House building | Lukinski

Costs and benefits of a building expert: An investment that pays off?

L_kinski — Mon, 15 Jan 2024 11:33:34 +0000

Building your own home is often the biggest investment in many people’s lives. The role of a building surveyor should not be underestimated here, as this expert ensures the quality and value of the investment. But how can the true value of a building surveyor be recognized and to what extent is this service a profitable investment?

What does a building surveyor do?

A building expert, often referred to as a building surveyor, is a specialist who has extensive knowledge of construction technology. Their main task is to inspect buildings for quality, safety and compliance with the applicable building regulations. From construction planning to completion, he may be involved in various phases of the construction process to carry out technical assessments and inspections.

A key feature of his or her work is the independent assessment of buildings. He or she identifies potential construction defects and makes recommendations on how to rectify them. These services are particularly valuable as they help to avoid high long-term follow-up costs due to defects discovered at a later date. In addition, a building surveyor can also act as an arbitrator in the event of conflicts between the parties involved in the construction and help to protect the interests of the building owners.

For detailed information about the services of a building surveyor, I recommend a building survey from a prefabricated house expert, for an independent opinion.

Why a building surveyor can be crucial

Choosing a building expert can make a significant contribution to minimizing the risks of a construction project. Identifying problems at an early stage not only saves money, but also time and nerves. A building surveyor ensures transparency and can act as a trustworthy advisor who helps to make the right decisions.

“An independent building survey can set the course for a safe and satisfactory construction process.”

This statement underlines the central role that a building surveyor plays in the construction process. Regardless of whether it is a house build, extension or conversion, the expertise of such a professional guarantees that all aspects of the project are carefully reviewed and assessed.

Comparison of costs: building surveyor vs. possible defect costs

The cost of a building surveyor may initially seem like an additional expense, but it is often marginal compared to the potential costs that can arise from unrecognized defects. An average building survey costs between 500 and 3000 euros, depending on the scope and difficulty of the assessment. However, the cost of rectifying defects that are only discovered after the building project has been completed can quickly run into the tens of thousands.

Example: Moisture damage in the foundation

For example, undetected moisture damage in the foundations of a house can lead to extensive and costly renovation work if it is not rectified at an early stage. Early diagnosis by a building expert could have prevented this damage or at least significantly reduced the cost of remediation.

How do I choose the right building expert?

Choosing the right building surveyor is crucial to the success of your construction project. The following points should be considered when making your choice:

Qualification and certification
References and testimonials
Specialization

Qualification and certification

Make sure that the building expert has the appropriate qualifications and certifications that confirm their expertise and experience.

References and testimonials

Ask for references and read testimonials from previous customers. This will give you an insight into the reliability and quality of the appraiser’s work.

Specialization by project

Depending on the nature of your project, it may be advantageous to choose a building expert who specializes in certain areas such as old buildings, moisture damage or energy efficiency.

Examples from practice

This section presents real cases in which the expertise of a building expert was decisive:

Case study 1: Effective cost savings through early defect detection

In a new build in a rural area, fundamental damp problems caused by inadequate waterproofing in the basement were identified at an early stage thanks to the involvement of a building expert. The expert’s rapid identification and rectification of the defects prevented costly remedial work after completion, which could have cost the client more than 20,000 euros.

Case study 2: Avoiding legal disputes through detailed building inspections

In a complex construction project involving several trades, a conflict between the client and a subcontractor was avoided thanks to the thorough inspection and documentation of the construction progress by an independent construction expert. The expert found that the materials used did not meet the specified standards. The early clarification and correction of these deviations ensured a fair solution and prevented lengthy legal disputes.

These examples illustrate how a building expert can help to significantly reduce the financial and legal risks of a construction project through their professional assessment and advice. His role as a neutral observer and expert contributes significantly to transparency and safety in construction projects.

Conclusion: Hire a building expert

In conclusion, investing in a building surveyor is often a worthwhile decision. The cost of their services is low compared to the potential financial and emotional costs that can arise from building defects. A qualified and experienced building surveyor will ensure that your construction project is built on solid foundations and that you are protected from unexpected expenses in the long term. They also offer an objective perspective that helps to avoid conflicts and ensure the quality of the construction project. Their independence and professional assessment are essential to ensure the security and lasting value of your property.

Valuing real estate: an insight

eal estate valuation involves large sums of money and all parties are interested in a professional analysis. If the value of your property is in the right range, this will generate a high demand, which will ultimately lead to the prospective buyer paying the best price. Don’t give away any money!

Valuing real estate: an insight

Building interest rate comparison: 8 expert tips for favorable interest rates for loans

L_kinski — Sat, 07 Jan 2023 16:53:26 +0000

Construction interest rate comparison – If you want to realize the construction project of your dreams, it is important that you keep an eye on the costs. The 8 tips from construction financing experts explain in simple terms what you should check when choosing your financing partner. A key cost item is the construction interest rate, which makes up the largest part of the monthly installments. It is therefore worthwhile to carefully compare the construction interest rate and find the most favorable offers! Find favorable providers right here in the: Bauzinsvergleich.

Compare as many offers as possible – Tip 1

If you want to take out a loan for the construction or purchase of a property, it is worth comparing offers from different banks and credit institutions. There are various interest rate calculators on the Internet that allow you to compare the interest rates of different providers. You can also contact the banks and credit institutions directly to receive offers.

It is important to compare as many offers as possible to find the best interest rate for you. The more offers you compare, the greater the chance that you will find an attractive interest rate. Also compare the conditions of the different providers, such as the fixed interest period, the unscheduled repayment options and the repayment conditions. That way you can choose the best offer for you.

Comparison tip summarized:

Compare as many offers as possible from different banks and credit institutions
Use an interest rate calculator on the Internet or ask the provider directly.
The more offers you compare, the greater the chance that you will find an attractive interest rate

Also compare the terms and conditions of the various offers (more on this in a moment), such as the fixed-interest period, the unscheduled repayment options and the repayment terms.

Construction financing: provider comparison

Check current conditions online, right here:

Construction financing in comparison

Consider the fixed interest period – Tip 2

The fixed interest period indicates how long the construction interest rate remains guaranteed. For example, if you choose a fixed-interest period of 10 years, the construction interest rate remains constant for the duration of 10 years. After the fixed interest period has expired, the interest rate may change and adjust to the current market interest rate.

There are advantages and disadvantages to different fixed-interest periods. A longer fixed-interest period can be somewhat more expensive, but it also offers more planning security. You know exactly how high the monthly installments will be for the duration of the fixed-interest period and can plan your finances accordingly. A shorter fixed-interest period, on the other hand, can be more favorable, but is also associated with a higher risk, as the interest rate can rise after the fixed-interest period has expired.

When deciding on a fixed-interest period, you should therefore consider whether you are more interested in planning security or in the lowest possible interest rates. You should also compare the interest rates for different fixed-interest periods with different providers to find the best offer for you.

Interest rate lockup summarized:

Fixed interest period indicates how long the construction interest rate remains guaranteed
Longer fixed-interest period offers more planning security, but is also somewhat more expensive
Shorter fixed-interest period is more favorable, but also entails the risk that the interest rate may rise after the fixed-interest period has expired
When selecting the fixed-interest period, consider whether you are more interested in planning security or in the lowest possible interest rates.

Compare different forms of interest – Tip 3

There are different forms of interest that you can choose when financing your construction. The most common forms of interest are:

Fixed interest
Variable interest
Combined interest

Fixed interest

With fixed interest rates, the construction interest rate remains constant throughout the term of the loan. This provides planning security, as you know exactly how high the monthly installments will be. However, fixed interest rates are usually somewhat more expensive than variable interest rates.

Variable interest

With variable interest rates, the construction interest rate can change during the term of the loan. It is adjusted to the current market interest rate. Variable interest rates can be more favorable than fixed interest rates, but also offer less planning security, since you do not know exactly how high the monthly installments will be.

Combined interest

Combined interest rates are a combination of fixed and variable interest rates. One part of the construction interest rate remains constant throughout the term of the loan and the other part is adjusted to the current market interest rate.

Each form of interest has its advantages and disadvantages. Compare the different options to find the best form of interest for you. Also consider your personal preferences and your financial possibilities.

Consider the unscheduled repayment options – Tip 4

Unscheduled repayments make it possible to repay the loan early and thus save interest. There are various options for unscheduled repayments, such as:

One-time unscheduled repayment
Regular unscheduled repayments

One-time unscheduled repayment

A one-time unscheduled repayment allows you to repay the loan once in full or in part. This can be useful, for example, if you suddenly have a larger sum of money at your disposal, for example due to an inheritance or the sale of a property.

Regular unscheduled repayments

It is also possible to make regular unscheduled repayments, for example monthly or annually. In this way, you can repay the loan faster and thus save interest.

When selecting a mortgage, consider the unscheduled repayment options offered by the various providers. Compare whether and how much unscheduled repayments are possible and whether there are any fees for unscheduled repayments.

Use comparison portals – Tip 5

There are various comparison portals on the Internet that allow you to compare construction interest rates from different providers. These portals usually also offer various filter functions that you can use to narrow down the search according to your preferences, for example, by fixed-interest period, interest rate or repayment conditions.

The comparison portals can be a good way to quickly and easily get an overview of the various construction interest rate offers. However, you should note that the comparison portals usually do not take into account all providers and conditions and that the offers may not always be up to date. It is therefore advisable to check the offers directly with the banks and credit institutions.

Exactly right! Click here for the provider comparison

Check current conditions online, as always 24/7 here:

Construction financing in comparison

Use the offers of intermediaries – Tip 6

Intermediaries are specialized service providers who can help you find a favorable construction financing. They compare the offers of different banks and credit institutions and advise you on the best financing for you. Some brokers also offer exclusive deals that can only be obtained through them.

The services of intermediaries are usually subject to a fee. However, they can save you a lot of time and effort in the search for a favorable construction financing and also arrange better conditions for you. It is therefore worth considering the offers of intermediaries. However, also find out about the conditions and fees of the intermediaries to make sure that they are actually advantageous for you.

Consider other financing options – Tip 7

In addition to banks and credit institutions, there are other ways to raise money for the construction or purchase of a property. These include, for example:

Building savings
Building society loan
Promotional loan
Personal loans

Building savings

Building savings is a form of long-term investment in which you deposit money regularly and receive interest and tax benefits in return. The money saved can be used for the construction or purchase of a property if required.

Building society loan

A home savings loan is a loan granted on the basis of your home savings contract. You do not have to provide any collateral and can usually benefit from favorable interest rates.

Promotional loan

There are also various development loans offered specifically to builders or homebuyers. These loans are usually more favorable than conventional bank loans and are provided by the federal government, states or municipalities. However, there are usually certain requirements that must be met in order to receive a development loan.

Personal loans

It is also possible to take out a loan from friends or relatives. This usually brings you favorable and sometimes flexible conditions, for example, if you can not pay an installment on time.

Negotiate the construction rate – Tip 8

It is not uncommon for banks and credit institutions to have a certain amount of leeway when it comes to construction interest rates. It is therefore worth negotiating the construction interest rate and asking for a reduction.

There are several factors that play a role for banks in evaluating creditworthiness that can affect the construction rate. These include, for example:

Credit rating (creditworthiness)
Amount of the credit
Fixed-interest period
Type of property

Credit rating (creditworthiness)

Your credit rating indicates how likely it is that you will be able to repay the loan. As a rule, the higher your credit rating, the lower the interest rate.

Amount of the credit

The amount of the loan can also influence the construction interest rate. As a rule, the larger the loan, the higher the construction interest rate.

Fixed interest period (mentioned above)

As already mentioned, the fixed interest period indicates how long the construction interest rate remains guaranteed. A longer fixed-interest period is usually more expensive than a shorter one.

Type of property

The type of property can also influence the construction interest rate. For example, construction interest rates for single-family homes are usually more favorable than for multifamily homes or commercial premises.

Take these factors into account when negotiating the construction interest rate and try to present your arguments well. It is also worthwhile to obtain offers from several banks and credit institutions and compare them with each other. This way you can find out who is willing to reduce the construction interest rate.

Start construction planning?

Here you can find good conditions in comparison:

Construction financing check

Comparison portal: Real estate, credit, account & credit card – Finanztips Deutschland

L_kinski — Thu, 24 Nov 2022 13:05:27 +0000

Real estate credit

Real estate loans in comparison

Immobilien Kredit

Here you can find a cheap real estate loan.

Account & Credit Card

Provider comparison

Konto & Kreditkarte

Here you will find fair conditions: Account & Credit Card Comparison.

Favorable credit

Installment and mini credit in comparison

Günstiger Kredit

Here you can find a favorable loan.

Students

Account & credit card for students in comparison

Studenten

Here you will find extra conditions for students.

Construction financing: interest rates, conditions in comparison, tips & calculators

Laura — Tue, 15 Mar 2022 21:51:02 +0000

Construction financing – The path to owning your own home or condominium usually involves construction financing. In addition to the classic annuity loan with land charge, there are other attractive and individually calculable construction loans. You can find the most favorable offer through a comprehensive search and comparison based on your personal conditions.

Calculate suitable construction loans with above-average conditions

Surely you have already used the online loan calculator and found out at what conditions you could get your construction loan. This calculation is a first preview of your options, which we offer you at Lukinski with a custom construction financing. Due to the current low interest rates, you can finance very favorably and be sure that with support you will find the cheapest and safest way into your own four walls.

There are several options when it comes to construction loans.

The annuity loan is just one example, even though this construction financing is the most frequently used offer. Alternatively, you can opt for a forward loan or, if you want to finance a condominium, finance with a residential loan. Your credit rating and the equity you bring with you have a decisive effect on the debit interest and the effective interest rate for the construction loan.

If you want to build, a different financing may stand out than if you want to buy. Tell us your personal requirements and provide us with an insight into how much property you want to finance and how long you want to repay. Based on the rates you envisage, we will determine the best conditions and submit a proposal that will convince you and pave the way to home ownership at a reasonable price.

Difference from the classic loan?

Construction financing differs from the classic consumer loan in that the interest rates are more favorable and the term is longer. In financing, the property serves as collateral. The debt is entered in the land register. If the installments cannot be serviced on time, the bank has the right to cancel the real estate loan and foreclose. In this case, it gets back its money or a large part of it. Thanks to this deposited collateral, the bank has the possibility to grant more favorable conditions for real estate financing than for a consumer loan granted without the deposit of collateral.

Extra tip! Do you already know our guide, 9 tips for construction financing? Read it all here:

Construction financing: 9 concrete tips

Comparison of different providers is important

If you want to find out about the possibilities and details of construction financing, real estate agents offer you individual advice. If you want to sell your property, real estate agents are at your side with a package of services. Real estate agents know their way around the market and bring experience to the job. You benefit from individual support and a stress-free sale of your property.

A broker can also help you plan in the area of construction financing.

Individual construction financing from various components

Many real estate buyers take advantage of construction financing because the sum cannot be paid in one lump sum. The financing for a property should be safely planned in advance. Take individual advice, because a financing plan is always adapted to the situation of the builder.

It stands on various pillars. This means that a property is not usually financed with just a single loan. A combination of existing equity, a development loan, a building savings contract and the classic bank loan are the components of financing. It is important to compare the various providers during the planning phase.

Construction financing: interest rates and their influence (credit rate)

Construction financing is characterized by long terms. If the interest rate is just a few percentage points after the decimal point, this can result in four-digit savings over the entire term.

The monthly installments decrease and the interest payments are not as high. Offers from the area of subsidized loans should also be compared before concluding the contracts. A building savings contract that is ready for allocation can reduce the monthly installments, as can equity capital or the provision of personal contributions. Ultimately, it is important that the construction financing is set up in such a way that it can be carried over the entire term. In addition to comparing the various offers, advice is very important.

Incidental costs for construction and moving into your own house

Financing is not completed with the purchase price for the property. You have to reckon with further costs.

When buying a house, fees for the notary and for the real estate agent are due. As a builder, you pay insurance and you should expect to pay the first installments for the new house and rent in parallel. Before moving in, you may need to purchase heating oil. Depending on the size of the tanks and the current market price, this can run into four figures. Also factor the cost of moving into the financing. This is especially true if you are moving to another city and cannot organize the move yourself.

Financing may also include components that are not directly related to the construction of the house. It is advantageous if you bring equity and can liquidate a cash investment or deposit to reduce the cost of the loan. Comparing the offers on the market will bring you additional savings on the cost of your construction financing.

Calculator: Exact planning of construction financing

Calculators are necessary in relation to construction financing to accurately determine the cost of purchasing or renovating a property. A calculator is also used to determine the cost of the loan.

Borrowing costs: interest and repayment portions

The cost of the loan consists of the interest and the repayment portion of the current loan amount. Interest plays an important role here. Since the term of a real estate loan is usually ten years, the interest payment is spread over a long period. If an offer from a bank is only half a percentage point cheaper in its interest rate, you can already save several hundred euros a year. This is also due to the high loan sums, which for most construction financing amount to a six-digit sum. Individual advice is important before taking out a loan.

Construction financing often consists of several pillars and not just a single loan. A building savings contract, equity capital and development loans come before the classic bank loan. The reason for this is that these financings are significantly cheaper than the bank loan in terms of their costs. The calculator helps you to divide the financing among different elements and thus determine the costs with certainty.

Free online calculator for house & apartment

Click here to return to the overview with all online calculator tips:

Online calculator: real estate

Read more about the individual topics here:

We would like to point out that the lowest interest rates alone do not provide information about a really good construction loan that fits your requirements. Only if the entire conditions fit your requirements, the flexibility of the general conditions and the repayment period based on the installment amount you have chosen, you will choose the best construction loan for you.

House types: What types of houses are there? Real estate guide

L_kinski — Mon, 08 Feb 2021 15:17:31 +0000

House types – you just need a bit more space? However, the choices of properties these days are vast. Especially when buying a property, there are many factors to consider, and choosing the right type of house is essential. In the following article, we would like to tell you more about the different house types and what makes each of them special. Learn about the characteristics and special features of each type of house, and let us show you the advantages and disadvantages. With the help of this guide, it should be easier for you to choose the perfect property for you. Get an overview and learn about the world of bungalows, terraced houses and villas! Tip: Here you can find all types of apartments.

Buying a house: Financial planning, brokers, loans & Co.

The dream of owning your own home, living independently within your own four walls, being able to design everything yourself and furnish it according to your individual wishes. But with this wishful thinking it is far from being done, because there is much more to buying a house. There is a long way to the goal of being able to lean back, relax and enjoy life in your own garden. To make this as easy as possible, here are the best tips & tricks on what you should pay attention to when buying a house and what pitfalls you can avoid.

Buy a house

House types in a list:

Farm: Prices, tax, estate agent & procedure for purchase

The decision to buy a farm is made by families as well as couples or singles in middle or older age, who want to change and appreciate the individual way of living in the middle of nature. We offer you farms in attractive rural locations.

Buying your own farm as a permanent residence or as a weekend home. You need to decide if you want to buy a property in need of renovation. These farms can often be purchased at very reasonable prices. Alternatively, there are properties that have already been refurbished by their previous owner and are in a modern and very good condition. These farms are usually ready to move into immediately. However, you have to expect a higher purchase price. This is especially true if the farm is in a very central location with a good infrastructure. What else there is to know about farms as real estate, you will learn in the following.

Farm

Bungalow: no stairs, barrier-free & often access to the garden

A bungalow is above all practical and modern. Especially with young families, this type of house is very popular, because you can find all the rooms on one floor and this is a great advantage with children. In addition, a bungalow is extremely durable. You can move in as a young adult and stay in this house all your life. As a pensioner, the absence of stairs and the single storey are a great advantage. Choosing the right house is not easy. You invest a lot of money in the construction or purchase and it is a decision for life.

A bungalow is an ideal investment and investment in the future. This type of house is ideal for families, and perfect for a long life. Besides the special construction of a bungalow, it offers many other advantages. Choose your own design or a prefabricated house. Plan the floor plan, calculate prices and design your own modern home. In this article you will learn everything you need to know about this building type. From the definition to the financing.

Bungalow

Semi-detached house: features, checklists & living with neighbours

The term semi-detached house refers to a residential unit, which usually extends over several floors and is approximately the size of a standard detached house. A semi-detached house offers two almost identical living units, each of which is roughly the same size as a detached house. Of course, this depends entirely on the type of single-family home. In principle, however, the aim of a semi-detached house is to provide space for a medium-sized residential group.

However, the difference between this and a detached house is that, as the name suggests, semi-detached houses, extend over half of a very large, long house. This saves land area and you still experience almost the luxury of your own house with a few restrictions, which we will go into more detail in the course of the article.

Semi-detached house

Detached house: Small house for the whole family

What is a detached house? Under this term one imagines first of all a terraced house or a semi-detached house, which is correct, but does not explain the term sufficiently. The single-family house describes only that it is designed in principle for a family, the size, shape or location you can choose freely. Decide for a luxurious city villa or a down-to-earth bungalow. Build or buy and bring everything up to date and modern. In this article you will learn everything you need to know about this type of house.

Single-family house

Half-timbered house: living with charm – purchase, costs & renovation

Everyone who grew up in Germany has seen them. But how exactly it is to live in such a house, you probably only know once you get the chance. However, the houses are not for everyone and require a lot of work. You can read about how the construction method influences the living atmosphere in the following.

The exposed wooden beams are also what make up the charm of the houses for many. So if you are thinking about rebuilding a half-timbered house, it is advisable not to plaster it, because that would destroy the characteristic for many. What exactly constitutes a half-timbered house and what there is to know when buying, selling or renovating a half-timbered house, you can find out here.

Half-timbered house

Holiday home / weekend house: house by the lake, beach or sea, with terrace

Who does not wish to have their own house in their favourite holiday resort? And this dream is not far away. We’ll tell you how you can buy a holiday home and make money from it. With a few simple methods. However, it is important to mention in advance that the rental of holiday homes is also dependent on the overall economic situation. If people are doing better financially, they will go on holiday more. So here, too, you can’t just count on profitable years.

Hardly any other type of property is better suited as an investment than the holiday home. It is not only characterized by an excellent location, but through modern media and Internet portals, the re-renting of these houses has become very easy. This makes it much easier to generate income with holiday homes. Of course, the cost-benefit calculation is particularly relevant. However, if you manage properly, you can afford a holiday home, gain capital by renting it out and also have a very private retreat in your favourite holiday home. What you should look for when buying a holiday home – and much more – you can find out here.

Prefabricated house: Turnkey? Costs & advantages and disadvantages

Especially for young adults, the dream of owning their own four walls is big. You want to invest your money and what is better than a property? If you are interested, a prefabricated house would be ideal, because with this type of construction the prices are usually lower. If you want to move in quickly and don’t want to put a lot of energy into building a house, you should look into prefabricated houses. Buy your house with land and have a bungalow, a villa or a terraced house built. The repertoire of providers is large. Compare the different types of houses, gather important experience and decide between materials such as wood or concrete. Move into your first and turnkey house soon!

Prefabricated house: features, definition, advantages & disadvantages
Buying a prefabricated house: Costs, construction, etc.

Wooden house: Sustainable living? Costs, construction time & maintenance

Due to the advantages and the cozy aura, the wooden house has established itself throughout Germany and is appreciated by many families. With the wooden house, a distinction is generally made between three types of construction. The classic is the log house, closely followed by the Umgebinde house and the wooden panel house. Only the log house is a purely wooden house, while the other two house types are only made of wood in the basic framework and are made of stone or composite materials in the interior fittings and wall surfaces.

As a living material, wood is very high-maintenance and must be regularly protected against the weather. Nevertheless, with a wooden house you can create an oasis of well-being, which convinces both visually, haptically and in the sensation. What else there is to know about buying a wooden house, you will find out in the following article.

Wooden house

Country house: features, characteristics and live in the country

A country house is defined as a residential building, which is located on an estate. Mostly it is a large property to which a spacious garden belongs. Size, open space and a romantic, rustic style determine the image of a country house. Townhouses in country house style are becoming more and more popular. Both advantages, the good infrastructure and the rustic exterior appearance, are thus combined.

The massive structures with generous proportions are strikingly designed by the long balconies, terraces, dormers and pavilions. Real wood is a defining material of the country house – folding shutters, windows, doors and railings provide the harmonious style of the house. In some cases, a conservatory or carport is also part of the house. Warm tones, stone, ceramics, rattan and a tiled stove provide a feel-good atmosphere and bring relaxation and recreation.

Country house

Solid house: Robust material & long service life

A solid house is a construction method of a house, whereby the house is built stone-on-stone from solid building materials. Individual wishes of the builder thus make each house a unique one-of-a-kind. On average, the lifespan of a solid house is about 100-120 years and is therefore more durable than a prefabricated house. The price per square meter of a new house is on average 1,300 euros for the construction costs excluding the land. There is no upper limit for the price limit.

Factors such as costs, materials and the duration of construction are very important when it comes to buying your own home. With the help of information on financing, the choice of land and the life of the house, you can form an opinion and decide which of the listed advantages and disadvantages are decisive for you – and whether a solid house is right for you.

Massive house

Apartment building: Valuing real estate, apartments, rentals & co.

Your idea has manifested itself and your dream of a house is becoming reality. You have already looked at a few properties, compared prices and set your budget for buying a house. Before you enter into closer negotiations with sellers or reserve a property, you should plan the house financing and determine your conditions. The more professionally you proceed and the more concretely you plan, the less complicated the house purchase will be, from the idea to the financing to the notarisation to the conclusion of the contract. Then everything is ready for the rental of the apartment house. Learn everything here, from the valuation, to the rental of apartment buildings.

Terraced house: Living door to door – Costs and advantages & disadvantages of building a house

Young families and couples, as well as anyone in the family planning process, are attracted to townhomes in the same way. Not because they are particularly modern and cool. On the contrary, terraced houses have acquired a somewhat dusty image over the years. But the cliché that terraced houses are only for squares is not at all true.

Due to its space-saving design, the housing form has a huge advantage, because often you can get them even in large cities still relatively close to the city center. Often you don’t even know that you are dealing with a terraced house, because the image that we have been given is wrong. Row houses can be found in Paris London, New York Berlin and all other metropolises. The simple reason for this is that terraced houses are built side by side without leaving space between the individual housing units, thus they require little land area and even in urban regions often come with a front garden or real garden.

Terraced house

Beach house: living by the sea or renting to holidaymakers

A beach house can be used as a retreat as well as a modern home. A home that many dream of – do you? While the type of home can vary greatly, it remains true to its location – right on the beach. Whether it’s a luxury villa in the Hamptons, a modern bungalow in Calabria, or an aesthetically pleasing single-family home on the Baltic Sea, a direct oceanfront location makes the heart beat faster for many.

You’ve been dreaming of your own house for a long time? Do you prefer to spend time at the beach? Or do you want to invest in a holiday home to rent it out or sell it after renovation with added value? Then it’s time for you to look into beach homes. The beach house, which inspires with a dreamlike beach location, can be used as a home or as a profit-promising capital investment. In the following article you will learn what a beach house is and what advantages and disadvantages it has. Furthermore, the house construction as well as the house purchase will be explained to you in more detail and it will be pointed out what needs to be considered for different needs!

Beach house

Villa: plot, garden and many rooms – city villa or villa in the countryside

You want to invest your money in real estate and build or buy a house? If you have an affinity for luxury and elegance, you should definitely look into the subject of a villa. A villa is long-lasting and an investment in the future. In this article you will learn everything you need to know about this special type of house. Do you prefer a modern or more Mediterranean style and when is a house a villa? It doesn’t matter whether you want to build in the city centre, in the countryside or on a hill with a pool. You can find the most important information here.

Are you interested in investing in a luxury property and would like to build or buy a villa? Then you will find a few useful tips on the subject here. Decide for yourself whether you want to renovate an old building to keep the charm or build a new building to design everything according to your ideas. Choose between a prefabricated house or a solid house because both have their advantages and disadvantages. Find out what they are below.

Villa
Buying a villa: Procedure, Checklist & Co.

Energy efficient building

Low-energy house
Zero-energy house
Passive House

Low-energy house: Live sustainably and save on ancillary costs?

Since 2007, there has been a draft law that attempts to regulate the energy efficiency of construction projects and thus improve the housing landscapes in cities and in the countryside in terms of sustainability. In order to obtain a building license, certain requirements must be met.

In addition, low-energy houses are supported with development loans, as the interest of the government and development banks also continues. Of course, not all new buildings have to be low-energy houses and categories under the definition of low-energy house also receive funding. However, with sustainable living, not only does the environment benefit, but you also save on energy costs. What it has to do with low-energy houses, you will learn in the following.

Low-energy house

Zero energy house & passive house: definition, function, costs & requirements

Construction and architectural trends are moving more and more into the realm of sustainable living, as not only the environment demands it, but also legislators and consumers. Accordingly, the number of energy-efficient houses among new buildings has more than quadrupled in the area of office buildings, commercial spaces, hotels and also private households.

The zero-energy house and the passive house can be considered as a kind of master class of living. These house forms have the claim to have an energy balance of 0. This means that the already extremely reduced energy consumption is additionally covered by the house’s internal installations for generating renewable energies.

Zero Energy House & Passive House

Commercial real estate

Buying commercial property – Would you like to buy a retail business, a kebab shop, a tattoo studio, practice and law firm premises, industrial property or entire technology parks? Avoid bad investments and make the best decision from the beginning with us. Buying commercial real estate is an investment for start-ups and business owners. The company grows in the new property. Location and selection criteria are of the commercial property set the course for the future of the company.

Commercial property