Grandmaster Chime Ref. 6300A-010

1st place: Patek Philippe’s Grandmaster Chime Ref. 6300A-010 sold 2019 at Christie’s (Geneva) for $31,194 million In October 2014 Patek Philippe presented a collection of selected luxury watches that the collector’s world has been waiting for for 25 years! The highlight is the Grandmaster Chime Ref. 6300A-010 for $31 million.

1. Manufacturer: Patek Philippe
2. Model: Grandmaster Chime Ref. 6300A-010
3. Type: wrist
4. Price: $31,194 million
5. Auction of: 9.11.2019
6. Christie’s Auction House
7. Place: Geneva

2nd place: Henry Graves Supercomplication by Patek Philippe sold in 2014 by Sotheby’s (Geneva) for $23,983 million

Here you see the Henry Graves Supercomplication by Patek Philippe, the most important pocket watch in the world. The Supercomplication was first commissioned in 1925 and has an amazing 24 mechanisms. Tips on choosing the right professional: hiring an agent. This makes it the most complicated watch ever made by a watchmaker without the help of computer technology! This watch was sold for $23.9 million at the auction in Geneva on November 11th.

1. Manufacturer: Patek Philippe
2. Model: Henry Graves Supercomplication
3. Type: pocket watch
4. Price: $23,983 million
5. Auction on: 11.11.2014
6. Sotheby’s auction house.
7. Place: Geneva

Stainless Steel Ref. 1518

3rd place: Stainless Steel Ref. 1518 by Patek Philippe sold in 2016 at the Phillips auction house (Geneva) for $11,137 million

1. Manufacturer: Patek Philippe
2. Model: Stainless Steel Ref. 1518
3. Type: wrist
4. Price: $11,137 million
5. Auction of: 12.11.2016
6. Phillips Auction House
7. Place: Geneva

Live auction: Stainless Steel Ref. 1518

Gobbi Milan “Heures Universelles” Ref. 2523

4th place: Gobbi Milan “Heures Universelles” Ref. 2523 by Patek Philippe sold by Christie’s (Hong Kong) in 2019 at a price of $8,967 million

1. Manufacturer: Patek Philippe
2. Model: Gobbi Milan “Heures Universelles” Ref. 2523
3. Type: wrist
4. Price: $8,967 million
5. Auction of: 23.11.2019
6. Christie’s Auction House
7. Places: Hong Kong >/li>

Five years earlier, the watch was worth $2.9 million. This means that the Patek Philippe has increased in value by +309.2%.

Stainless Steel Ref. 5016A-010

5th place: Stainless Steel Ref. 5016A-010 from the Patek Philippe factory sold in 2015 at Phillips (Geneva) for $7,259 million

1. Manufacturer: Patek Philippe
2. Model: Stainless Steel Ref. 5016A-010
3. Type: wrist
4. Price: $7,259 million
5. Auction of: 7.11.2015
6. Phillips Auction House
7. Place: Geneva

Titanium Ref. 5208T-010

6th place: Titanium Ref. 5208T-010 from Patek Philippe sold in 2017 by Christie’s (Geneva) for $6,226 million

1. Manufacturer: Patek Philippe
2. Model: Titanium Ref. 5208T-010
3. Type: wrist
4. Price: $6,226 million
5. Auction of: 11.11.2017
6. Christie’s Auction House
7. Place: Geneva

Gold chronograph Ref. 1527

7th place: Gold chronograph Ref. 1527 by Patek Philippe sold 2010 at Christie’s (Geneva) for $5,709 million

1. Manufacturer: Patek Philippe
2. Model: Gold Chronograph Ref. 1527
3. Type: wrist
4. Price: $5,709 million
5. Auction from: 10.5.2010
6. Christie’s Auction House
7. Place: Geneva

Possibilities of the offer comparison calculator

In principle, you are free to choose your lending bank. Prerequisites for the granting of a loan are, among other things, a very good credit rating and an income level that allows regular payment of the instalments. However, having a current account with the lending bank is not one of the requirements. So you can compare the offers on the market and put together a construction financing that suits your personal circumstances. Use an offer comparison calculator if you want to compare the costs and the term of two offers at a glance.

As the name suggests, the quote comparison calculator helps you compare two loan calculations. You call up the calculator on the Internet and enter two offers that you have researched in advance.

Interest, repayment and fees

The cost of a loan is made up of various factors. These include the interest, the repayment and the fees for the loan and the optional conclusion of an insurance policy that takes over the instalments in the event of an emergency.
Before you can use the offer comparison calculator, you should have clarity about your financing amount. This includes the costs for the purchase of a property or the entire construction costs including the purchase of the land and the ancillary costs for the purchase, which are to be paid to the broker, to the notary and, in the form of land transfer taxes, to the city or municipality.

This is how the calculator works!

The offer comparison calculator calculates the costs of construction financing, if you decide on a classic loan. The bank loan is a pillar of many construction financing. It is the most expensive option, so the amount should be kept as low as possible. Before taking out a real estate loan, exhaust all other possibilities.
In the offer comparison calculator, you enter the required loan amount. Decide on two offers that you can compare with each other after entering them in the offer comparison calculator. To get a transparent result, it is important that you make some individual entries. In addition to the loan amount, this includes the loan term, the amount of the interest rate and the ancillary credit costs. After the input, you can see at a glance how high the installment you have to pay and how the total amount for your construction financing is calculated.

Simply change values in the quote comparison calculator

The advantage of the quote comparison calculator is that you can change the values quite easily. Find out what costs result from an extension of the credit period. An extension of the credit term does not always have a positive effect on the rates to be paid. There are banks that link a particularly favorable interest rate to a certain term. If you opt for a longer term, the interest rate increases and the rate does not change significantly. Since you will then be paying this rate for longer, you will not benefit from the extension of the term. You can also change the interest rate to find out how a few tenths will affect the rate and the cost of the loan. In this way, the offer comparison calculator helps you to find the best offer for your construction financing.

Calculator at a glance

Calculator – Exact planning of the construction financing

Calculators are necessary in relation to construction financing in order to accurately determine the cost of purchasing or renovating a property. A calculator is also used to determine the cost of the loan. The credit costs are composed of the interest and the repayment portion for the current loan amount. The interest plays an important role. Since the term of a real estate loan is usually ten years, the interest payment is spread over a long period. If an offer from a bank is only half a percentage point cheaper in their interest, you can already save several hundred euros a year. This is also due to the high loan amounts, which for most construction financing a six-digit amount. Before taking out a loan, an individual consultation is important. Often the construction financing consists of several pillars and not just a single loan. A building savings contract, equity capital and development loans come before taking out the classic bank loan. The reason for this is that these financings are significantly cheaper than the bank loan in terms of their costs. The calculator helps you to divide the financing into different elements and thus determine the costs with certainty.

• Learn more about the calculator.

Interest calculator – Construction financing

The interest rates are a very large item in a construction financing. It is recommended that you compare the various offers and conditions well in advance. In this way, you will find out which construction financing is particularly favorable. Since the interest is a very large part of the monthly loan payment, especially in the first years of real estate financing, it is important that you try to save costs.

• Learn more about the interest calculator.

Budget Calculator – Equity & Income

Before the purchase of a house, a comprehensive renovation or a new building can be planned, it is very important to determine the available budget. Construction financing is planned over a period of many years. Financing between ten and 25 years is possible. It is important that the financing is planned from the beginning on a secure foundation. The basis for the budget that is available to you for the conclusion of a construction financing is your income.

• Learn more about the budget calculator.