UN | Lukinski

Investing in Water: Treat, Measure, Distribute & ETF Ideas – UN Conference in New York

L_kinski — Thu, 23 Mar 2023 07:35:50 +0000

The global water crisis has grown in recent years. Yesterday, top politicians met in New York for the UN conference to discuss possible solutions and to confront the problem. The investment in the sector “water” will increase. Reason enough for a look at the question: How to invest in “water”? International corporations buy water sources, private investors think about shares and ETFs. A look at the UN conference in New York with 4 stock ideas and 3 ETFs you should know about.

Because, investing in water can not only help you invest in an important resource, but also contribute to sustainable economic growth and responsible resource use.

UN Conference in New York

This year’s UN conference in New York focused on a pressing question: What happens when water becomes scarce? Numerous German politicians were on hand to get an idea of the current situation and to discuss possible solutions.

When water becomes scarce: Causes

German Environment Minister Steffi Lemke was particularly committed to the event, calling for more decisive global action against the water crisis. As measures, she proposes a modern and safe infrastructure by 2050 to combat water shortages.

In fact, water scarcity is already a major problem in many regions of the world. Droughts, pollution and often poor supplies of clean water are just some of the causes. Agriculture and industrial material carriers are also often partly responsible for increased water consumption. To counteract the water shortage, the raw material water must be redistributed. Innovative technologies and responsible use are essential for this.

What was NYC specifically about?

Let’s start with António Guterres’ opening speech and then move on to the content of the conference.

Opening speech by António Guterres

Opening address by António Guterres, UN Secretary-General, at the 1st plenary session of the UN Water Conference 2023.

Water Conference: Contents

Water plays an important role in the Sustainable Development Goals and in the health and prosperity of people and the planet. Yet progress on water-related goals and targets falls alarmingly short of expectations, putting the entire sustainable development agenda at risk. That’s why United Nations Secretary-General António Guterres is calling for a bold water agenda that gives the vital element the attention it deserves.

3 pillars of development

Water is a fundamental component of all aspects of life and is inextricably linked to the three pillars of sustainable development. It integrates social, cultural, economic and political values and supports the achievement of many sustainability goals through close links with climate, energy, cities, environment, food security, poverty, gender equality and health, among others.

The conference, hosted by the governments of Tajikistan and the Netherlands, will feature six plenary sessions and five multi-stakeholder interactive dialogues. In addition, a number of special events and side events will be organized by member states, the UN system and other stakeholders.

Results of the conference

The outcome of the conference will be a summary of the conference events and new commitments, pledges and actions by governments and all stakeholders to achieve SDG 6 and other water-related goals and targets that will be summarized in the Water Agenda.

Investing in water: shares

International companies buy wells to secure fresh water access.

But, can you invest in “water” with less money?

Investments in “water stocks” that are involved in water treatment, distribution and purification are rising in perception. These companies benefit from large deals and contracts related to providing clean water for consumption.

Veolia: water treatment and purification

An example of a company that specializes in water treatment and purification is Veolia from France. The company also offers water recycling services, which makes it possible to use water several times.

Water Works: water treatment and purification

Water Works in the USA is also a major player in water distribution and purification. The company operates a large number of water treatment plants and supplies clean water to millions of people in the USA.

Xylem: pumps, filters and meters

Xylem Water Solutions & Technologies, also from the USA, is a leading manufacturer of pumps, filters and measuring equipment for monitoring water quality and salinity. The company is also active in the development of innovative solutions for water utilization.

Evoqua: Made in Germany

Another company specializing in water treatment and purification is Evoqua, formerly part of Siemens. The company offers a wide range of water treatment solutions, including membrane filtration, disinfection and chemical treatment.

List: 4 “Water shares

4 companies you should know:

Veolia (France)
Water Works (USA)
Xylem (USA)
Evoqua (Germany)

Investing in water: ETF

Another way to invest in water is to invest in water ETFs (exchange traded funds). Here are some examples:

IShares Global Water ETF

The iShares Global Water ETF comprises 50 international stocks from the water industry. The ETF offers investors access to companies active in water treatment, distribution and purification.

Invesco Water Resources ETF

The Invesco Water Resources ETF is another water ETF that offers investors access to companies that operate in the water industry. The ETF includes companies from various industries such as agriculture, energy and infrastructure that are relevant in terms of water use and resources.

L&G Clean Water ETF

Another water ETF is the L&G Clean Water ETF, which focuses on companies that specialize in providing clean water. The ETF includes companies from various industries, including water treatment, distribution, purification and technology.

Water ETFs can be a great way to invest in the water sector as they offer broad diversification and are an easy way to bet on global growth potential in the water industry.

List: 3 “Water ETFs

3 ETFs you should know:

IShare gloal Water – 50 shares international from sector
Invesco Water Resources ETF
L&G Clean Water

Not investment advice or a recommendation to buy.

All information provided here does not constitute investment advice or a recommendation to buy. All statements are my general published opinion. I have obtained the information from my experience as a private investor. This experience report cannot and is not intended to replace personal investment advice from professionals.

Buy water source: Europe, USA, Worldwide – Your Water Experts

L_kinski — Sun, 20 Feb 2022 15:05:44 +0000

Lukinski

Buy water source

Buy water source – Only 29% of the earth’s surface is occupied by land areas. In contrast, 71% is covered with water. At the same time, only 1% of water is potable. We have specialized early on in water resources in Europe, USA and worldwide. For investment funds and food industry we provide high quality offer, with certified drinking water sources.

Sources acquisition: time and trust

In order to get good offers for our investors, we invest a lot of time and energy, also in several languages. In Europe alone, you need to be familiar with French, German, English, Italian, Dutch and many other languages and mentalities.

Sources portfolio

Our water sources portfolio ranges from smaller sources (1 million liters [1,000 m³] to 1 billion liters [1 million m³]). For investment funds and bulk purchases, we also have water sources with larger volumes, from 1 billion liters (1 million m³).

Contact and contact person

Are you looking for a reliable partner for future investments?

Contact

Water portfolio

My Water Portfolio for Investors (page 1).

Example Europe. Including all locations of water sources and their development, certification, infrastructure and purchase price.

Financing tips for your property – follow-up financing & debt restructuring

Laura — Thu, 25 Oct 2018 11:00:45 +0000

Debt restructuring is a good way for borrowers to approach follow-up financing. This is also supported by banks as the risk to them is lower with a debt restructuring than taking on a new debt. There is a lot to consider when it comes to financing and especially inexperienced borrowers in the field should do a lot of research on the topic of financing, follow-on loans and rescheduling in order to be prepared for all eventualities and to be familiar with the subject matter.

6 tips for your follow-up loan & your debt restructuring

Statistically, especially in the first few years after taking the loan, the chances are higher that the borrower will not be able to pay the debt. This is particularly due to poor planning of the financing. For banks, this means that the risk of default is enormously high during this period. To help you find the right financing for you and make sure the follow-up loan goes well, here are 6 tips to keep in mind. For more information, check out our 9 tips on construction loans!

Tip 1 – reliable borrowers have advantages at the bank

When financing, it is important that you prove to your bank that you are a future borrower. For borrowers who have already proven for several years that they are able to service the loan according to the contract, banks are happy to offer better conditions. At the beginning of a loan, the monthly installment is usually a large part of interest and only in the course of time, the share of repayment is larger. In a debt restructuring is therefore usually a part of the loan already repaid. For the banks this means that the loan-to-value ratio is lower than with an initial loan and also the consultation effort is lower, because the customers already know how a financing runs and what is expected of them. The bank therefore has less work to do with the customer and therefore the preparation of the offer is easier and takes less time.

Tip 2 – Processing fees for personal loans are inadmissible

Since a court ruling by the Federal Court of Justice in 2014, it has been illegal for banks to charge processing fees for personal loans. Previously, these were charged especially for installment and car loans, but also for financing real estate. This fee was charged by the bank so that it could check the creditworthiness of the customer. But since this is a matter that is solely in the interest of the bank, these costs may no longer be charged at the expense of customers. The good thing is that you can still recover the fees today. These were usually 1-4 percent of the loan amount, which can be quite a substantial amount. All the fees that you paid less than ten years ago can be paid back. It is only important that you become active yourself, as the banks do not make any objections so far to pay back the money voluntarily.

Tip 3 – find the right follow-up financing

So the banks have good reasons to woo debt reschedulers, as you can gain advantages from it. But also for the borrowers a debt restructuring is often more favorable. Depending on the financial market situation, interest rates can be so favourable that it is more worthwhile for you to reschedule an old loan than to continue paying it off at the old conditions. Today, the interest rates are often better than at the time you took out the financing. So if it can be assumed that interest rates will rise in the future, it is quite advisable to choose a long fixed interest rate and to secure good interest rates. Thus, you achieve a rapid adjustment of interest rates in the event of early termination of the old loan.

If you want to do everything right, start thinking today about how they will approach rescheduling your loan in a few years to secure good follow-up financing. These are even more worthwhile doubly if providers take over the costs of the debt rescheduling for the borrower.

Tip 4 – Debt restructuring with a forward loan

Forward loans are a good idea for all those who like to plan ahead with security. If current conditions including low interest rates are optimal for the borrower and the current loan still runs for a few years, it is worthwhile to conclude a so-called forward loan. With this you secure today your follow-up financing for the end of your term. Inform yourself about favorable conditions, which may no longer be offered at the end of your term and ensure up to 5 years in advance that you will have the best conditions. So it’s always worth staying informed and keeping an eye on the interest rate market even though your financing is already up and running.

Tip 5 – check the prime rate

When researching your refinance, it’s probably most important to always keep an eye on the prime rate. Different interest rate situations can have a huge impact on your financing. When interest rates are low, it is of course worth looking for a follow-up financing, but do not forget to consider the development in the next few years. When interest rates for construction financing are well situated, it is a good idea to tackle the real estate financing. So the prime rate gives you a good indication of how interest rates are and will be. If this is low, it is a good sign that low-cost financing is also within the realm of possibility for you in the coming years. As long as there is no inflationary pressure and the prime rate remains at its level, you have nothing to worry about for the time being and can start planning your follow-up financing undisturbed.

Tip 6 – Follow-up financing for builders

Especially for builders, buyers and customers it is important to conclude a good financing. Such a decision is for many a life-determining investment, which is why you should not rush the decision. Once your dream property has been found or you have decided to build your own four walls, the most important thing is to plan the financing first before you go any further. The financing will determine the next years or decades of your life, so you should be absolutely sure. Of course, the interest rates again play an important role and you should not hesitate to get several quotes to find the right financing for you. If interest rates are low, you should opt for a long term and adjust the monthly repayment rate to your individual needs. Pay attention to the option of changing the repayment rate, which you should do during the term. The best way to answer any questions is to talk to your bank advisor, who will be able to give you lots of helpful tips.