Grandmaster Chime Ref. 6300A-010

1st place: Patek Philippe’s Grandmaster Chime Ref. 6300A-010 sold 2019 at Christie’s (Geneva) for $31,194 million In October 2014 Patek Philippe presented a collection of selected luxury watches that the collector’s world has been waiting for for 25 years! The highlight is the Grandmaster Chime Ref. 6300A-010 for $31 million.

1. Manufacturer: Patek Philippe
2. Model: Grandmaster Chime Ref. 6300A-010
3. Type: wrist
4. Price: $31,194 million
5. Auction of: 9.11.2019
6. Christie’s Auction House
7. Place: Geneva

2nd place: Henry Graves Supercomplication by Patek Philippe sold in 2014 by Sotheby’s (Geneva) for $23,983 million

Here you see the Henry Graves Supercomplication by Patek Philippe, the most important pocket watch in the world. The Supercomplication was first commissioned in 1925 and has an amazing 24 mechanisms. Tips on choosing the right professional: hiring an agent. This makes it the most complicated watch ever made by a watchmaker without the help of computer technology! This watch was sold for $23.9 million at the auction in Geneva on November 11th.

1. Manufacturer: Patek Philippe
2. Model: Henry Graves Supercomplication
3. Type: pocket watch
4. Price: $23,983 million
5. Auction on: 11.11.2014
6. Sotheby’s auction house.
7. Place: Geneva

Stainless Steel Ref. 1518

3rd place: Stainless Steel Ref. 1518 by Patek Philippe sold in 2016 at the Phillips auction house (Geneva) for $11,137 million

1. Manufacturer: Patek Philippe
2. Model: Stainless Steel Ref. 1518
3. Type: wrist
4. Price: $11,137 million
5. Auction of: 12.11.2016
6. Phillips Auction House
7. Place: Geneva

Live auction: Stainless Steel Ref. 1518

Gobbi Milan “Heures Universelles” Ref. 2523

4th place: Gobbi Milan “Heures Universelles” Ref. 2523 by Patek Philippe sold by Christie’s (Hong Kong) in 2019 at a price of $8,967 million

1. Manufacturer: Patek Philippe
2. Model: Gobbi Milan “Heures Universelles” Ref. 2523
3. Type: wrist
4. Price: $8,967 million
5. Auction of: 23.11.2019
6. Christie’s Auction House
7. Places: Hong Kong >/li>

Five years earlier, the watch was worth $2.9 million. This means that the Patek Philippe has increased in value by +309.2%.

Stainless Steel Ref. 5016A-010

5th place: Stainless Steel Ref. 5016A-010 from the Patek Philippe factory sold in 2015 at Phillips (Geneva) for $7,259 million

1. Manufacturer: Patek Philippe
2. Model: Stainless Steel Ref. 5016A-010
3. Type: wrist
4. Price: $7,259 million
5. Auction of: 7.11.2015
6. Phillips Auction House
7. Place: Geneva

Titanium Ref. 5208T-010

6th place: Titanium Ref. 5208T-010 from Patek Philippe sold in 2017 by Christie’s (Geneva) for $6,226 million

1. Manufacturer: Patek Philippe
2. Model: Titanium Ref. 5208T-010
3. Type: wrist
4. Price: $6,226 million
5. Auction of: 11.11.2017
6. Christie’s Auction House
7. Place: Geneva

Gold chronograph Ref. 1527

7th place: Gold chronograph Ref. 1527 by Patek Philippe sold 2010 at Christie’s (Geneva) for $5,709 million

1. Manufacturer: Patek Philippe
2. Model: Gold Chronograph Ref. 1527
3. Type: wrist
4. Price: $5,709 million
5. Auction from: 10.5.2010
6. Christie’s Auction House
7. Place: Geneva

Function of the interest calculator

The interest calculator is a great help here. You can easily and quickly determine the monthly instalments resulting from your individual financing strategy. In this way, you can see the savings that result when you opt for a loan offer that, at first glance, only has a slightly lower interest rate. The long term of a construction financing and the high sums compared to other financing have a very strong effect on the interest rate. Savings of several hundred euros a year can result if the interest rate is only 0.01 percent lower. Ultimately, however, construction financing is always a very individual calculation that you can make very well in an interest calculator.

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Interest calculator – simple calculation even for beginners

The calculation of interest and repayment when taking out a real estate loan proves to be very complicated, especially for beginners. Many builders or real estate buyers trust the offer of the house bank, even if this is not as favorable as other construction loans. However, you are in no way dependent on the service of your house bank when taking out a real estate loan. Do your research on the Internet, compare different providers and use the interest calculator to determine your real savings.

Operation of the interest calculator

The interest calculator is very easy to use. You enter the interest rate and the loan amount. Set an annual repayment of at least one percent of the loan amount. The interest calculator gives you the monthly rate. Alternatively, you can also use the interest calculator to determine a total amount for the construction financing from a loan installment. This is helpful if you know what monthly burden you can afford. Based on the construction sum, you can then decide whether you can buy a property or build it yourself.
You can also use the interest calculator to calculate the savings that a more favourable interest rate offer will bring you in real terms.

Calculator at a glance

Calculator – Exact planning of the construction financing

Calculators are necessary in relation to construction financing in order to accurately determine the cost of purchasing or renovating a property. A calculator is also used to determine the cost of the loan. The credit costs are composed of the interest and the repayment portion for the current loan amount. The interest plays an important role. Since the term of a real estate loan is usually ten years, the interest payment is spread over a long period. If an offer from a bank is only half a percentage point cheaper in their interest, you can already save several hundred euros a year. This is also due to the high loan amounts, which for most construction financing a six-digit amount. Before taking out a loan, an individual consultation is important. Often the construction financing consists of several pillars and not just a single loan. A building savings contract, equity capital and development loans come before taking out the classic bank loan. The reason for this is that these financings are significantly cheaper than the bank loan in terms of their costs. The calculator helps you to divide the financing into different elements and thus determine the costs with certainty.

• Learn more about the calculator.

Budget Calculator – Equity & Income

Before the purchase of a house, a comprehensive renovation or a new building can be planned, it is very important to determine the available budget. Construction financing is planned over a period of many years. Financing between ten and 25 years is possible. It is important that the financing is planned from the beginning on a secure foundation. The basis for the budget that is available to you for the conclusion of a construction financing is your income.

• Learn more about the budget calculator.

Offer comparison calculator – advice & options

The offer comparison calculator is an important tool when it comes to choosing a partner for taking out construction financing. Many builders are dependent on taking out a classic loan at a bank or savings bank, because the funds from the equity, a building savings contract and a subsidized loan are not enough. Although the comparison possibilities of the indication by the Internet are very simple and transparent, many owners trust only in the offer of their house bank.

• Learn more about the quote comparison calculator.