflation table and the development in the next 25 – 30 years shows that real estate has many advantages, especially compared to financial investments such as savings accounts or Riester pensions for retirement.

Inflation and demonetization: effects

Example: In 30 years, inflation will have risen to the point where the purchasing power of 1,000 euros will be minimized to only 600 euros. In other words, if you spend 1,000 euros in 30 years, you will only receive goods worth 600 euros today. So (circa) 40% less, after inflation.

• 1,000 euros in the savings book in 30 years = 600 euros real value

Now we come directly back to the advantage of a property as an investment. This is rented out. Accordingly, the tenant pays an equivalent value (rent) for the monthly use of the tangible asset (real estate). If money is worth 40% less, your tenant has to pay 40% more rent. Accordingly, the rental income increases from 1,000 euros to 1,400 euros. So (circa) 40% more, after inflation, respectively no real value loss.

• 1.000 Euro rent in 30 years = No loss (1.400 Euro)

So if you had invested your money in a financial product, let’s take the classic savings book, you would have had a real loss of 40%.

When you invest your money in real estate, you are protected from the effects of inflation. Even better, you additionally benefit from the increase in value of the property. Germany is a booming real estate market, not only in recent years, also when looking at the last decades.

The population is growing, housing is scarce.

This way you additionally profit from the rent increases.

No fluctuation like shares & Co.

Real estate also has the advantage that it is hardly subject to fluctuations. If you actively trade currency, invest in stocks or buy cryptocurrency, for example, you will experience constant fluctuations in prices. Depending on the type of investment, currency, stock or crypto, more or less. Leases are long-term, rent is transferred monthly and the amount remains the same, tends to even increase due to rent adjustment.

• Real estate is stable in value
• Real estate offers inflation protection
• Real estate values do not fluctuate (like stocks, cryptocurrencies, and other financial products)

Major construction site in Stuttgart, profit, thanks to crowdinvesting.

Equity: Entry into real estate investment

The biggest sticking point for most is equity.

Especially when it is no longer about condominiums worth 100,000 euros (15,000 euros equity), but about investments in large cities with apartment prices of 400,000 euros, 500,000 euros and more. For a property with a purchase price of 500,000 euros (including ancillary costs), you would have to have 75,000 euros of equity ready.

Equity share in the purchase of real estate: security of the bank

First, let’s ask the question:

How much equity do you need for a regular property?

The answer differs, especially according to the real estate location. A condominium in Munich, unaffordable for most, even in the wider Speckgürtel around Nuremberg, Freiburg.

It is no different in the other major cities, Berlin, Hamburg, Düsseldorf or Frankfurt. So the purchase price of a property varies extremely, between 50,000 euros (in C-location) and 400,000 (in B-location). Of course, more if we talk about very good micro-location within the A-locations. e.g. Munich-Mitte, Berlin-Mitte, Hamburg-Mitte, Düsseldorf-Mitte and so on.

Calculate equity ratio: Here’s how

Whether 50,000 euros or 100,000 euros, the bank requires for the financing of a property, usually 15% equity. Especially if it is your first property.

In addition to the purchase price of the property, there are also the ancillary purchase costs. Depending on the federal state, including land transfer tax, notary costs and land registry entry, the total is approximately 7% to 10% extra.

Service charges idR. 7% – 10% yes according to federal state + broker (if involved)

The fluctuation comes on the one hand from the land transfer tax, which differs in each state. On the other hand, the question, was a broker commissioned? Here, too, the brokerage costs differ depending on the federal state. In the case of a private purchase, the buyer and seller must each share 50% of the brokerage costs. Ultimately, this results in the total purchase price of the property, including ancillary purchase costs.

This is how you calculate the equity ratio:

• Financing request: 100.000 Euro
  (purchase price plus ancillary costs)
• Equity: 15.000 Euro
• Loan from the bank: 85,000 euros

Purchase price calculation with additional costs:

• Purchase price: 100.000 Euro
• Real estate transfer tax example NRW (6.5%): 6,500 euros
• Notary fees (1.5%): 1,500 euros
• Land register entry (0.5%): 500 euros
• Brokerage commission (3.57% [3,570 / 2]): 1,785 euros

Credit rating for financing: crowdinvesting as an alternative

Not everyone has the necessary credit rating for such a large financing. Even if the equity would be available. e.g. because regular income counts (self-employed). Even more, however, do not even have the necessary equity available. For those who do not want to wait, there is a great alternative, even to invest in real estate as an investment.

Many reasons that speak for real estate as an investment and if the equity is not yet enough, for crowdinvesting in real estate.

Residential neighborhood with many condominiums (new construction):

Find profitable real estate

Crowdinvestment does not take away from you the decision in which property you invest. Therefore, here again the question opened:

How to find profitable real estate?

You still have to decide for yourself in which property you want to invest your money. Perhaps you already know my detailed guide on the subject of buying your first property? Here you will learn about the different types of real estate, the difference between yield real estate and investment real estate but also (very important) the real estate yield.

The real estate yield is a simple calculation once you know and understand it. It looks at the investment amount (purchase price and incidental purchase costs) and the monthly income (rental income). The result is a percentage.

If this is above 6%, all costs are usually covered by the repayment of the financing, interest and reserves for maintenance. Any return above 6% means additional wealth accumulation for you. Accordingly, the real estate yield is an extremely important factor for real estate investors. Because with this single key figure, you can evaluate the attractiveness of a real estate investment, but also compare different investment properties with each other.

Let’s first look at the simple formula of rental yield:

Annual net income / investment * 100 = rental yield

The rental yield is subdivided once again into the net rental yield and gross rental yield. Where is the difference?

• Net rental return = incl. incidental purchase costs
• Gross rental yield = excl. incidental purchase costs

With this knowledge, you can act much better as an investor and thus find really profitable properties for your investment.

Once you have registered in a crowdinvestment platforms, browse through the individual investment properties and compare them based on the return. Of course, you won’t get 100% of the rental payments, but you will see the yield on all platforms. Now you know what it’s all about!

Earn rental income today with investments starting at 500 euros. My recommendation:

• InRento

Der Beitrag Crowdinvestment real estate: experience, advantages, disadvantages in comparison + tips erschien zuerst auf ℄ Real Estates.

Documents for the bank: photos, energy certificate & purchase contract

Financing requests for real estate purchases are part of your bank advisor’s daily business. If you want to score points with your financing request, you should provide all important documents directly. This saves your bank time and energy, as it does not have to request extra new documents. Instead, the financing plan can be set up quickly and the financing process can be completed. So that you can enjoy a quick financing approval, we recommend that you prepare your documents in two folders:

1. Folder: Credit rating
2. Folder: Object

Now let’s take a closer look at the object folder:

House & apartment exposé: master data of the property

First of all, the bank needs a property file with the basic data of the house or apartment. Finally, the bank must know the master data of the property. You can either create an exposé or a fact sheet for this purpose.

You have the following options:

• Real estate exposé
• Fact Sheet

Photos of building and plot

In addition to the most important basic data, the bank also needs some photos of the object, so that it can get a visual impression. Make sure that the pictures have been taken in good light. Daylight is best suited for this purpose. In addition, you should give a lot of importance to a good quality of the photos, so that also details of the property can be seen. The bank not only needs photos of the property itself, but also of the immediate surroundings and, if necessary, of the common property.

You should attach photos of this:

• Property
• Community property
• Immediate surroundings

Parcel map, floor plan & insurance

In addition, the bank needs the cadastral map of the property, as well as the site plan. Also the floor plans of the property, as well as the living space calculation are to be attached. Another important document is the extract from the land register. The land register is an official, public register and contains legal relationships to the property. In addition to land charges, mortgages and liens on real property, it also contains further information on the respective ownership and residential relationships.

The following documents must also be forwarded to the bank.

• Parcel map and site plan
• Floor plans
• Living space calculation
• Land register excerpt
• Building insurance
• Energy certificate

In order for the bank to get an accurate picture of the property, the hallway and site plans are especially important:

Special case: Rental agreement for rented property

You can buy a property rented or unrented. If you buy a rented property, you must also give the rental contracts to the bank. In the case of unrented property, this step is of course omitted.

Special case: Homeowners’ association (WEG)

If you purchase a house or a condominium as part of a condominiumowners’ association (WEG), add the declaration of division to your property folder, as well as relevant agreements, the last three minutes of the owners’ meetings, the collection of resolutions and the WEG administrator’s contract. The statement of charges and the property tax assessment should also be in your folder.

Here is a brief overview:

• Declaration of division – with certificate of seclusion
• Collection of resolutions – last 3 owners’ meetings
• WEG manager contract
• House service charge statement
• Property tax notice

At the end: draft purchase agreement

The last object in the folder is then your draft purchase agreement, which thus completes the real estate folder.

Reading tip: Create purchase contract

Object folder for the bank: checklist

Here again the most important documents summarized at a glance;

1. Exposé / fact sheet of the property
2. Photos of building and plot
3. Parcel map, floor plan, insurance & co.
4. Rental contract (if available)
5. Documents of the WEG (if available)

Once you have all these documents together, nothing stands in your way of successful financing!

Would you like to know more about buying an apartment or house? Then you will learn everything from A-Z here: owner-occupancy or renting, financing a condominium, apartment search, real estate portals, real estate agents, valuation, purchase prices, negotiations and taxes. Knowledge and experience from experts, in one guide.

✓ A guidebook
✓ All facts
✓ Insider tips
✓ Purchase checklists

Learn step-by-step the home buying process and lots of insider tips!

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