Finding the perfect plot of land to build on can be very difficult. But this foundation is crucial and should not be taken lightly, because in the end it’s not just a nice house that counts, but also a great location and a beautiful plot of land. Top 10 Tips – How to find beautiful […]
The word smart home immediately conjures up thoughts of a self-shopping refrigerator or a laundry robot. More on Buying Guide. But that is not (yet) one of the areas of application of a smart home. But what exactly is a smart home, how can it be controlled and, above all, how does it change our […]
Liability insurance – If you cause damage to a third party through no fault of your own, you are liable and can be “asked to pay” by the injured party. This applies to damage you cause to private individuals as well as in business. While you can still relatively easily replace a torn vase or […]
Statutory health insurance -As a worker and employee, you are automatically a member of a statutory health insurance fund. The registration and payment of the monthly premiums is done by your employer. However, even if you are self-employed or freelance, you can register in a statutory health insurance and benefit from the advantages of health […]
Supplementary health insurance – The benefits provided by statutory and private health insurance are continually decreasing. Some desired benefits, such as the single bed room and the chief physician treatment in the hospital, are not included in the standard tariff of a health insurance. Likewise, in the case of dental prostheses with implants, you have […]
Private health insurance – It is well known that as a private patient you enjoy some advantages and, for example, do not have to wait in line for specialist appointments. The privileges through a private health insurance pay off, provided that you choose your insurance coverage wisely and based on your needs. Self-employed, freelancers, private […]
Risk insurance – Have you bought your own home and opted for favourable financing? Even if risk insurance is not required by the bank based on your credit rating and other collateral, you should provide coverage with your family in mind. To protect your family from financial risks and the loss of the property, you […]
Health – Since 2009, there is a mandatory health and long-term care insurance in Germany prescribed by law. Exceptions are excluded, so that you also have to take out health insurance as a self-employed person, freelancer or low-income earner. If you are employed subject to compulsory insurance, you are automatically covered by health insurance through […]
Alternative loans – When you took out your property finance a few years ago, you tied yourself down to a long period of interest rate security. But in recent years, the debit interest rates for construction loans are noticeably healthy, making your construction financing unnecessarily expensive and unattractive. With a real estate loan under 10 […]
Purchase additional costs calculator – The purchase additional costs are neglected very gladly in the context of the construction financing. At the latest with the financing discussion and the discussion of the financing offers the additional expenses come then on the table. Many builders and real estate buyers calculate only with the price for the […]
Rent calculator – You use the rent calculator to determine the income from renting or leasing. If you own a property or are planning to buy one, you do not necessarily have to use the property yourself. You can also decide to rent it out. The same applies to a plot of land that you […]
Budget calculator – Before the purchase of a house, a comprehensive renovation or a new building can be planned, a determination of the available budget is very important. A construction financing is planned over a period of many years. Financing between ten and 25 years is possible. It is important that the financing is planned […]
