Economy & Stock Market Price

LTV ratio

LTV – When buying a property with a loan, the bank specifies a certain limit up to which it may grant loans. The lending value included in it protects the bank in the event that the borrower can no longer meet his payment obligations and the property must be sold or, if necessary, foreclosed. The […]

Prosperity through commercial real estate and logistics park of the future – Immo News

Hotly debated this week at Haufe. That housing and construction policy is an important topic is actually clear to every citizen. Why it is so difficult to find an agreement and why, despite numerous debates and proposals for ideas, there are still too few apartments available in the conurbations and companies are virtually at loggerheads […]

Charge on land

Encumbrance power of attorney – The encumbrance power of attorney authorizes the buyer to encumber the property with a lien in order to finance the purchase price. Explore real estate guide. This power of attorney is only required if the buyer of the property wishes to obtain outside financing and the lender requires collateral for […]

Finance Check: Saving with Budget Book, Discount or Debt Rescheduling

Those who want to save money should not start with things like clothes or the like. No, who would like to save correctly should do this with the finances themselves! We have put together a few tips for you that will make it easy for you to save more money in the future. Leave your […]

Community property (Lexikon) as a legal property regime

Community Property (Definition, Meaning) – If nothing else is agreed upon in a marriage contract, spouses or registered life partners live in a community property arrangement. In this case, the assets of the spouses are kept separate during the marriage, but they are combined and fairly divided upon divorce if a property adjustment is requested. […]

Land-use plan

The land-use plan of a plot of land determines whether your buildable land will become a villa, an apartment building, or just a garden house. It legally regulates the number of floors, roof type, floor area ratio (FAR), and type of use — and can change the market value of a plot by 30% to […]

Preparatory power of attorney of the buyer

Construction preparation power of attorney – The construction preparation power of attorney is the authorization that the seller transfers to the buyer to be able to start with preparatory work. The scope of the power of attorney should be described exactly and the risks for the buyer should be clearly delimited. As a rule, the […]

Saving money in the household: Lowering costs for singles and families

Do you live in a household with children? Then you certainly know that it is not always cheap to keep children busy and happy. But not everyone lives in a family or in a household with children. There are also enough younger and older people who live alone or simply without children. For this reason, […]