Tag Archive for: free choice

Chimney sweep – fire protection, duty & free choice

Chimney sweep – The chimney sweep is responsible not only for the control of fire protection and function of heating and combustion systems, but also for the monitoring of emission control and energy saving. How to save energy: energy efficiency. The regulations concerning the tasks are laid down in the Chimney Sweep Act. Chimney sweeps […]

Seguro de enfermedad obligatorio como autónomo y trabajador por cuenta propia

Mortgage Bank, Pfandbriefe & Real Estate Loans

Hypothekenbank is an obsolete name for a Pfandbrief bank since 2005. In purely legal terms, mortgage banks are Pfandbrief banks, but some mortgage banks were allowed to keep their name. Pfandbrief banks are credit institutions whose banking business is to acquire mortgages, pool these mortgage Pfandbriefe and place them on the capital market. They are […]