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A credit card is a payment instrument that allows you to pay for a purchase with credit instead of using your bank account. This means that no money is debited from your account, but the credit line granted to you is reduced by the price of the purchase.
How a credit card works
You don’t pay for a purchase you made with credit until you receive a credit card statement in your online bank, email or mailbox.
If you do not repay the drawn credit in full by the due date of the invoice, you will have to pay interest on the credit.
