The Advantages of New Build Homes at a Glance

The biggest advantage of a new build home is certainly that you can do without a long construction phase. Rather, the components already new build by the manufacturer are delivered to your property and expertly assembled on site. This means that a new build home is ready to move in within a few weeks and is handed over to you ready for occupancy, including interior fittings and floor coverings. new build homes are priced below the costs of solid houses, which means that you can save money and fulfill your dream of owning your own home in a short time despite the additional purchase of land.

However, in very few cases it is possible to buy a house without any financing, so that you have to consult with the bank and work out a financing plan for the new build home. If you buy an existing property, you are limited in the possibilities of expansion and can provide the desired atmosphere by modernization, but not by an independent expansion. With a new build home, you can save additional money if you take care of individual trades yourself and can, for example, help with the interior work or with the facade design. If you are talented in craftsmanship and have time for your new build home, you can noticeably reduce the purchase price and thus the amount of financing. The construction of new build homes is coordinated directly through the manufacturing company, so that you, as a builder-owner, do not need to commission your own structural engineer or architect to check the quality of materials and construction.

The Approach

Regulate all contract details relevant to you before construction begins, as this will give you the greatest possible planning security and, for example, you will know before construction begins when you can move into your new property. Modern new build homes meet the requirements of the KfW for Energiesparhaus. This means that by deciding to build a new build home, you also secure financing advantages through favorable KfW loans for energy-saving houses.

• Short construction phase
• Ready for occupancy
• Low costs

Real Estate as Capital Investment: Special

1. Part: Classical or exotic investment – Which real estate is suitable as capital investment?
2. Part: Real estate as capital investment – What do I have to pay attention to?

Advantages and Disadvantages of New Build Homes

What you should consider when planning – a new build home offers many advantages. For one thing, it is built by only one manufacturer and handed over to the client as a turnkey project. This means that you have much less effort to deal with a wide variety of craftsmen and instead have one contact person to turn to. A new build home also has a much shorter construction time compared to a normal house, which is a saving in construction costs for you. Your dream property can be ready after a few days and you can quickly start your new life in your own four walls. In addition, your house is more predictable, because it was built in a factory and not on the property in all weathers. The use of machines and the accurate work saves you money and reduces the risk of something going wrong.

Advantages when Building a New Build Home

• Shorter construction time than with traditionally built houses
• Less risk of something going wrong
• Entire house from one supplier
• Own output possible
• Climate-friendly building materials and low energy consumption
• Economical construction method

What are the Disadvantages of a New Build Home?

Of course, a new build home also has disadvantages. First of all, it is considered to be much more clairaudient than a house made of concrete and stone. In order to avoid this, they pay attention to a careful footfall sound insulation when laying their floors. Have a close look around the show house and check your hearing directly on site. You must also pay attention to what you want to hang in the wall in your new new build home. Wall cabinets, for example, require special dowels and very heavy parts may have to be anchored directly in the construction elements.

A new build home can generally do without disadvantages. It is important that you choose a reputable supplier and opt for an offer with a long guarantee and building security. In the past, the massive house was considered the only durable and therefore really advantageous choice. But modern new build homes are free of disadvantages, especially in the own use.

The life span of a new build building does not differ clearly from other houses, which need a core renovation after 100 years and thus does not last longer than a new build home without appropriate maintenance measures. Only in terms of increased value do new build home owners have a disadvantage. Massive structures are valued higher in market value than a new build home, so that financial losses can occur in the planned resale. If you build a new build home for your family and do not plan to sell it as your primary goal, you can rely on the advantages and do not have to expect disadvantages.

By the timber construction method and the versatile use of gypsum plasterboard a new build home is hellhöriger. Therefore it is suitable for families and couples, but should not necessarily be the first choice as a multi-generation house. You have to take care of the air humidity yourself, since wooden walls are known to provide dry air. However, this also has an advantage: a new build home is practically free of mold and excludes a high risk to health.

Disadvantages of Building a New Build Home

• Lighter walls and floors than in a solid house
• Heavy furniture fixing in the walls
• Loss of value on resale
• Light hearing

The Most Frequently Asked Questions about New Build Homes:

These are the most frequently asked questions about new build homes. In our article, we will answer exactly these questions so that you can learn everything you need to know about the new build home.

• How much does a prefab house cost?
• What is meant by new build home?
• How long does it take to build a new build home?

Financing of New Build Homes: How does the Bank deal With a New Build Home ?

With each building of houses and house buying the financing is located to favorable conditions in the focus. Banks finance the new build home building problem-free and do not make in this connection another mortgage or land charge calculation than with the massif building. If you decide for a new build home, you enjoy usually even some advantages and can settle a part of the financing over the KfW. The reason for this is the energy efficiency of new build homes, which are offered including insulation and in the function of an energy-saving house.

Optics & Financing

Also purely optically a new build home does not differ at first sight from a massive house. It becomes even more interesting when you combine your desire for a quickly completed house with the solid construction method and decide in favor of a solid new build home. For some years now, potential builders have been able to take advantage of these offers and at the same time opt for a solid house, as if it were a new build home, without having to wait a long time until moving in. Since new build homes are usually cheaper than massive houses, the liability with the bank is reduced and the credit becomes “smaller”. For this reason, new build homes are usually financed more easily than old buildings, which have to be purchased and then completely renovated. The new build home invites you to move in immediately after its completion, without “freezing out” a winter and only being able to continue building in spring. Also this point saves costs, because you do not have to pay unnecessary long additional costs for rent besides the financing repayment.

Since the new build home is a new building, the bank takes the regular object value into account in the financing and does not make any deductions. This circumstance is of particular advantage for buyers who want full financing or who finance with less than 20 percent equity. The financing is calculable and the bank accepts the new build home as security. Especially for owner-occupiers, this construction method pays off and is a way to get into their own four walls quickly and inexpensively.

Turnkey and yet Freely Plannable – the New Build Home

A fundamental question for all building owners is based on financial planning. Who builds substantial, must count by longer building stops with rain or by failing trades and a reorientation on a craftsman on unmanageable extra costs. With the new build home such surprises remain outside, since the building planning and realization take place from a hand.

Nevertheless, one should not speak of an all-round carefree package, since unforeseeable events can always occur. If you choose the manufacturer of your new build home with care, you exclude eventualities and can rely on the fact that all work, even official procedures, will be taken care of. Despite new build components delivered to your property, a new build home is not a static decision. You can give free rein to your creativity in room planning, floor and wall design as well as facade design already in the planning phase. In the case of a new build home, it becomes an advantage if you can carry out some tasks yourself and thus reduce costs. Depending on the expertise of the craftsman, the personal contribution and thus the savings can be considerable. In principle, a new build home is not very individual. If you become creative, you still have some possibilities to realize your own ideas and to design the house according to your requirements.

Construction Times, Prices and Manufacturer

You have weighed up the pros and cons, compared prices and construction times and come to the conclusion that a new build home is exactly the right decision? Lukinski – your house sale not only advises you on your options, but also offers you a convincing proposal of conditions for financing.

Since we as real estate agents have many years of experience with new build homes and their manufacturers, we are happy to take care of your project from the first thought and are your contact person if you want to build a new build home. Our tip for buyers: Not only a new, but also a used new build home is a good and cost-saving solution.

A new build home should definitely be considered as an alternative to conventional house construction. But what exactly is a new build home? How is it built, what are the differences to a normal house and can a new build home really compete with a conventional house both visually and practically?

After the individual parts of the house have been manufactured in the factory and the basic scaffolding has been assembled, it usually takes only a few weeks until the builder can move into the house. A new build home is in this sense a house that is not made of brick and concrete, but is built with the wooden panel construction method. Many questions arise at first but in particular it remains to be clarified whether a new build home can really keep up with one made of concrete and walls.

Step by Step – How to Build a New Build Home

If a builder decides now for the method ‘new build home’, first the attendance with the show house exhibition lines up. This allows him to assess which house he likes and how it relates to the property situation. If he has decided, a discussion with the sales consultant and usually the architect is on to specify the wishes. If everything is now completed, it can already start and the following steps are carried out.

The Most Frequently Asked Questions about New Build Homes:

These are the most frequently asked questions about new build homes. In our article, we will answer exactly these questions so that you can learn everything you need to know about the new build home.

• How much does a prefab house cost?
• What is meant by new build home?
• How long does it take to build a new build home?

The Production in the Factory

Only after receiving the building permit, the house will be built as discussed in advance. Here the individual equipment and the change desires are dealt with. The manufacturing in the factory brings thereby many advantages with itself, because instead of developing with wind and weather directly on the building site, with new build homes the individual parts such as walls, covers or roof parts can be manufactured directly in the workshop and under optimal conditions. The quality is therefore much better and the working time is reduced.

The houses are built with professional CAD software, which means that individual parts can be produced by computer-controlled machines. All these steps save a lot of time in the production process and since time is money, the builder-owner saves enormously on costs.

The individual parts are put together in the hall from beams and panels with millimeter precision, whereby directly the insulation, windows, blinds but also sockets and cables are received and plastered. All these steps and the most precise work thanks to machine application, allows for quick assembly on the construction site. Once the elements are finished, they are loaded onto the truck in the correct order of assembly and unloaded back at the construction site accordingly.

The Assembly on Site

The basis for the individual parts is a solid base plate, which is used on the property. A basement is also possible, which is also built by new build construction. The new build parts are mounted on the floor slab, which now takes only a few minutes thanks to millimetre-precise work during production. Due to the base plaster, which the walls have already received in the factory, they can be plastered, painted or wallpapered on site after a short filling of the joints. Depending on the size of the first floor, after the walls are set, the ceiling can follow. The other walls are then erected on top of this, as on the first floor. The beams of the roof truss follow and then the roof. A new build home is complete from the outside after the first 2-4 days.

The Interior Work and the Handover of the House

The probably largest advantage with new build homes is that during the building process moisture cannot penetrate the house substance for weeks. As soon as the exterior scaffolding made of the new build parts is in place, the interior work can be started immediately. Now there are only a few differences between a new build home and a traditionally built house. Different craftsmen lay the floors, tiles, paint, install the kitchen and bathroom. Here, too, the exact customization in advance saves a lot of time. Once everything is assembled, nothing stands in the way of the keys being handed over and the builder moving in, and this only a few months after the order is placed.

Diversity and Individuality – a New Build Home Can be so Special

New build homes are on the advance and are at the forefront not only in terms of energy efficiency but also design. The new build homes can be obtained with any exterior facade you want. Whether it should be a modern city house or rather a country house style. There are no more limits to the design but also in terms of energy efficiency the houses are catching up enormously. Whether solar system on the roof, triple glazed windows, special insulation or fireplaces that heat the house. No wish remains unfulfilled here and the green heart also enjoys the particularly environmentally friendly houses. At the same time the wallet is spared and the dream of owning your own house is more than fulfilled.

Der Beitrag New Build Home: Prices, Finances, Advantages + Disadvantages erschien zuerst auf ℄ Real Estates.

KfW Loan: Effective Relief for Construction Financing

Would you like to renovate your home to make it more energy efficient or to make it suitable for the elderly? Then experts will find a suitable KfW loan on your behalf that will noticeably lower your total interest rate on a building or real estate loan.

• • What is a KfW loan?
  • Who gets a KfW credit?
  • How high are the interest rates at KfW?
  • When can I apply for a KfW loan?

Terms and Use

Financing your own home in two ways is a very practical and inexpensive option, as you always benefit from a KfW loan and choose the best interest rate within your mortgage.

5 and 10 year Terms

A KfW loan is a annuity loan that is designed like a classic construction loan in its components. Depending on the support program, the KfW loan can run between 5 and 10 years and convince you with a fixed debit interest rate. If the financing interest rate rises within this period, your KfW loan is not affected by this change.

You can make your construction financing economically more efficient by financing the highest possible amount via the KfW and in return reduce your actual construction financing amount.

Support Program has 3 Advantages

Depending on the support program, a KfW loan has three basic advantages. You receive an unbeatably low interest rate, benefit from graceful start-up years and from grants that you receive as part of a grant and do not have to repay. Especially the initial phase of a loan repayment requires you to make a major change with a noticeable additional financial burden.

While you have to repay the construction financing from the first month of the term, you can benefit from one to five years of repayment freedom with a KfW loan. You only start paying off the loan after the initial term has expired and then pay the monthly constant installment at the favorable interest rate. Keep in mind that the monthly installment increases from the 4th year of repayment.

Interest far below the interest rate of the Building Loan

Nevertheless, a KfW loan is always worthwhile because the interest rate is far below the interest rate of the building loan and because you benefit from innovative support programs with redemption-free subsidies.

When and for Whom is a KfW loan Suitable?

When deciding on a KfW loan, you should not only be aware of the advantageous special features but also of the additional factors that need to be taken into account. You do not apply for a KfW loan directly at the “Kreditanstalt für Wiederaufbau”, but at an onlending bank (“durchleitende Bank”). For KfW loans of more than 30,000 euros, the bank making the transfer makes an entry in the land register. In the case of lower subsidies, the entry in the land register is not made in principle.

Carry out Follow-up Financing

In addition to the initial financing with the additional module of the KfW promotion, you have the possibility to make your follow-up financing with a KfW loan. With a KfW loan, you ultimately always decide to finance your property with two different loans that are separate from each other but still build on each other.

The complexity of a professional construction financing tailored to your needs and the best conditions should not be underestimated.

Tip! KfW loan for Modern Heating System

Did you know? Example: oil heating. Here, the KfW Bank promotes individual measures with its program 152, which result in higher energy efficiency and a reduction of energy costs. Not only the replacement of the oil heating system is thus promoted, but also the installation of highly efficient circulation pumps and a circulation pump.

Extras are also available for solar systems. Within the range of in and two-family houses a lump sum for the building of a solar plant of 2.000 euro can be requested, which serve both for the water heating and for the heater support. This flat rate applies to solar systems up to 14 square meters. With a size of 15 to 40 square meters 140 euro per square meter are granted at gross collector surface.

• KfW loan for modern heating system

Der Beitrag KfW Special German Loan – How & When to use, for Whom + More erschien zuerst auf ℄ Real Estates.

Please note, this article is written with a focus toward the German market, but very similar rules apply everywhere.

Building Project: High Energy Prices Make Changeover Easy

With Lukinski at your side, it takes only a few steps to your own home. We support you in buying real estate or find suitable prospective buyers for your new building project. Would you like to get in during the construction phase or would you like to join us? Lukinski is your competent partner in all real estate questions. Throughout Hesse and Rhineland-Palatinate we are well informed about large and small new building projects. Should your future home be particularly child-friendly or have extremely convenient transport connections? Write to us so that we can present suitable projects to you.

With high additional costs, many tenants are considering a new building project. The new building projects are equipped with the most modern technical heating and water supply systems, which reduces the additional costs. Environmental protection and sustainability are also very important for many projects. In your new home you should feel comfortable and at the same time be able to show consideration for the environment.

Free standing or row housing?

All designs have their advantages. A row house convinces with a particularly favorable square meter price, the free-standing single or multi-family house with much garden and clearance for new ideas. If you are looking for a condominium, we have numerous very attractive new building projects on offer. Close to the city, downtown locations or in the bacon belt – we will find the right apartment for you.

Real estate as capital investment: special

• Part 1: Classical or exotic investment – Which real estate is suitable as capital investment?
• Part 2: Real estate as capital investment – What do I have to pay attention to?

Developer: Exclusive Network

Apartment building: Modernization

Prefabricated elements: Prefabricated house made of elements

New construction of apartment buildings and commercial units: Land development

Construction Financing: Comparison and Tips

An important and for many building owners tricky question is the construction financing. Almost everyone who wants to buy or build a property has to use borrowed funds. Thus the real estate financing stands in the room, with which we can advise you however comprehensively and seriously. In any case it is worthwhile to obtain offers from several banks. The calculation of the individual options is crucial, but the offers cannot always be compared at first glance. Our experts are also available to provide you with advice and support for long-term and successful real estate financing. Trust in Lukinski!

Once the right new construction project is considered, a suitable credit institution must ensure the long-term and sustainable financing. The be-all and end-all when buying real estate or building a house is the financing. The right construction financing is viable and can be operated in the long term. New construction projects are basically objects that credit institutions are happy to finance. The building fabric is good and the location is usually promising. New construction projects are usually also suitable as an investment or retirement provision. Often their price increases, as does the demand in the region. In addition, there are various state subsidies to make it easier for citizens to create property. These include the KFW loans from the Kreditanstalt für Wiederaufbau (Reconstruction Loan Corporation), but regional grants from municipalities and states are also possible. The focus of our expertise lies in the regions of Hesse and Rhineland-Palatinate. Therefore, we are also familiar with the regional differences and many of the funding opportunities in rural and urban areas.

Questions for the professionals – Building description and the house type

Make sure to have the building specifications of the new building project checked by an expert. It regulates which services the contractor has to provide. The specifications should neither be vaguely formulated nor should they be too expensive. Services that are not part of the building description can be associated with high additional costs as well as construction delays. It is advisable to have the building specifications checked by a third party. Please contact us if you need help with this. It is also worth taking a look at the building specifications for the construction method. Is it a solid construction, a wooden house or a prefabricated construction. Each type of house and building has its special characteristics, which must fit the buyer.

Also as capital investment the new building real estates become ever more popular. The high level of equipment and building substance, together with an excellent residential area promise a long-term increase in value. The tax burden is reduced for new building projects and in many cases there is also financial support from the state and local authorities. New building projects are designed with increased security aspects in mind, so that high returns can be achieved in the long term.

Urban Planning Creates Space for New Construction Projects

The increasing population growth is being absorbed by the conurbations with the corresponding urban planning. The target groups sought by the municipalities can differ significantly for each new construction project. Nursing home places will be created that fall into the category of social housing. The allocation is usually made by offices and authorities.

Ambitious new construction projects, on the other hand, pursue a social policy to enable fellow citizens with low incomes to live in a central location. In some cases, the city also provides favorable loans for such properties.

Upscale new construction projects are often located in selected residential areas of the city or directly in the city center. They may well be luxury housing estates, with spectacularly designed and high-priced fittings.

New Construction Projects in Outlying Districts

With the increasing transport connections and also with a view to the increased creation of home jobs, it is worthwhile looking for low-cost new building projects in rural areas or in the outskirts of the city. The purchase prices per square meter of living space are usually significantly lower than in the densely built-up and central districts of the city. However, it is precisely this advantageous offer that is hotly contested by buyers. Let us know your ideas so that we can present you with suitable new building projects.

In addition to the significantly lower land prices, the new construction projects on the outskirts of the city offer further advantages. With the distance to the conurbation, the unspoiled nature increases. Adjoining lakes and rivers can be paddled and swum through, and the range of leisure activities on offer is increasingly being expanded. The medical sector is also adapting to the increased demand from senior citizens. Delivery services and home support are well integrated in many rural areas.

Infrastructure was Yesterday

Although proximity to the city is still the preferred residential district, employers are creating new opportunities for housing through decentralization and the creation of home offices. At the same time, excellent public transport connections are being created, and existing routes are increasingly being expanded. The less frequently people have to travel to the city for work and shopping, the more attractive locations in the surrounding area become. Smaller cities often score well with a more affordable supply of living space, but even more so are the extensive leisure facilities, the surrounding nature and good schools that attract homeowners. Lukinski’s new building projects in the countryside are also interesting for senior citizens. They offer peace and quiet and the possibility for walks. Excellent local hospitals and medical support characterize many rural regions in Hesse and Rhineland-Palatinate. There are many good reasons for choosing peripheral locations – not only in old age. Allow yourself sufficient time when choosing your new building project. Check the offers of Lukinski – your house sale, so that you can discover the perfect home for yourself. We will gladly help you and make appropriate suggestions.

Exactly right: new building projects for your taste

Your new building projects are as diverse as the developers and investors. The conventional standards have long been abandoned, even architecturally prepared. Great importance is attached in many places to environmentally friendly and sustainable construction. Modern heating technology, electricity and water supply are much sought after by prospective buyers. The offer is available and can be integrated both in new building projects in country house style and in modern constructions with glass facades. Stone floors and bathrooms clad with natural stone are in trend. Buyers often prefer higher quality fittings to a location close to the city.

Architecture Planning

Practical work: Project development and property developer

With Lukinski to your new home

Have we aroused your interest? Then send us a short message so that we can discuss your new building project for the first time. We would be pleased to send you informative exposés on the available new building projects. In many residential projects, houses and apartments are built in a wide variety of sizes and with a variety of features. Contact Lukinski with confidence to discover the perfect form of living.

The layout of the rooms in the new building projects is also designed to suit every form of living – whether single or family, you will feel at home in the new building project. If you wish a balcony or a first floor apartment with terrace – our experts from Lukinski – Lukinski will be happy to send you a meaningful exposé. We are looking forward to your message!

Der Beitrag New Building Projects: Private, Procedure, Costs for Building Projects & Developers erschien zuerst auf ℄ Real Estates.

Grandmaster Chime Ref. 6300A-010

1st place: Patek Philippe’s Grandmaster Chime Ref. 6300A-010 sold 2019 at Christie’s (Geneva) for $31,194 million In October 2014 Patek Philippe presented a collection of selected luxury watches that the collector’s world has been waiting for for 25 years! The highlight is the Grandmaster Chime Ref. 6300A-010 for $31 million.

1. Manufacturer: Patek Philippe
2. Model: Grandmaster Chime Ref. 6300A-010
3. Type: wrist
4. Price: $31,194 million
5. Auction of: 9.11.2019
6. Christie’s Auction House
7. Place: Geneva

2nd place: Henry Graves Supercomplication by Patek Philippe sold in 2014 by Sotheby’s (Geneva) for $23,983 million

Here you see the Henry Graves Supercomplication by Patek Philippe, the most important pocket watch in the world. The Supercomplication was first commissioned in 1925 and has an amazing 24 mechanisms. Tips on choosing the right professional: hiring an agent. This makes it the most complicated watch ever made by a watchmaker without the help of computer technology! This watch was sold for $23.9 million at the auction in Geneva on November 11th.

1. Manufacturer: Patek Philippe
2. Model: Henry Graves Supercomplication
3. Type: pocket watch
4. Price: $23,983 million
5. Auction on: 11.11.2014
6. Sotheby’s auction house.
7. Place: Geneva

Stainless Steel Ref. 1518

3rd place: Stainless Steel Ref. 1518 by Patek Philippe sold in 2016 at the Phillips auction house (Geneva) for $11,137 million

1. Manufacturer: Patek Philippe
2. Model: Stainless Steel Ref. 1518
3. Type: wrist
4. Price: $11,137 million
5. Auction of: 12.11.2016
6. Phillips Auction House
7. Place: Geneva

Live auction: Stainless Steel Ref. 1518

Gobbi Milan “Heures Universelles” Ref. 2523

4th place: Gobbi Milan “Heures Universelles” Ref. 2523 by Patek Philippe sold by Christie’s (Hong Kong) in 2019 at a price of $8,967 million

1. Manufacturer: Patek Philippe
2. Model: Gobbi Milan “Heures Universelles” Ref. 2523
3. Type: wrist
4. Price: $8,967 million
5. Auction of: 23.11.2019
6. Christie’s Auction House
7. Places: Hong Kong >/li>

Five years earlier, the watch was worth $2.9 million. This means that the Patek Philippe has increased in value by +309.2%.

Stainless Steel Ref. 5016A-010

5th place: Stainless Steel Ref. 5016A-010 from the Patek Philippe factory sold in 2015 at Phillips (Geneva) for $7,259 million

1. Manufacturer: Patek Philippe
2. Model: Stainless Steel Ref. 5016A-010
3. Type: wrist
4. Price: $7,259 million
5. Auction of: 7.11.2015
6. Phillips Auction House
7. Place: Geneva

Titanium Ref. 5208T-010

6th place: Titanium Ref. 5208T-010 from Patek Philippe sold in 2017 by Christie’s (Geneva) for $6,226 million

1. Manufacturer: Patek Philippe
2. Model: Titanium Ref. 5208T-010
3. Type: wrist
4. Price: $6,226 million
5. Auction of: 11.11.2017
6. Christie’s Auction House
7. Place: Geneva

Gold chronograph Ref. 1527

7th place: Gold chronograph Ref. 1527 by Patek Philippe sold 2010 at Christie’s (Geneva) for $5,709 million

1. Manufacturer: Patek Philippe
2. Model: Gold Chronograph Ref. 1527
3. Type: wrist
4. Price: $5,709 million
5. Auction from: 10.5.2010
6. Christie’s Auction House
7. Place: Geneva

Der Beitrag Patek Philippe Top 7: The most expensive Patek watch, price & models erschien zuerst auf ℄ Real Estates.