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		<title>Depot Vergleich: German providers in comparison &#8211; Free check</title>
		<link>https://lukinski.com/depot-vergleich-german-providers-in-comparison-free-check/</link>
		
		<dc:creator><![CDATA[L_kinski]]></dc:creator>
		<pubDate>Thu, 24 Nov 2022 13:20:42 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Being]]></category>
		<category><![CDATA[Building savings calculator]]></category>
		<category><![CDATA[Building society tariff]]></category>
		<category><![CDATA[create]]></category>
		<category><![CDATA[Credit rating]]></category>
		<category><![CDATA[Equity]]></category>
		<category><![CDATA[Quality]]></category>
		<category><![CDATA[Real estate valuation]]></category>
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		<guid isPermaLink="false">https://lukinski.de/depot-vergleich-german-providers-in-comparison-free-check/</guid>

					<description><![CDATA[<p>Der Beitrag <a href="https://lukinski.com/depot-vergleich-german-providers-in-comparison-free-check/">Depot Vergleich: German providers in comparison &#8211; Free check</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
]]></description>
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<p style="text-align: center;">Depot providers in comparison 2026 See our <a href="https://lukinski.com/germany/">Real Estate Germany</a>.</p>
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<div  class='flex_column av-2l70oltc-94981dbf916a753c273b48ed46712ed2 av_one_half  avia-builder-el-4  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><section  class='av_textblock_section av-las4m468-6635c12cd4fbdc405d1374b483f8d9fd '   itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost" ><div class='avia_textblock'  itemprop="text" ><h3>Depot explained</h3>
<p>A custody account is a place to store your securities. Through a customer account at a custodian bank, your securities are managed digitally. Compare the best custody account providers here!</p>
<p>Guidebook Content:</p>
<ol>
<li><a href="#check">Calculator: Depot comparison</a></li>
<li>What is a depot?</li>
<li>How does a securities account work?</li>
</ol>
</div></section></div><div  class='flex_column av-2j63ofn4-34fbae32aeeffd53d0c2187a9f3671b3 av_one_half  avia-builder-el-6  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><section  class='av_textblock_section av-1iezyhrk-2da17b1ffb9920a9044144255bf6e447 '   itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost" ><div class='avia_textblock'  itemprop="text" ><h3>The most important thing about the depot</h3>
<ul>
<li>A securities account is a warehouse for securities</li>
<li>Shares or fonts are kept in a securities account</li>
<li>Branch banks, direct banks and online brokers offer securities accounts</li>
<li>The deposit credit can be used for the acquisition of further securities</li>
</ul>
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<div  class='flex_column av-26p7fqsw-0c65da165a43ef7ecec04fd54cf85730 av_one_fifth  avia-builder-el-11  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div  '     ></div><div  class='flex_column av-236nmttc-61a54edb1958aa9d84c8f31fa65371c2 av_three_fifth  avia-builder-el-12  el_after_av_one_fifth  avia-builder-el-last  flex_column_div  '     ><section  class='av_textblock_section av-las4ipgh-c2406800e23976ba320d4541a5c179f1 '   itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost" ><div class='avia_textblock'  itemprop="text" ><p><iframe style="padding: 0px; margin: 0px; border-width: 0px;" src="https://tools.financeads.net/depotrechner.php?tp=dif&amp;wf=47694&amp;ntpl=responsive&amp;h=1" width="650" height="1250" frameborder="0" scrolling="no" data-mce-fragment="1" loading="lazy"></iframe><script src="//js.financeads.net/iframeResizeMe.min.js.gz" type="text/javascript"></script></p>
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</div></div></div><!-- close content main div --></div></div><div id='av_section_6'  class='avia-section av-v55pfzk-9c143e8d78d3be4c6d1926a1dbd37136 main_color avia-section-default avia-no-border-styling  avia-builder-el-16  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-169163'><div class='entry-content-wrapper clearfix'>
<div  class='flex_column av-2e8dq5s-198219c5deab39ad39fa2198f3c82074 av_one_fifth  avia-builder-el-17  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div  '     ></div><div  class='flex_column av-jmw6fw0-e0f2634485f85bfdb6c13185b4aa1db1 av_three_fifth  avia-builder-el-18  el_after_av_one_fifth  avia-builder-el-last  flex_column_div  '     ><section  class='av_textblock_section av-givpjn4-c5c76f3148717cac64f15b8d9163820a '   itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost" ><div class='avia_textblock'  itemprop="text" ><p>A securities account is a place to store your securities. If you want to invest your money in shares, fonts &amp; co. you need a securities account. You can open a securities account with an online broker, a direct bank or a branch bank.</p>
<h3>How does a securities account work?</h3>
<p>If you know your way around and want to trade on your own responsibility, you should choose an online broker or a direct bank as your investment location. Here you engage in securities trading without investment advice.</p>
<p>If you want to benefit from expert advice, you should open a securities account at your chosen branch bank. Here, a bank advisor will handle securities trading for you.</p>
</div></section></div>

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<p>Der Beitrag <a href="https://lukinski.com/depot-vergleich-german-providers-in-comparison-free-check/">Depot Vergleich: German providers in comparison &#8211; Free check</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
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			</item>
		<item>
		<title>Inherit properly: What to consider when inheriting and bequeathing</title>
		<link>https://lukinski.com/inherit-properly-what-to-consider-when-inheriting-and-bequeathing/</link>
		
		<dc:creator><![CDATA[Laura]]></dc:creator>
		<pubDate>Mon, 02 Nov 2020 12:08:24 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Inheritance]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Being]]></category>
		<category><![CDATA[Berlin will]]></category>
		<category><![CDATA[Chancellor]]></category>
		<category><![CDATA[Customers]]></category>
		<category><![CDATA[Dear]]></category>
		<category><![CDATA[deflect]]></category>
		<category><![CDATA[Deposit]]></category>
		<category><![CDATA[Disinheritance]]></category>
		<category><![CDATA[disputed]]></category>
		<category><![CDATA[ecological]]></category>
		<category><![CDATA[Man]]></category>
		<category><![CDATA[Mandatory]]></category>
		<category><![CDATA[Mandatory share]]></category>
		<category><![CDATA[Ms.]]></category>
		<category><![CDATA[Planification du patrimoine]]></category>
		<category><![CDATA[Real estate valuation]]></category>
		<category><![CDATA[Rent increase]]></category>
		<category><![CDATA[Siblings]]></category>
		<category><![CDATA[Sitting area]]></category>
		<category><![CDATA[Third order]]></category>
		<guid isPermaLink="false">https://lukinski.de/inherit-properly-what-to-consider-when-inheriting-and-bequeathing/</guid>

					<description><![CDATA[<p>Inherit correctly &#8211; The inheritance law proves again and again as extremely complex topic structure, which is connected by many concerning with large uncertainties and ignorance. If the topic of inheritance becomes acute, it is therefore always advisable to turn to experts such as notaries, tax consultants, estate agents and lawyers. Nevertheless, it makes sense [&#8230;]</p>
<p>Der Beitrag <a href="https://lukinski.com/inherit-properly-what-to-consider-when-inheriting-and-bequeathing/">Inherit properly: What to consider when inheriting and bequeathing</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Inherit correctly &#8211; The inheritance law proves again and again as extremely complex topic structure, which is connected by many concerning with large uncertainties and ignorance. If the topic of inheritance becomes acute, it is therefore always advisable to turn to experts such as notaries, tax consultants, estate agents and lawyers. Nevertheless, it makes sense to also read up on the subject yourself in order to be able to save costs and time. If you approach the subject of inheritance with a certain basic understanding, you will understand the technical language of the experts better and go into the inheritance matter with less fear. After our extra on the topic of the <a href="https://lukinski.com/inheritance-distributing-real-estate-property/" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/richtig-vererben-lebzeiten-immobilie-haus-wohnung-testament-vermoegen-checkliste/" data-id="30194">right</a> inheritance, we now present our special on the right inheritance:</p>
<h2>The testator is free to decide how much he wants to bequeath to whom</h2>
<p>The testator is completely free to decide what should happen to his assets after his death. However, in order for a will to be truly valid, it is important that the testator is familiar with the specifics of drafting a will. Small mistakes in the wording can already lead to parts of the will not being interpreted correctly or not being valid in the first place. For this reason, it is of absolute necessity that the will is legally unambiguous.</p>
<h3>Facts about the compulsory part</h3>
<p>Close relatives cannot be completely excluded from the testator&#8217;s inheritance. Even in the event of disinheritance, which was agreed in the will, the relative can sue for the statutory compulsory portion. Incidentally, disinheritance can be effected without giving reasons.</p>
<p>Therefore, it does not make sense for the testator to disinherit a person who is entitled to the compulsory portion. This only leads to disputes. Inherited is nevertheless.</p>
<p>The compulsory portion is half of the statutory share of the inheritance. The compulsory portion is not automatically awarded to the heir by the probate court. The compulsory portion is also not noted in the certificate of inheritance. This means that the compulsory portion must first be claimed by the beneficiary of the compulsory portion from the other heirs.</p>
<p>However, there are special circumstances in which the testator is entitled to disinherit the child in such a way that the child cannot inherit the compulsory portion. This is the case if the child has been sentenced to a prison term of at least one year without probation for a criminal offence.</p>
<p>If a child is also to be deprived of the compulsory portion, the testator must record the motives in the <a href="https://lukinski.com/codicil/" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/testament-zur-festlegung-der-vermoegensverteilung/" data-id="44113">will</a>. Another legally valid reason is when the beneficiary of the compulsory portion seeks the life of the testator or another close person. If the beneficiary of the compulsory portion is guilty of a crime such as theft or bodily harm against the testator, he or she may also be deprived of the right to the compulsory portion.</p>
<h3>Entitled to a compulsory share?</h3>
<p>But which persons count as next of kin and are therefore entitled to a compulsory portion? This includes children. It does not matter whether they are biological or adopted children. If the testator was married at the time of death, spouses also count as close relatives. The same applies to a registered civil partnership. If the deceased has no children, the parents count as close relatives. Siblings of the deceased, on the other hand, are not entitled to a compulsory share.</p>
<p>The heir&#8217;s compulsory portion may be increased if the testator made gifts to other relatives up to ten years before his or her death. This is a claim to a supplement to the compulsory portion. This is the case, for example, if the testator gave away a property five years before his death. The beneficiary of the compulsory portion can demand that the compulsory portion is now calculated as it would have been if the gift had not been made. His or her compulsory portion increases as a result.</p>
<p>It should be noted that the beneficiary of the compulsory portion is not the owner of the estate. He therefore has no say whatsoever in what is to be done with the estate.</p>
<p>The <a href="https://lukinski.com/legal-succession-law-community-of-heirs-in-case-of-death-procedure-checklist/" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/gesetzliche-erbfolge-gesetz-erbengemeinschaft-todesfall/" data-id="44099">legal succession</a> must also be observed in the will if it is not to lose its validity. If the succession was not observed by the testator, the person concerned can enforce his or her claims in court.</p>
<p>If the claim to the compulsory portion is not asserted within 3 years after the death of the testator, the claim loses its validity. In addition, the claim to the compulsory portion only becomes valid when the testator has died. The compulsory portion cannot be claimed during the lifetime of the testator.</p>
<h3>Inheritance and bequests: Compulsory portion</h3>
<div class='avia-iframe-wrap'><iframe title="Erben und Vererben: Pflichtteil" width="1500" height="844" src="https://www.youtube.com/embed/CxWDg5i-rvE?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen loading="lazy"></iframe></div>
<h3>Calculate compulsory part &#8211; instructions</h3>
<div class='avia-iframe-wrap'><iframe title="Pflichtteil berechnen beim Erbe" width="1500" height="844" src="https://www.youtube.com/embed/8fM4qsH0J-Q?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen loading="lazy"></iframe></div>
<h2>Legal succession in the case of inheritance</h2>
<p>Legal succession always applies if the testator has not made a will. If there are no relatives, the inheritance passes to the state. However, this is hardly ever the case in Germany.</p>
<p>In the law of succession, kinship is divided into different degrees of order.</p>
<blockquote><p>If heirs of order I exist, heirs of order II are completely excluded.</p></blockquote>
<p>The children of the deceased as well as the grandchildren belong to the degree of order I. The children inherit in equal shares. If one of the children is already deceased, his or her children inherit.</p>
<h3>Second cousin</h3>
<p>If a deceased dies leaving neither children nor grandchildren, the second-degree relatives inherit. These include the parents of the deceased and the siblings. If a sibling has already died, the inheritance passes to their children, the nieces and nephews. If there are no second-degree relatives, the third-degree relatives are the grandparents and their children. These are then the aunts and uncles and the cousins.</p>
<h3>Spouse</h3>
<p>If no marriage contract has been agreed and the principle of <a href="https://lukinski.com/community-of-gains-as-the-statutory-matrimonial-property-regime/" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/zugewinngemeinschaft-als-gesetzlicher-gueterstand/" data-id="43957">community of accrued gains</a> applies, the spouse of the deceased receives half of the inheritance alongside the children. In addition to the parents and siblings, the spouse even receives three quarters of the inheritance.</p>
<p>This can become dangerous if, for example, a property is inherited. In this case, the spouse has no sole claim to the property. In order to avoid this problem, many spouses opt for the Berlin will.</p>
<h3>Berlin will</h3>
<p>In a Berlin will, the longer-living spouse inherits everything. The children are excluded as heirs. Only after the death of the second spouse does the inheritance pass to the children. In this way, the property passes to the spouse without an inheritance dispute. However, even in this case, children can override the testator&#8217;s last will and claim the compulsory portion.</p>
<p>To prevent this from happening, the will can be amended to include a penalty clause in the event that the compulsory portion is claimed. However, this usually does not have the desired effect of the testator. Children can nevertheless claim their compulsory portion after the death of one parent. However, this becomes economically less attractive, as the inheritance is higher after the death of the second parent.</p>
<blockquote><p>Parents are not obliged to treat their children equally in their wills</p></blockquote>
<p>Parents are not obliged to treat their children equally in the will, even if this could avoid disputes after death. However, it is not possible to bequeath certain items of the estate only to certain children. For example, that the first child should inherit only the real estate, while the second child should become heir to the securities. Instead, it is only possible to determine with which quota the individual child receives how much of the total inheritance.</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Gesetzliche Erbfolge – so funktionierts! – Rechtsanwältin Ulrike Specht" width="1500" height="844" src="https://www.youtube.com/embed/cteoGNc0y2c?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen loading="lazy"></iframe></div>
<h2>Will and custody</h2>
<p>For the testator&#8217;s will to be valid, it must be handwritten and, of course, signed. It is absolutely fatal to type the will on the computer for the sake of better legibility. Even if it is signed, it is not valid.</p>
<p>Most testators choose to keep their wills at home. However, this carries the risk that it will be lost, cannot be found after death or that one of the heirs will make it disappear if it falls into their hands and disadvantages them.</p>
<p>It is therefore more advisable to place the will in the care of the probate court. This ensures that the will will be used in any case after the death of the testator. Anyone who decides against this form of safekeeping would do well to inform a trustworthy person about the existence and location of the will.</p>
<p>Der Beitrag <a href="https://lukinski.com/inherit-properly-what-to-consider-when-inheriting-and-bequeathing/">Inherit properly: What to consider when inheriting and bequeathing</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
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		<title>Buying a dog &#8211; Which dog suits me?</title>
		<link>https://lukinski.com/buying-a-dog-which-dog-suits-me/</link>
		
		<dc:creator><![CDATA[Laura]]></dc:creator>
		<pubDate>Sat, 08 Jun 2019 13:18:38 +0000</pubDate>
				<category><![CDATA[Guide]]></category>
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					<description><![CDATA[<p>Buying a Dog &#8211; When deciding on a new family member, questions can often arise. Which breed is the right one for me? What demands do I have on the dog? and most importantly, does it fit my current living situation? Stay informed: latest news. Depending on individual circumstances, some dog breeds are better suited [&#8230;]</p>
<p>Der Beitrag <a href="https://lukinski.com/buying-a-dog-which-dog-suits-me/">Buying a dog &#8211; Which dog suits me?</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Buying a Dog &#8211; When deciding on a new family member, questions can often arise. Which breed is the right one for me? What demands do I have on the dog? and most importantly, does it fit my current living situation? Stay informed: <a href="https://lukinski.com/news/">latest news</a>. Depending on individual circumstances, some dog breeds are better suited than others. So that you have an exact overview of the dog races and over it, which fits probably best to you, we provided an overview of some dog races.</p>
<h2>The right dog &#8211; depending on breed and character</h2>
<p>A dog can enrich your life as a family member and companion. In the summer with a dog on the road at the lake or in the park makes directly good mood. However, not every dog is suitable for everyone. Often there are allergies to dogs or certain requirements for the character, size or breed.</p>
<h2>The Bernese dog &#8211; family friendly and loving</h2>
<p>The Bernese Mountain Dogs belong to the breed of mountain dogs and have their roots in Switzerland. They reach a body weight of up to 50kg and a height between 60 and 70cm. The dogs are very human oriented and therefore well suited as a family dog. The traits are mainly affectionate, loyal, intelligent and faithful. The dogs are very alert and do not tend to roam. It is important to buy a Bernese puppy from a breeder, as uncontrolled breeding can lead to weaknesses in temperament and hereditary diseases. With respectable breeders Bernersennen puppies cost between 1000 and 1800 euros.</p>
<p>The dogs need a lot of exercise and love long walks. However, they are rather less suitable for fast sports, because their fur is very thick and the body weight is comparatively high. Also too much sun can be very exhausting for the animals. Grooming is very easy, but the new family member will lose tufts of hair during shedding. All in all, a Bernese dog is perfectly suited for families with children who offer the dog plenty of space to play and live.</p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family friendly 4.5 / 5.0</li>
<li>Single and couple friendly 3.0 / 5.0</li>
</ul>
</blockquote>
<p>https://www.instagram.com/p/Bw6Nxe6B5R9/</p>
<h2>The Maltese &#8211; small and playful</h2>
<p>The Maltese is a bright little dog breed. With a body size between 20 and 25 cm and a weight of only 3-4 kg, the dogs are very flexible and can go everywhere with you. The nature of the Maltese is very cheerful, affectionate and active. Despite his size he needs a lot of exercise and wants to be challenged. Long walks or dog sports like agility are no problem for this little dog. At the same time he needs a lot of attention and cuddles to be happy. If a Maltese is not challenged enough, he can quickly become a yapper.</p>
<p>Due to the size, the dog can also be kept in small apartments without any problems. The coat care of the Maltese is somewhat more complex. It can either be clipped every two to three months or it can grow long and be brushed every day. The Maltese is not subject to a coat change, which is why it loses little fur. A Maltese should also be bought from a reputable breeder, otherwise diseases or changes in temperament can occur. At a breeder a Maltese costs between 1000 and 1500 Euro. In conclusion, the Maltese is suitable for families with children, because of its friendly and playful nature, as well as for singles or couples in condominiums, because the small dog does not require much space.</p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family Friendly 4.0 / 5.0&lt;/blockquote</li>
<li>Single and couple friendly 4.0 / 5.0</li>
</ul>
</blockquote>
<p>https://www.instagram.com/p/Bw7UYRLHbku/</p>
<h2>The Pitbull &#8211; powerful but affectionate</h2>
<p>The powerful pit bulls are between 45 and 55 cm tall and weigh between 17 and 27 kg. However, their bad reputation as fighting dogs is usually not justified. This precedes them due to unserious breeding in the 1990s. When bred correctly, the dogs are very loving, loyal, affectionate and even devoted to people and can be kept as great family dogs and faithful companions.</p>
<p>The Pitbull needs a high physical and mental workout. Long walks, dog sports or search games are just what he needs. The American Pit Bull Terrier or Pit Bulls are on most lists of dangerous dogs. However, if it is made clear from puppyhood who holds the reins, education is guaranteed to be a success and the dogs integrate very affectionately into families. With the right education and the right breeder, the dogs can be very good family dogs. For singles or couples they are very popular because of the affectionate and loyal nature.</p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family friendly 3.0 / 5.0</li>
<li>Single and couple friendly 4.0 / 5.0</li>
</ul>
</blockquote>
<p>https://www.instagram.com/p/Bww5olqAV6i/</p>
<h2>The Elo &#8211; adaptable and friendly</h2>
<p>Since the breeders of the Elo&#8217;s are mainly concerned with the temperament and health of the breed, the dogs come in different sizes. The small Elo&#8217;s have a size of 35-45 cm and a weight of 10 to 15 kg, while the large ones have a size of 46-60 cm and a weight of 22 to 35 kg. The temperament of the Elo&#8217;s is described as rather friendly and affectionate. The dogs are devoted to their masters, are calm to lively in temperament, can stay alone well and adapt well to new environments. They are very child friendly and not impetuous.</p>
<p>The dogs adapt to their master&#8217;s circumstances and can therefore be kept in the country as well as in the city. Elo&#8217;s also love long walks and always want to experience something new. Due to the lack of hunting instinct, the dogs can move freely in nature. In summary, the dogs are suitable for any age group. Whether singles, couples or families with children, the Elo adapts to all circumstances and is the perfect friend.</p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family friendly 4.5 / 5.0</li>
<li>Single and couple friendly 4.5 / 5.0</li>
</ul>
</blockquote>
<p>https://www.instagram.com/p/BwAVr3QhDtg/</p>
<h2>The Spitz &#8211; a small, loving guardian</h2>
<p>The Spitz has a size of about 20 cm and a weight of 2-4kg. In the breed of the Spitz is distinguished in different categories, such as dwarf Spitz or medium Spitz. The nature of the Spitz is generally very curious. They have a high intelligence and are temperamental. The watchdog always comes through in their nature, which makes them a good guard and a loyal companion.</p>
<p>Even though he is small, he needs enough exercise to be busy and not become a yapper. The dogs love challenges and are therefore perfect for dog sports. Despite their longer coat, the dogs are very easy to care for and only lose some hair when they change their coat. In general, Spitz are suitable for families as well as singles and couples. Their affectionate nature and size makes it uncomplicated for them to live both in the country and in the city.<span class="Apple-converted-space"> </span></p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family friendly 4.0 / 5.0</li>
<li>Single and couple friendly 4.5 / 5.0</li>
</ul>
</blockquote>
<p>https://www.instagram.com/p/Bw9i7ZEjv4f/</p>
<h2>The Beagle &#8211; playful and family friendly</h2>
<p>The Beagel is known for its small and stocky figure. He grows up to 40 cm tall and weighs between 9 and 11 kg. Originally a hunting dog, the Beagel is very sociable, alert and playful, which makes him a good family dog. He needs a lot of exercise and needs to be exercised every day. Keeping this breed in an apartment is therefore not recommended.</p>
<p>Beagles are very sociable, which is why they cannot be left alone for long. Beagle training is considered very elaborate and exhausting, as these dogs can be very stubborn. Therefore, the Beagle is more for experienced dog owners and not for beginners. The Beagle is very easy to care for and only loses some hair during the coat change. All in all, the Beagle is well suited as a family dog with children who live in a house with a garden.</p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family friendly 4.0 / 5.0</li>
<li>Single and couple friendly 2.0 / 5.0</li>
</ul>
<p>https://www.instagram.com/p/B0JesxnCkqs/</p></blockquote>
<h2>Shih Tzu &#8211; independent and fun-loving</h2>
<p>The Shih Tzu originally come from Tibet and have a size of 27 cm and a weight between 4 and 8 kg. They are very cheerful and always try to attract attention. They love to be petted and want to please their master. The affectionate traits make the Shih Tzu a perfect family dog that is good with children. The attitude is very uncomplicated. The Shih Tzu does not need long walks but still wants to be exercised.</p>
<p>Despite their short legs, they love dog sports and can even be used as therapy dogs. The little bundles of energy have no fur, but hair and are therefore not subject to a coat change and hair hardly. However, as the hair keeps growing it needs to be cut regularly. In summary, the Shih Tzu with its friendly nature is suitable for families with children as well as for singles or couples in condominiums.</p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family friendly 4.5 / 5.0</li>
<li>Single and couple friendly 4.5 / 5.0</li>
</ul>
</blockquote>
<p>https://www.instagram.com/p/BxABNAdlAU1/</p>
<h2>The Weimaraner &#8211; hunting dog with family potential</h2>
<p>The Weimaraner are real hunting dogs. With their size of up to 70 cm and a weight of 25 to 40 kg, it is easy to understand why. They are very strong, elegant and agile, just everything that makes a hunting dog. Their nature is very affectionate. They are very intelligent and have an intense protective instinct towards their masters. These intelligent animals need a strict and experienced hand in their upbringing, as they can be very stubborn and energetic.</p>
<p>The athletic dogs need at least two hours of exercise per day and want to be challenged during this time. An unused Weimaraner can become a real problem for the family. A lot of time and commitment is required to keep such a dog. However, if these points are given, the Weimaraner proves to be a loyal companion. The dogs are especially suitable for experienced dog owners. Be this in a family with children or as a single. A city life is nothing for these dogs, they need a lot of freedom and movement.</p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family friendly 3.0 / 5.0</li>
<li>Single and couple friendly 3.5 / 5.0</li>
</ul>
</blockquote>
<p>https://www.instagram.com/p/Bw0Ed1SgOxw/</p>
<h2>The pug &#8211; little active but very cuddly</h2>
<p>The small dogs, which characteristically have a very short muzzle, large ears and a wrinkled face, grow to an average height of 28 cm and weigh 6-8 kg. They are extremely sensitive and very affectionate towards their masters. They do not like to leave their owner&#8217;s side, which is why they cannot stay alone. Their nature is very friendly and playful. Their daily exercise is important to keep them healthy and fit. However, they can also be kept in an apartment without any problems.</p>
<p>However, they are not suitable for dog sports or long walks, as they often suffer from shortness of breath due to their short snout. They are very fond of children and playful and enjoy all the cuddles. The Pug is a good dog for beginners, as it is very easy to care for and uncomplicated. In general, a pug is suitable for singles and couples in condominiums as well as for families with a house and garden. However, depending on the needs of the master, the pug is not made for too much exercise and hot summer days.</p>
<blockquote><p><strong>Editor&#8217;s Rating:</strong></p>
<ul>
<li>Family friendly 3.5 / 5.0</li>
<li>Single and couple friendly 4.5 / 5.0</li>
</ul>
</blockquote>
<p>https://www.instagram.com/p/Bw662oFnh6e/</p>
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<p>Der Beitrag <a href="https://lukinski.com/buying-a-dog-which-dog-suits-me/">Buying a dog &#8211; Which dog suits me?</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
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		<title>Inheritance without a will: facts, tips, spouses and inheritance law</title>
		<link>https://lukinski.com/inheritance-without-a-will-facts-tips-spouses-and-inheritance-law/</link>
		
		<dc:creator><![CDATA[Laura]]></dc:creator>
		<pubDate>Tue, 04 Jun 2019 13:25:21 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Inheritance]]></category>
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					<description><![CDATA[<p>Inheritance without a will &#8211; The law of succession comes into force when there is no will. This governs who receives the deceased&#8217;s assets after a death and how this is done. Communities of heirs may be formed where there are several heirs and the estate passes to them. Communities of heirs are automatically formed [&#8230;]</p>
<p>Der Beitrag <a href="https://lukinski.com/inheritance-without-a-will-facts-tips-spouses-and-inheritance-law/">Inheritance without a will: facts, tips, spouses and inheritance law</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Inheritance without a will &#8211; The law of succession comes into force when there is no will. This governs who receives the deceased&#8217;s assets after a death and how this is done. Communities of heirs may be formed where there are several heirs and the estate passes to them. Communities of heirs are automatically formed after the death of the deceased if there are multiple heirs. These must then divide the estate among themselves and make joint decisions about inherited property, such as real estate. If you want to decide for yourself which relatives inherit which property, you should draw up a <a href="https://lukinski.com/codicil/" target="_blank" rel="noopener noreferrer" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/testament-zur-festlegung-der-vermoegensverteilung/" data-id="44113">will</a> and regulate everything precisely.</p>
<h2>The legal succession &#8211; this is how you inherit according to the law</h2>
<p>Legal succession regulates both the order of heirs and the individual amounts that are inherited. First the closest relatives, such as children and grandchildren, inherit and then the more distant relatives, such as nephews and nieces. Closer relatives generally exclude the more distant relatives from inheritance. The proportion to which the individual heirs inherit is documented in the certificate of inheritance.</p>
<p>The legal succession is based on the Parantel &#8211; or order system. It divides the relatives into different orders. Accordingly, children and grandchildren of the deceased belong to the first order. Parents, siblings, nieces and nephews of the testator are assigned to the second order. The third order includes grandparents, uncles and aunts as well as cousins of the deceased. Spouses and registered partners are not considered relatives, but have the right of inheritance as spouses. This gives them a special status and limits the right of relatives to inherit. Relatives of the preceding order always exclude relatives of a subsequent order from the succession.</p>
<h2>The spouse &#8211; special position in the law of succession</h2>
<p>Although the spouse or registered partner is not considered a relative in the legal succession, he or she has a special position. If the deceased leaves both a spouse and children, the spouse inherits half of the estate and the children the other half. However, if there are more than three children, the spouse receives only one-fourth and the children divide the remainder among themselves. If there are only second-order relatives or grandparents, the spouse receives half of the estate and the second- and third-order relatives share the other half. If there are no relatives of the first, second or third order, the spouse inherits everything.</p>
<p>If the deceased leaves neither relatives nor spouses, the state inheritance law applies. The federal state in which the deceased last had a residence inherits the estate.</p>
<h3>Heirs of the first order &#8211; children and grandchildren</h3>
<p>The first order includes the children and grandchildren of the deceased. Non-marital children born after 1 July 1949 are also entitled to inherit. If a child of the deceased and the spouse are alive at the time of death, both inherit half. If several children are living, the inheritance is divided between them and the spouse. If children of the deceased are already deceased, the grandchildren inherit.</p>
<p>Explained by example: If the deceased leaves his mother, his spouse, 2 children with two grandchildren each and a deceased child with one grandchild, the following succession results. The mother is not entitled to inherit because she belongs to the second order and there are heirs of the first order. The spouse and the two living children inherit in equal shares. The grandson of the deceased child takes the place of the parent in the succession and thus inherits in equal shares with the two living children and the spouse. The grandchildren of the living children also do not inherit.</p>
<h3>Heirs of the second order &#8211; parents and siblings</h3>
<p>If there are no children or grandchildren, the heirs of the second order. The second order includes parents, siblings, nephews and nieces. If both parents of the deceased are alive at the time of death, the estate is divided in half. However, if one parent is already deceased, the descendants of this parent, i.e. siblings or nieces and nephews of the deceased, take their place.</p>
<p>Explained by example: The testator leaves his mother, a sister with two children, a nephew of the deceased brother and a half-sister from the father&#8217;s second marriage. The inheritance is therefore distributed as follows: One half of the estate goes to the mother&#8217;s line and the other to the father&#8217;s line. Since the mother is still alive, she receives half of the inheritance. Since the father is already deceased, his inheritance falls to his children. In this case, to the sister, the deceased brother and thus the nephew of the deceased, and the half-sister from the second marriage. These three divide the other half of the inheritance. The children of the still living sister do not inherit.</p>
<h3>Heirs third order &#8211; grandparents and aunts / uncles</h3>
<p>If the deceased leaves only heirs of the third order, the inheritance is divided as follows. The inheritance of the deceased falls to the grandparents and their descendants. If a grandparent has already died, the inheritance also falls to the aunts, uncles, cousins of the deceased.</p>
<p>Explained by example: If the testator leaves only his grandmother and an aunt with two children, they inherit as follows. The grandmother receives half of the estate. Since the grandfather is already deceased, his descendants inherit his share. In this case, therefore, the aunt inherits the other half of the estate. However, the two children do not inherit.</p>
<h3>Legal succession at a glance &#8211; Who inherits if there is no will?</h3>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Wer erbt, wenn es kein Testament gibt? Gesetzliche Erbfolge im Überblick" width="1500" height="844" src="https://www.youtube.com/embed/gHC2TCGs_2Y?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen loading="lazy"></iframe></div>
<h2>Adopted children &#8211; inheritance claims against biological and adoptive parents</h2>
<p>Adoption confers legal kinship on a child. If the child is a minor at the time of adoption, it acquires the legal status of a joint child of both spouses and thus belongs to the heirs of the first order. Thus, not only the adopted child inherits from the parents, but also vice versa. With the adoption, however, the child loses all claim, rights and duty to the blood relatives and is therefore no longer entitled to inherit from the natural parents. This is regulated differently in the case of adopted children who have reached the age of majority. The kinship relations to the bodily parents do not expire and thus an adopted child of full age can be entitled to inherit from up to four inheritance parts, the bodily and the adoptive parents. However, there is no legal right to inherit from the relatives of the adoptive parents.</p>
<p>Read more about <a href="https://lukinski.com/inherit-debts-inherit-without-knowledge-who-pays-debts-in-the-event-of-death/" target="_blank" rel="noopener noreferrer" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/schulden-vererben-erben-ohne-wissen-wer-zahlt-schulden-todesfall/" data-id="44341">inheriting debt</a>!</p>
<h2>All questions about inheritance without a will</h2>
<p>Inheriting without a will can often lead to disputes within the family, as the last will and testament of the deceased is not made clear. In order to clarify all questions in such a case and to avoid disputes, the experts of Lukinski have answered all important questions around the topic of inheritance without a will.</p>
<h3>What is the intestate succession?</h3>
<p>If no will has been left or if it has been found to be invalid, the legal succession applies. This is based on the degree of kinship and the marital property status of the testator. The relatives are divided into three orders for this purpose.</p>
<h3>When does the spouse inherit?</h3>
<p>In principle, the spouse always inherits. However, how much he inherits depends on the remaining relatives of the deceased. If there are no relatives, the spouse inherits the entire estate alone.</p>
<h3>When does the state inherit?</h3>
<p>The state inherits if there are no relatives or other dependents, such as the spouse or partner. This is stipulated in the Fiskalerbrecht according to § 1936 BGB.</p>
<h3>When do siblings of the deceased inherit?</h3>
<p>Siblings of the deceased inherit if there are no first-order heirs, i.e. children or grandchildren of the deceased. These belong to the second order and only inherit if at least one parent has already died, otherwise the parents of the deceased inherit the estate.</p>
<h3>Can half siblings inherit?</h3>
<p>Half-siblings are on the same level as full siblings according to the legal order of succession. They both belong to the second order and inherit if neither children, grandchildren or at least one parent of the deceased is still alive.</p>
<p>Der Beitrag <a href="https://lukinski.com/inheritance-without-a-will-facts-tips-spouses-and-inheritance-law/">Inheritance without a will: facts, tips, spouses and inheritance law</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
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		<title>Inherit debts / inherit without knowledge: Who pays debts in the event of death?</title>
		<link>https://lukinski.com/inherit-debts-inherit-without-knowledge-who-pays-debts-in-the-event-of-death/</link>
		
		<dc:creator><![CDATA[Laura]]></dc:creator>
		<pubDate>Sat, 01 Jun 2019 13:23:04 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Inheritance]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Adopted Children]]></category>
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					<description><![CDATA[<p>Inherit debts &#8211; An inheritance does not primarily mean wealth and new possessions. An inheritance is often loaded with debts and means a lot of responsibility for the heirs. After death, the heirs take over not only the assets, but also the rights and obligations of the deceased. If this includes debts, the heirs are [&#8230;]</p>
<p>Der Beitrag <a href="https://lukinski.com/inherit-debts-inherit-without-knowledge-who-pays-debts-in-the-event-of-death/">Inherit debts / inherit without knowledge: Who pays debts in the event of death?</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Inherit debts &#8211; An inheritance does not primarily mean wealth and new possessions. An inheritance is often loaded with debts and means a lot of responsibility for the heirs. After death, the heirs take over not only the assets, but also the rights and obligations of the deceased. If this includes debts, the heirs are also liable for them with their private assets. If a case of inheritance occurs, the inheritance should be carefully examined and checked for debts.<span class="Apple-converted-space"> </span></p>
<h2>Rejecting the inheritance &#8211; when debts are part of the estate<span class="Apple-converted-space"> </span></h2>
<p>The inheritance can be disclaimed by any heir. This is particularly useful if debts or real estate in need of renovation are part of the estate. You can find out here which obligations must be complied with, how much it costs to disclaim an inheritance and how the liability of heirs can be limited.</p>
<p><strong>The most important facts at a glance:</strong></p>
<ul>
<li>The correct form is decisive in order to make the disclaimer of the inheritance legally effective.</li>
<li>The content of the declaration must contain precise reasons for the renunciation of the inheritance</li>
<li>Heirs are not informed of their role as heirs by the probate court unless there is an estate, or they succeed to the estate as heirs</li>
<li>An over-indebted inheritance can lead to the financial ruin of the heir</li>
<li>Renovable real estate can be part of the inheritance and lower the value of it</li>
<li>The cost of eliminating an inheritance in the event of overindebtedness is very low</li>
<li>An inheritance can only ever be accepted or disclaimed in full.</li>
<li>Depending on the case, a subsequent <a href="https://lukinski.com/dismissing-an-inheritance-costs-deadlines-and-the-most-important-tips/" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/erbe-ausschlagen-kosten-fristen-und-die-wichtigsten-tipps/" data-id="44334">disclaimer of the inheritance</a> is possible</li>
<li>However, the disclaimer of the inheritance can also be challenged retrospectively.</li>
</ul>
<h2>The shape &#8211; this is what you need to pay attention to</h2>
<p>To disclaim the inheritance requires some rules. Simply notifying the family or simply having no reaction to the inheritance is not enough. The form is very crucial. The heir must make a disclaimer to the <a href="https://lukinski.com/find-probate-court-all-probate-courts-by-city/" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/nachlassgericht-finden-alle-nachlassgerichte-nach-staedten/" data-id="44140">probate court</a> either in the form of a transcript or in a publicly notarized form. However, a simple letter is not sufficient. A personal appearance before the probate court is also possible. There, the heir explains his or her request and a judicial officer records it in writing. The local court in whose district the deceased had his or her last residence is responsible.</p>
<p>However, not only the form is very decisive for the success of the disclaimer, but also the content and the deadline of the declaration. This must have clearly listed why the inheritance does not want to be accepted. The reasons should be clearly listed. These may include, for example, that the estate consists mainly of debts.</p>
<h3><span class="Apple-converted-space">Inheritance: Accept or reject? &#8211; Tips from a lawyer </span></h3>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Erbschaft: Annehmen oder Ausschlagen? - Rechtsanwältin Ulrike Specht" width="1500" height="844" src="https://www.youtube.com/embed/csJxmkScLOs?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen loading="lazy"></iframe></div>
<h3>The six-week deadline &#8211; do not lose track of time<span class="Apple-converted-space"> </span></h3>
<p>The declaration is subject to a so-called six-week period. If the inheritance does not wish to be accepted, the relevant declaration must be submitted to the competent probate court within six weeks, otherwise the inheritance is deemed to have been accepted.<span class="Apple-converted-space"> </span></p>
<p>Generally speaking, the probate court does not have a duty to bring. The heirs are only notified of the inheritance if there is a will or if they succeed to the inheritance because, for example, someone else has already disclaimed the inheritance. In all other cases, the heirs are assumed to know whether or not they inherit anything from a deceased family member.</p>
<h2>Limit liability of heirs &#8211; protect private assets</h2>
<p>In addition to the waiver of inheritance, it is also possible to limit the liability of heirs and thus protect private assets from being swallowed up by the debts of the estate. This can be enforced by limiting the liability of the heirs in the context of an <a href="https://lukinski.com/inheritance-insolvency-heir-procedure-proceedings-requirements/" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/nachlassinsolvenz-erbe-ablauf-verfahren-voraussetzungen/" data-id="30504">insolvency</a> of the estate. The heirs are then only liable for the debts of the deceased with the inherited assets. The private assets thus remain untouched if the estate is not sufficient to repay the debts.<span class="Apple-converted-space"> </span></p>
<h2>The costs &#8211; disclaiming inheritance in the event of overindebtedness</h2>
<p>If the inheritance is overindebted, the costs are very low. The fees for disclaiming the inheritance are a flat rate of 30 euros at the probate court. If an inheritance that is not overindebted is rejected, the costs are incurred in accordance with the Court and Notary Costs Act. The higher the value of the estate, the more expensive the proceedings will be.</p>
<p>An inheritance can only ever be disclaimed in full. Accepting the assets and disclaiming the debts is therefore not possible. If an inheritance is disclaimed, the compulsory portion to which each heir is normally entitled by law is no longer due to that heir. If the estate is disclaimed by all possible heirs, it becomes the property of the state. The latter uses the assets (if any) to pay off part of the debts. The creditors of the remaining debts are left empty-handed in such a case.</p>
<h2>Contestation of the disclaimer &#8211; only possible in certain cases<span class="Apple-converted-space"> </span></h2>
<p>If it subsequently transpires that securities or real estate belong to the estate of which you had no knowledge at the time of the disclaimer, a challenge is very much possible. The contestation must be declared in writing to the probate court within six weeks after the error has been recognised and must state the reasons for the contestation. However, if the inheritance was disclaimed due to over-indebtedness and it subsequently transpires that the estate does not contain as many debts as was assumed at the outset, the disclaimer cannot be contested.<span class="Apple-converted-space"> </span></p>
<h2>Rejecting the inheritance after the event &#8211; contesting the acceptance of the inheritance<span class="Apple-converted-space"> </span></h2>
<p>Once an inheritance has been accepted or the deadline has passed, there is usually no turning back. However, once again exceptions confirm the rule. In certain cases, it is possible to withdraw from the inheritance after the fact. If, for example, it comes to light after the acceptance of the inheritance that the estate contains a large loan from the deceased, of which you were unaware until then, the acceptance of the inheritance can be contested. However, as a prerequisite, you must have had full knowledge of the assets and debts of the estate. However, if the heir wants to contest the acceptances because the six-week period was not known or it was not clear when it starts, this is also possible with a good lawyer.</p>
<p>Read more about <a href="https://lukinski.com/dismissing-an-inheritance-costs-deadlines-and-the-most-important-tips/" target="_blank" rel="noopener noreferrer" data-type="post" data-origin="de" data-origin-url="https://lukinski.de/erbe-ausschlagen-kosten-fristen-und-die-wichtigsten-tipps/" data-id="44334">disclaiming an inheritance</a>!</p>
<h2>The most important questions about inheriting debts<span class="Apple-converted-space"> </span></h2>
<p>Debts in the estate are often a shock and a new situation for the heirs. Many questions arise and remain unanswered. The experts at Lukinski therefore answer all questions on the subject of inheriting debts and disclaiming the inheritance so that you are accurately informed.<span class="Apple-converted-space"> </span></p>
<h3>What happens to debts after death? <span class="Apple-converted-space"> </span></h3>
<p>Upon the death of the testator, all property passes to the heirs. This includes assets as well as debts. The debts are therefore part of the inheritance.<span class="Apple-converted-space"> </span></p>
<h3>Can you disclaim an inheritance if you have debts? <span class="Apple-converted-space"> </span></h3>
<p>If debts are part of the estate, the heir must also be liable for them with his private assets. If the heir is himself indebted, he can disclaim the indebted inheritance within six weeks and thus does not have to be liable for the estate.<span class="Apple-converted-space"> </span></p>
<h3>How long does it take to disclaim an inheritance? <span class="Apple-converted-space"> </span></h3>
<p>The deadline for disclaiming the inheritance is six weeks after the heir has become aware of the inheritance. The processing of the disclaimer does not take long at the court.<span class="Apple-converted-space"> </span></p>
<h3>What does it cost to disclaim an inheritance?</h3>
<p>If an inheritance is overindebted, the inheritance disclaimer costs a flat rate of 30 euros. If the inheritance is disclaimed even though no debts are part of the inheritance, the amount varies depending on the amount of the estate.<span class="Apple-converted-space"> </span></p>
<h3>Will I be notified when I inherit?</h3>
<p>If no will has been drawn up and you inherit according to intestate succession, you will only be notified if you succeed to the inheritance. However, if you are the first-order heir, i.e. the child or spouse of the deceased, you will not be notified of the inheritance.</p>
<p>Der Beitrag <a href="https://lukinski.com/inherit-debts-inherit-without-knowledge-who-pays-debts-in-the-event-of-death/">Inherit debts / inherit without knowledge: Who pays debts in the event of death?</a> erschien zuerst auf <a href="https://lukinski.com">℄ Real Estates</a>.</p>
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