Building: Does it make sense at current interest rates?

Common questions include:

• How long building savings?
• What is the contract amount?
• When can I split a building society contract?
• What is the valuation number for a building savings contract?
• Does new construction make sense as a capital investment?
• When can I split a building society contract?
• Can the building society contract be paid out in cash?
• Is it possible to pre-finance a building savings contract?

Building savings contract: Does it make sense to invest in a property?

Building savings contract: Does it make sense to invest in a property? – from immocation

Youtube description: “Is it still possible to take out a building savings contract sensibly in 2018? Can I also use a building society loan for real estate financing of a property as an investment and does that make sense at all?
In today’s video we talk about the advantages and disadvantages of building savings. Building savings explained simply is in the first place. We show you the advantages of an advance loan compared to an annuity loan. Clearly, you can secure your interest over a long period until the end of your financing. Whether it is really worth it to take the long savings phase to secure the interest rate risk, we show you today. The topic of follow-up financing moves into the background, but what other options are there with a possible 30-year term to secure your interest and how worthwhile is it? Building savings is not worth it. Many are of this opinion. What do you think?”

Rating: 356 positive / 39 negative

Capital requirements and mortgage lending value

Basics of construction financing 1 – capital requirements and mortgage lending value of KlarPlus.

Youtube description: “What should I look for when buying and financing a house? What does mortgage lending value mean? How much equity do I need to bring?”

Rating: 397 positive / 18 negative

Construction financing – interest and rate

Basics of Construction Financing 2 – Interest and Rate by KlarPlus.

Youtube description: “What should I look for when buying a house? What is the rate based on? How is the interest rate determined? ”

Rating: 291 positive / 3 negative

Construction financing: Timing

Basics of Construction Financing 3 – Timeline of KlarPlus.

Youtube description: “What happens around the real estate purchase? What is the proper timing of each step?”

Rating: 332 positive / 8 negative

Construction financing – The 6 most expensive mistakes!

Construction financing – The 6 most expensive mistakes! – by Marco Reuss.

Youtube description: “Construction Financing Mistakes – Real estate financing can be very expensive and cost a lot of money or even in some cases jeopardize your entire home.”

Rating: 814 positive / 83 negative

Hamburg-Othmarschen: Exclusive district with a high quality of life

The Hanseatic city of Hamburg is also called the Pearl of the North. Especially the proximity to the sea, the surrounding cities such as Lübeck, Bremen or Kiel makes the city a popular place to live. Germany’s second largest city is also one of the most important logistics locations in Europe. No wonder: After all, the Hanseatic city is not only home to the largest port in the country, but also to one of the largest international airports. Thus, the metropolis in the north inspires not only families, couples, entrepreneurs and students, but also famous personalities from the fields of sports, music, film and television.

District: map and location

Hamburg-Othmaschnen is located in the middle between the exclusive Blankensee and the quiet Rotherbaum. Here it is bursting with sights, restaurants and cafes, which are not only very well known and popular in the district, but directly in the whole city. Also the proximity to the altoner fish market and the unique view of the Elbe make the unique flair of the district. In addition, you will find the most expensive streets in Hamburg here, as well as the highest prices per square metre in the Hanseatic city.

There is also plenty of culture to be found in the district. In the Jenisch Haus there is a great exhibition of antique furniture, as well as the eponymous Jenischpark, which is located in the immediate vicinity of the Elbe beach. The Elbstrand is very popular with the people of Hamburg, especially in the summertime, and many spend long evenings here. The famous Elbchaussee is also located in the exclusive district of Othmarschen for great shopping trips.

Take a trip down Streetview through the streets of Othmaschen:

Sell real estate: Apartment, house, apartment building

You want to buy a property and are now in a hurry with your current property sale? Or you want to buy an apartment building in order to rent it out lucratively? Fact is: You want to sell your current property as soon as possible. High property prices and low interest rates on loans are the best prerequisites for your property to fetch a good price and find buyers as quickly as possible. Experts are already warning: property prices may soon fall – not least because of the Corona crisis. Because the signs of the economic development stand on yellow to red. That means less purchasing power and falling prices. Thus, currently is the best time for the sale of your property!

Whether you are looking for a historic half-timbered house, a luxurious villa, a romantic loft or a spacious detached house – here is an overview, with further information and tips:

• Sell house
• Sell apartment house
• Sell land
• Overview: Sell real estate

After you have decided to sell your property, the first thing to do is to evaluate the property:

Real estate valuation: Valuation for the sale of real estate

During the real estate valuation, the value of the property is estimated and thus the purchase price is determined. An experienced real estate agent is also familiar with this. After all, not only the different types of houses and apartments influence the purchase price, but also the location, the equipment and the respective demand at the property location.

Learn more about real estate valuation here:

• Rate apartment
• Rate house
• Rate apartment house
• Valuing property
• Overview: Valuing real estate

Real estate in Hamburg-Othmarschen: Quiet and exclusive

Living in Hamburg-Othmarschen is quiet and exclusive. The single-family home district in the city centre convinces with a great location, good connections to the city centre and well-known cafés such as Café Strandperle. There are great homes throughout the neighborhood and the neighborhoods are close-knit and family-oriented. Many interested parties are families who want to move to Othmarschen are looking for happiness in the first and stylish home in a great location, which they can definitely find here.

Real estate sale procedure: apartment, land & apartment building

Selling your house is best done with an expert on your side. Do you know all the points to consider here? How does the process of selling a house work? Exclusive Othmarschen, luxurious Blankensee or chic Rissen: The procedure of a real estate sale remains the same in all districts.

Read me on the subject: Selling real estate in Hamburg

Here is an overview of all the important steps:

1. Schedule an appointment with the first real estate agent to evaluate your home or beautiful condo.
2. Provision of documentation: floor plans and architectural plans
3. Determine the price for the real estate advertisement
4. Preparation of the well-structured exposé for customers of the object
5. Organize requests from interested persons
6. Arrangement of the appointments for the visit in Germersheim
7. Check the creditworthiness of the person interested in your property
8. Officially authenticated real estate purchase contract together with the notary to bring to a conclusion
9. After entry in the land register (also priority notice of conveyance), the sale price of the property will be redeemed.
10. Transfer pending claims from house broker and notary
11. You did it! Compensate for the real estate transfer tax shown

Real estate valuation quick and easy from an expert

To determine themarket value of a house, apartment or land is a matter for experts. Because an appraiser determines the value without personal feelings for the house. Only the facts count! Especially now, when the prices for house, apartment or land in the popular district of Hamburg-Othmarschen are at peak levels, a cool head is important.

Valuation of the property: influencing factors

In addition to the tangible value of your property, there are also a variety of other factors that affect the purchase price. The following applies in principle:

Location, location, location

In addition to the location, the environment itself is of course also important. How far away is the nearest school? Are there enough buses and trains? What is the cultural offer of the surroundings? Also the equipment and the year of construction of the property play an important role. If a craftsman and architect have been consulted for a refurbishment or renovation, this will also have a positive effect on the purchase price.

Here are all the influencing factors that determine the purchase price:

• Real estate type
• Size of the plot (m²)
• Layout of the plot
• Living space (m²)
• Number of floors (without kitchen, bathroom)
• Age of the property
• Planned sale (date)
• Location (postcode, street, house number)

House sale: What you should pay attention to!

Not every prospective buyer is a good buyer! When selling a house there are a lot of big and small things to consider. This begins with the correct determination of the property value, continues with the preparation of the meaningful purchase documents, the organization of viewing appointments up to the connection of the notary contract. A lot of knowledge and experience is necessary!

Reading tip: Sell property tax-free!

Anyone planning to sell their property in Hamburg-Othmarschen will encounter a large number of interested parties. This makes it all the more important that this sales process is on the right track right from the start. After all, sellers want to get the best price for their house. This is an expert matter right from the start. After all, when selling real estate, nothing should be left to chance.

Here are all the tips again:

1. Preparation of informative purchase documents
2. Organization of the viewing appointments
3. Drafting of the sales contract
4. Consult the expertise of a broker

Hamburg: Real estate in the Hanseatic City

Hamburg is the only metropolis in Germany that offers a port feeling. Every day, thousands of containers reach the city via the port facilities. That is why so many people are drawn to Hamburg. Not only is there a flourishing Hanseatic economy, Hamburg is also home to major media houses, advertising agencies and, of course, a correspondingly large number of real estate agents. Above all, the Elbphilharmonie with its unique architecture stands for Hamburg.

Hamburg property market: Overview

Many apartments, lofts and penthouses offer unique views. Perfect for people who work a lot and therefore seek relaxation within their own four walls. Hamburg is not only the hub of the global economy, but with a high standard of living, impressive architecture, a diverse culture and a good geographical location, it also offers an attractive place to live for families, singles, couples or entrepreneurs and investors.

• Real Estate Hamburg

Living in Hamburg: Popular districts & residential areas

The Hanseatic city, Germany’s pearl in the north, is full of life and forms a centre for business and lifestyle. While the Elbe suburbs inspire with their proximity to the shore and the many villa districts, HafenCity and Speicherstadt enjoy great popularity due to their central location. Historic Harvestehude, culturally upscale Uhlenhorst and charming Winterhude are also among the most attractive places to live in the city. Find out all about the prices per square metre and properties in Hamburg’s most sought-after districts here. Read more here: Living in Hamburg.

• Elbe suburbs
• HafenCity
• Harvestehude
• Speicherstadt
• Uhlenhorst
• Winterhude

House, apartment and land for sale in Hamburg

While Othmarschen and Rotherbaum impress with their historic charm, the residential areas of Blankenese and Rissen delight with their views of the Elbe. And the modern Hafen City and progressive Harvestehude also enjoy great popularity. Do you want to sell your apartment, your apartment building or your own property here? With our free guides on selling real estate in Munich, you’ll be well prepared. Plus: everything you need to know about property valuation, estate agents & the process. Click here for the overview: Selling real estate in Hamburg.

• Blankenese
• Rissen
• Othmarschen
• Port City
• Harvestehude
• Rotherbaum

Hamburg-Hafen City: Luxurious residential area in the city centre

Hamburg is not only home to Germany’s largest port, but also to a large number of major companies, publishing houses and media agencies. The Hanseatic city impresses not only with its strong economy, international flair and growing job market, but also with its many chic districts. Whether family, single, student or entrepreneur – everyone feels at home in Hamburg. While families prefer the quiet Rotherbaum, singles and couples enjoy the colourful city life in HavenCity. And the city’s suburbs on the edge of the Elbe also have something to offer.

Back to Real Estate Hamburg.

District: map and location

The Hafen City district is located in the heart of Hamburg and lies to the south of Hamburg’s old town. The districts of Rotherbaum and Harvestehude are also not far away. The Hafen City district is highly modern and has only recently been created. Since 2003, the redevelopment of the Hafen City district has been taking place in the centre of Hamburg. Among other things, new residential areas are being created here between Kehrwiederspitze and Elbbrücken. Ten city quarters with modern residential buildings are being built in the former port area.

The Überseeboulevard also offers numerous shopping opportunities. The nearby playgrounds make this district family-friendly. The highlight of the district is the Elbphilharmonie. You can marvel at the modern architecture of glass and steel on the ViewPoint viewing platform at Baakenhafen.

Reading Tip! Hamburg: The most expensive streets

See more here in Streetview:

Sell real estate: Apartment, house, apartment building

You want to buy a property and are now in a hurry with your current property sale? Or you want to buy a multi-family house in order to rent it out lucratively? Whatever the reasons are: The private sale of real estate is always associated with many risks and sources of problems. We therefore recommend that you contact a real estate agent you can trust. A real estate agent will not only assist you throughout the entire selling process, but will also support you in the areas of research and market analysis. The real estate agent you trust will also advise you on the topics of taxes and financing, and real estate prices in Hamburg are also nothing new for him.

The selling process also varies depending on what type of house or apartment it is. You can find our free tips and guides here.

• Sell apartment
• Sell house
• Sell apartment house
• Sell land
• Overview: Sell real estate

Before the sale, however, the valuation of the property must first be carried out:

Real estate valuation: Valuation for the sale of real estate

The valuation of the property is one of the most important steps. This is where the purchase price is determined. Important: The purchase price should always be set realistically. If the purchase price is too high, you will scare off potential buyers. If the purchase price is too low, you are giving away money unnecessarily. When determining the value of the property, it is not only the year of construction, the equipment and the surroundings of your property that are important, but also other factors.

Learn more here:

• Rate apartment
• Rate house
• Rate apartment house
• Valuing property
• Overview: Valuing real estate

Selling real estate in Hafen City: With or without an estate agent?

Selling a house in Hafen City without making it public – how is that supposed to work? A “Diskret-Makler“, knows how to bring the two worlds together. In most cases, maximum discretion also has a positive effect on the selling price and the speed with which a property changes hands. After all, the entire neighborhood doesn’t have to know that something is happening with the owner next door.

For an off-market broker, discretion is paramount

In the international real estate market, this method of working has long been known and appreciated as a “secret sale”. And this without renouncing the classic virtues of a serious and customer-oriented real estate agent.

Finding a broker: What do you need to look out for?

Make sure the agent has proven experience in selling your particular type of property. The agent should be familiar with the area where your property is located and being sold. He should also have a file of prospective buyers. The initial appraisal of your property should be free of charge. Very important: Your good feeling towards the real estate agent already in the first conversation!

Real estate sale procedure: apartment, land & apartment building

Whether you are selling a property as an investment or for your own use, it is best to sell your property with an expert at your side. Do you know all the points that need to be considered here? How does the process of selling a house work? Modern Hafen City, elegant Blankensee or exclusive Othmarschen: The procedure of a property sale remains the same in all districts.

Read more here: Selling property in Hamburg

Here is an overview of the most important steps:

1. Realistic time planning and considered strategy for the sales phase
2. Sale with or without a broker?
3. Do you have all the documents for the sale?
4. Is your property ready for sale?
5. Is the sales price you have set realistic?
   … now it goes into the sales phase
6. Plan marketing strategy for the property and place targeted advertisements
7. Establish contact with interested parties and prepare for questions
8. Prepare for questions and establish contact with interested parties
9. Arrange and carry out viewing appointments and market the property convincingly
10. Sales talks with interested parties and checking of creditworthiness
    … now comes the sales processing
11. Draw up purchase contract and prepare for signature
12. Appointment for notarization at the notary and handover to the new owner

Real estate data: Type of house, living space, year of construction

Describe your property! This is not only important for the creation of the exposé, but also for the property valuation. Enter the relevant data of your property in our online form. The more information you provide, the more accurate your result will be.

• Real estate type
• Size of the plot (m²)
• Layout of the plot
• Living space (m²)
• Number of floors (without kitchen, bathroom)
• Age of the property
• Planned sale (date)
• Location (postcode, street, house number)
• … or simply rate online

Did you also know that you can increase the value of your property with renovation, refurbishment & Co. We recommend that you consult the craftsman and architect you trust. This way, the modernisation will be a complete success and you can enjoy a higher purchase price!

Analysis: Fast evaluation & reliable results

We analyze your real estate with and without land. Our expert determines the value of your property based on experience, regional characteristics and through our extensive database. If you have any questions, we will contact you by phone. Start your property valuation on Lukinski now.

• Quick evaluation
• Simple overview
• Flexible via mail or telephone
• Reliable results
• High quality market analysis

Evaluation: Recommendation for the right purchase price

You will receive your individual assessment from our expert by e-mail. This way you have all the important information in writing. After sending your property data, you will receive your property valuation by e-mail. Optionally, we even buy your property directly!

• Find out the price of your property
• Appraisal of condition, location and equipment of your property
• Valuation under consideration of current price analyses
• Recommendation for the optimal selling price
• Direct purchase possible

Real estate valuation: price determination according to type of construction and square metre

What are the items that make up the market value? The fact is that the market value of your Hafen City property is the basis for the offer price. The market value is not only based on the pure material value of the house or apartment – i.e. the costs for construction, renovations, modernizations. For example, the location in which you want to sell a property in Hafen City is decisive for the asking price. The amenities and the respective demand at the property location are also relevant factors when it comes to the market value and thus your highest possible asking price.

There is no simple formula for determining market value. Rather, it is an expert or appraiser who provides an informed estimate based on various documents. In order for the appraiser to work properly, he or she needs, among other things.

• Field map of the property/house
• Rental agreements (for a rented object)
• Land register excerpt
• Construction drawings

Tip! Find here even more info & tips around the topic of evaluating a house.

Valuing your property: these are the things that matter

In real estate valuation, it is not only the material value of the property that is important, but also the surroundings, the infrastructure, the year of construction and the equipment of the property. The connection to schools, supermarkets and hospitals also plays an important role.

Here are all the factors at a glance:

1. Object data of the apartment (year of construction, size)
2. Interior equipment
3. Building condition and facilities
4. Modernisation measures (keep invoices ready)
5. Individual object criteria of your apartment
6. District and local accessibility (school, supermarket, public transport, etc.)

Price estimation without an expert?

Correct pricing for your property in Hafen City? A matter for the expert! Whether it’s a historic half-timbered house in Rissen, a luxurious villa in Harvestehude or a freshly renovated maisonette apartment in Hafen City – he evaluates without personal sensitivities and passions. He knows the regional price level and can estimate how the current condition of your property affects the price. That’s why we help you find the right price!

• Real estate valuation – Real estate and real estate agent
• Preparation phase – real estate and broker
• Sales phase – interested parties and viewing
• Sales processing – contracts and notary