Investing one million euros wisely — that’s a question more people ask themselves than you’d think. At a conservative 3.5 percent return, that’s €35,000 a year before tax. With a mixed strategy of real estate (4%), ETFs (7% historically) and bonds, €50,000 to €70,000 a year is realistically achievable. A million euros in the bank […]
Why does SPIEGEL speak of only 1.5 percent inheritance tax on large business inheritances – and how does this figure come about? The overview explains the most important mechanisms, shows a simple example calculation, and lists the conditions as well as typical pitfalls. What does the 1.5 percent figure mean? How to inherit, what to […]
Why do many people call the inheritance tax “fool’s tax”? Because without planning and advice, you often pay five to ten times more than necessary. With a good strategy, you can use exemptions, valuation discounts, exemption rules, and structuring – and reduce the effective tax from potentially 30% to under 5%. Here, I give you […]
Anyone who wants to invest 10 million euros faces a different task than the average investor. At a conservative interest rate of 3.5 percent, 10 million euros generate 350,000 euros in interest income per year – real estate with a 4 percent rental yield brings in 400,000 euros. But the real question isn’t: how do […]
Berlin, Hamburg, Munich, Cologne, Dusseldorf — throughout Germany, over 121 billion euros are inherited and gifted every year. Have you just inherited something? An inheritance is not only a financial gain, but also a significant responsibility with strict deadlines, tax pitfalls, and often emotional conflicts. The sudden access to wealth — whether it is money, […]
Investing Inherited Assets Wisely – If you have inherited money and are wondering how best to invest it: These 9 easy-to-follow tips from investment experts will help you with simple, short explanations. There are many ways you can invest your inherited money, and it’s important to weigh the options well to find the investment option […]
Dispute over inheritance: How does a good will go? Yesterday was the 45-minute report on the subject. Our expert Jan Rickel was a guest, as an advisor, with helpful answers and know-how to the question. Because, properly bequeath and properly inherit wants to be planned. Without, much ends unintentionally in the dispute. Many avoid the […]
Selling property – The house is getting too big, the second floor is hardly used and maintenance costs are also a burden. Perhaps the condominium is also on the fourth, fifth floor – without an elevator. Here are tips for children and grandchildren! What to do when mom and dad, grandma or grandpa get older? […]
Inheriting your parents’ house – Sooner or later, as the child of property-owning parents, you will be faced with the question of whether to sell, rent or keep the house. The sale of the parental home is not always directly linked to an inheritance. If your parents become dependent on care and can no longer […]
Inherit correctly – The inheritance law proves again and again as extremely complex topic structure, which is connected by many concerning with large uncertainties and ignorance. If the topic of inheritance becomes acute, it is therefore always advisable to turn to experts such as notaries, tax consultants, estate agents and lawyers. Nevertheless, it makes sense […]
Your Inheritance – A death in the family is often the trigger for a bitter dispute over the estate. A will can remedy this problem by providing clarity about the estate during one’s lifetime. You can find out what needs to be considered and how real estate can be included in a will below. Please […]
Erbgemeinschaft – Real estate can lead to numerous disputes within an Erbgemeinschaft, henceforth called “community of heirs”. Especially if there are different ideas about how to handle the property. A community of heirs is usually the children of the testator. This comes about when the deceased does not leave a will, as in this case […]