under screed | Lukinski

Building subsidy: How the subsidy helps you with financing – State subsidy

L_kinski — Wed, 06 Oct 2021 13:33:40 +0000

Baukindergeld – How the subsidy helps you with your financing. More on Real Estate Germany. The Baukindergeld is another government measure to promote home ownership. The corresponding law was introduced in 2018 and expires on December 31, 2020. Here is a brief overview of the Baukindergeld with an explanatory video from KfW.

Explanatory video: Application for Baukindergeld

This means that only families who submit a building permit or purchase contract by December 31, 2020, can still receive Baukindergeld. Up to €12,000 is available per child over a period of ten years. Whether and how much Baukindergeld can be included in the financing depends on the owner’s income.

https://www.youtube.com/watch?v=BPcrbAaR0Fc

Here are the most important key points of the building allowance

The “Baukindergeld” is the state subsidy for owner-occupiers. The subsidy amounts to 1,200 euros per year per child up to the age of 18 for a period of ten years.

Income limits of 90,000 euros for a family with one child may not be exceeded. For each additional child, the tax-free amount increases by 15,000 euros.

The subsidy applies to properties acquired between January 1, 2018 and December 31, 2020. For new buildings, the date of the building permit is relevant.

The evidence required for the application can be uploaded to KfW’s grant portal since the end of March 2019. After a successful review by KfW, the first partial amount will then be paid out.

Insulation – Roof, Facades & Styrofoam

Laura — Fri, 28 Feb 2020 12:00:24 +0000

Insulation – Insulation refers to a covering of roof surfaces and facades that prevent the loss of heat inside and the penetration of cold from the outside. Explore Lukinski. The most commonly used materials for insulation are rock wool and polystyrene. When insulating individual floors in the house, the insulation is placed under the screed or the floor slabs under the floor. The insulation is part of the energy renovation and can be subsidized by public funds. For the realization of the insulation a specialized company is necessary, which plans and carries out the whole thing. Insulation” means “insulation”.

Insulation at a glance

Covering of roof surfaces and facades
Protect against heat loss and cold penetration
Insulation is part of the energy renovation
A specialist company is required for planning and implementation
In English – “insulation”

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Roof renovation – above-rafter insulation, costs & photovoltaics

Laura — Fri, 10 Jan 2020 12:00:09 +0000

Definition, re-roofing & above-rafter insulation

Roof renovation – Roof renovation refers to the repair of a roof in terms of thermal insulation and waterproofing. Often the roof renovation is carried out as soon as minor damage, such as loose or loose tiles, are noticed. In exceptions and in the case of larger damages, a complete new covering of the roof is also carried out. For this purpose, above-rafter insulation is often used, which is attached to the roof truss over the entire surface. If there is a desire for photovoltaics on the roof, it is a good idea to plan a system as part of a roof renovation.

Requirements & possibilities

However, before starting the renovation, the craftsman looks at the exact structure of the house. It is looked whether it is an old building, new building, with flat roof or pitched roof. Then the options are discussed with the owner of the property and the duration of the work is planned. If they happen to be a roofer themselves, or are very handy, they can also do the roof renovation themselves. In any case, the last step before the actual renovation is to obtain the necessary building permits.

Costs, promotion & free photovoltaic system

The costs of a roof renovation are calculated from the material costs and the personnel costs for architects and craftsmen. Depending on the type of roof renovation, there is the possibility of receiving a grant of 10% from the KFW or a subsidy in the form of a particularly favorable loan. Compare rates: mortgage comparison. There is also the option to receive a completely free roof renovation. After the total costs are determined, the exact costs per square meter can be calculated. To do this, they must apply to a photovoltaic power producer and then receive in the best case a free roof renovation, including installation and lease income for the provision of their roof.

Roof renovation at a glance

Repair, thermal insulation and waterproofing of the roof
Full-surface insulation with above-rafter insulation
Analysis: old building, new building, flat roof or pitched roof
Do it yourself – only with craftsman expertise
Building permits are necessary
KFW subsidy 10% or favourable loan
Free roof renovation with photovoltaic system & lease possible

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