Follow-up financing calculator
Forward loans in comparison 2026
Forward loan explained
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Guidebook Content:
- Calculator: Follow-up financing
- Forward loan definition
- Advantage: Interest rate hedge
- Forward loan costs
- Cancel loan
The most important facts about the forward loan
- The forward loan is a possibility of follow-up financing
- Classic annuity loan with special feature: interest rate hedging possible as early as 6 months up to 5 years before interest expires
- Advantage: Save interest when interest rates rise
- Disadvantage: High surcharges (0.01 to 0.02 percent per month) & costs when interest rates fall
- 14 days cancellation period, after which early repayment penalty becomes due
- Special right of termination after 10 years in accordance with § 489 BGB
Forward loan calculator
Forward loan explained
A credit card is a payment instrument that allows you to pay for a purchase with credit instead of using your bank account. This means that no money is debited from your account, but the credit line granted to you is reduced by the price of the purchase.
How a credit card works
You don’t pay for a purchase you made with credit until you receive a credit card statement in your online bank, email or mailbox.
If you do not repay the drawn credit in full by the due date of the invoice, you will have to pay interest on the credit.
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Difference: credit card and debit credit card
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