The question of whether building savings is worthwhile or not cannot be answered in a general way. Many different factors play a role in this question, which only allow an assessment to be made. The fact is, however, that a building savings contract can ideally be used for partial financing of a property, but is […]
Book land charge – The book land charge is a common means of underpinning the creditworthiness of a borrower and is used to secure a loan. Nowadays, the land charge has almost completely overtaken the formerly predominant mortgage and accordingly belongs to the liens on real property. A property can be encumbered in such a […]
Real estate bubble – The big topic in Spiegel this week. What happens when the real estate bubble bursts? The cycle leading to the real estate bubble is quickly explained: If interest rates rise again soon, theoretically fewer people will be able to afford new financing and loans for new construction or their own home. […]
If selling the house is unavoidable, you can sell despite having a current loan. It is important that you choose an option that causes you as little additional costs as possible. If the sale takes place in the first 10 years of the financing, the bank can demand an early repayment penalty if the financing […]
Building savings contract – The building savings contract is a way of financing real estate. More on financing: mortgage rates. This contract is invested with the building society and obliges the saver to save a fixed amount within a certain period of time. The agreed building society tariff determines, among other things, the interest rates, […]
You dream of your own four walls, but you lack the equity required for favorable financing? Further information: Real Estate without Equity. In the following article, we present you with an alternative to the classic purchase of real estate. You will learn everything you need to know about lease-to-own, how this model works, and what […]
The financing of a house purchase or construction project lays the foundation for builders and buyers. The decision accompanies you for the next years or decades, in which their own and their financial situation can change enormously. Therefore, many questions arise right at the beginning that need to be clarified. In order to ensure stable […]
After you have decided to buy your dream property, the question of the right financing arises. Here you should inform yourself about all the options, because you have to live with the decision about financing for the next few years. So think about your decision carefully and follow the tips below. Approach financing the right […]
Purchase additional costs calculator – The purchase additional costs are neglected very gladly in the context of the construction financing. At the latest with the financing discussion and the discussion of the financing offers the additional expenses come then on the table. Many builders and real estate buyers calculate only with the price for the […]
Rent calculator – You use the rent calculator to determine the income from renting or leasing. If you own a property or are planning to buy one, you do not necessarily have to use the property yourself. You can also decide to rent it out. The same applies to a plot of land that you […]
Budget calculator – The budget calculator helps you to better organise your income and expenditure as part of your household management. This is especially important if you want to buy, renovate or build a new property. Budget calculator: Overview of income and expenditure Real estate buyers and builders are usually dependent on a real estate […]
Repayment calculator – How much does it cost to build a house? When will all debts be paid off? Here you can calculate free of charge how long you will need to repay your loan or financing for building a house. Here you come back to the main page: Calculator Repayment calculator: credit, loan, installments […]
