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The forward loan is a possibility of follow-up financing
Classic annuity loan with special feature: interest rate hedging possible as early as 6 months up to 5 years before interest expires
Advantage: Save interest when interest rates rise
Disadvantage: High surcharges (0.01 to 0.02 percent per month) & costs when interest rates fall
14 days cancellation period, after which early repayment penalty becomes due
Special right of termination after 10 years in accordance with § 489 BGB
Forward loan calculator
Forward loan explained
A credit card is a payment instrument that allows you to pay for a purchase with credit instead of using your bank account. This means that no money is debited from your account, but the credit line granted to you is reduced by the price of the purchase.
How a credit card works
You don’t pay for a purchase you made with credit until you receive a credit card statement in your online bank, email or mailbox.
If you do not repay the drawn credit in full by the due date of the invoice, you will have to pay interest on the credit.
