What is the property tax?

Homeowners, apartment owners, land owners, all are subject to property tax in Germany. The property tax is incurred annually and is calculated by the tax offices, more precisely the location tax office.

Property tax for owners of:

• Houses
• Condominiums
• Land

How to calculate the property tax?

Calculation in 3 steps – To calculate the amount of property tax, for a single property, there is a formula with 3 steps. First, you need the assessed value, simply put, the valuation from the tax office for your property.

Step 2 is the property tax rate, simply put, depending on the type of property you own, the value will be higher or lower. Example: In a semi-detached house, the property tax measurement number is slightly lower than a detached single-family house. Step 3 is the property tax assessment rate. This is set individually by each municipality. In this way, municipalities can also make themselves more attractive to house builders and capital investors, for example.

Formula:

• Determined assessed value x real estate tax rate x real estate tax assessment rate

The basis is the assessed value – the higher the assessed value of your property, the more property tax you pay, compared to the other owners in your community.

Property tax quickly explained

Let’s quickly summarize the property tax again, with the main apsects.

Property tax quickly explained:

• Annual tax on real estate
• Step 1 – Assessment basis = assessed value (valuation of your property by the tax office)
• Step 2 – Property tax rate : Property type
• Step 3 – Property tax assessment rate: Municipal assessment rate

Change due to real estate tax reform

1. Revaluation of ~ 35 million properties
2. Uniform evaluation by the federal government
3. Property tax C as a new category

Revaluation of ~ 35 million properties

Property tax has always been controversial since its introduction in 1998. This is because the basis for the valuation according to the BewG (Valuation Act) are outdated values from 1964 (old federal states) and 1935 (new federal states).

In 2018, the Federal Constitutional Court therefore ruled that there must be a fundamental reform of the property tax. It is to be implemented by 31.12.2024. Therefore, owners are now receiving letters from their tax offices, with a request to submit current data, for the revaluation of the properties.

• Old values from 1964 (old BL) and 1935 (new BL)

Read more about the methodology of the assessment here:

• Income capitalization approach
• Material value method

Uniform evaluation by the federal government

• Planned: Uniform federal evaluation methods
• Current: Different valuation methods in federal states

Property tax C as a new category

Still there are 2 types of property tax, property tax A and property tax B. Property tax “A” is used for land with agricultural and forestry use or short for agricultural. Property tax “B” you use for other developed and buildable land, so everything with building use.

With the property tax reform, there will be another category, the property tax C.

• Land tax “A” – agricultural use (land with agricultural and forestry use)
• Property tax “B” – building use (other developed and developable land)

Property tax “C” separates the previous property tax “B” into 2 parts. in property tax “B” will remain all other, developed land. Property tax “C” will be only for detached properties. That is, land that is not built on, but for which a permit has long been in place.

The aim of property tax “C” is to create new living space. Vacant land that is likely to be built on can thus be given its own (even higher) levy rate.

• Property tax “C” – detached building plots

Der Beitrag Property tax reform Germany 2025: What do landowners need to know? erschien zuerst auf ℄ Real Estates.

6 providers in comparison! Test winner + ranking

Here is the overview with test winner! After the list, you will find once again all the detailed calculations for the usage fee and the increase in value.

German part purchase – Best price / performance

Rank 1 by conditions in the 1st step of the partial sale and in the 2nd step of the total sale is currently Deutsche Teilkauf (as of 01/22).

• Usage fee p.a. = 2.89 % = 241 Euro
• Increase in value (total sales) = + 41.53
• Let evaluate on German part purchase

House anchor – Best conditions

Is part of Deutsche partial purchase, almost the same, only +1 euro in the monthly cost of use.

• Usage fee p.a. = 2.90 % = 242 Euro
• Increase in value (total sales) = + 41.53
• Get rated on house anchor

Value factor

At 29.13%, the increase in value over 15 years is -12.4% compared to #1 and #2. Likewise +1 euro per month, compared to the test winner.

• Usage fee p.a. = 2.90 % = 242 Euro
• Increase in value (total sales) = + 29.13
• Let evaluate on value factor

Partial sale One

Teilverkauf One offers fair conditions for sellers with Deutsche Teilkauf and Hausanker.

• Usage fee p.a. = 2.89 % = 241 Euro
• Increase in value (total sale) = + 28.50
• Get rated on partial sale One

House provision

Also with Hausvorsorge you pay monthly + 1 Euro compared to the test winner. In terms of total sales, Hausvorsorge is currently – 15.19% in relation to rank 1 and rank 2.

• Usage fee p.a. = 2.90 % = 242 Euro
• Increase in value (total sales) = + 26.34

Engels & Völkers

• Usage fee p.a. = 2.75 % = 229 Euro
• Increase in value (total sale) = + 25.33

German part purchase – test winner

The conditions at a glance (source: Rechner deutsche-teilkauf.de).

• Valuation on: German part purchase

User fee: 241 € / month / 2.89 % p.a.

• Share: 20%
• User fee: 241 Euro

Usage fee after partial sale in %:

• User fee / year = 2,892 euros
• % p.a. = 2.89

Total sales: + 41.53 % increase in value

Total sale at Deutsche Partial purchase after 15 years, incl. appreciation and fees.

• Value in 15 years: 699,128 euros
• Residual share: 566,103 euros
• Fee: No implementation fee
• Second disbursement: 566,103 euros

Value appreciation and fees in %:

• Increase in value: 41.53
• Fees: 0 %‬
• Second payout: 41.53

The total revenue is thus (in 15 years) 566,103 euros.

House anchor

Hausanker belongs to Deutsche Teilkauf. The conditions are almost the same. Only in the usage fee you pay monthly + 1 Euro. The conditions at a glance (source: hausanker.de calculator).

• Rating on house anchor

User fee: 242 € / month / 2.90 % pa.

• Share: 20%
• User fee: 242 euros

Usage fee after partial sale in %:

• User fee / year = 2,904 Euro
• % p.a. = 2.90

Total sales: + 41.53 % increase in value

Total sale at Deutsche Partial purchase after 15 years, incl. appreciation and fees.

• Value in 15 years: 699,128 euros
• Residual share: 566,103 euros
• Fee: No implementation fee
• Second disbursement: 566,103 euros

Value appreciation and fees in %:

• Increase in value: 41.53
• Fees: 0 %‬
• Second payout: 41.53

The total revenue is thus (in 15 years) 566,103 euros.

Value factor

With Wertfaktor you can sell a property worth 500,000 euros only from 20%, maximum 50%. The conditions at a glance (source: calculator Wertfaktor.de).

• Valuation on value factor.

User fee: 242 € / month / 2.90 % pa.

• Share: 20%
• User fee: 242 euros

Usage fee after partial sale in %:

• User fee / year = 2,904 Euro
• % p.a. = 2.90

Total sales: + 29.13 % increase in value

Total sale at value factor after 15 years, including appreciation and fees.

• Value in 15 years: 673,000 euros
• Residual share: 538,400 euros
• Fee: – 21.872 Euro
• Second disbursement: 516,528 euros

Value appreciation and fees in %:

• Value appreciation: 34.60
• Fees: 4.06 %‬
• Second payout: 29.13
• Attention: Total sale under inflation

The total revenue is thus (in 15 years) 538,368 euros.

House provision

The conditions at a glance (source: Rechner hausvorsorge.com):

User fee: 242 € / month / 2.90 % pa.

• Share: 20%
• User fee: 242 euros

Usage fee after partial sale in %:

• User fee / year = 2,904 Euro
• % p.a. = 2.90

Total sales: + 26.34 % increase in value

Total sale at home provision after 15 years, including appreciation and fees.

• Value in 15 years: 672,934 euros
• Residual share: 538,347 euros
• Fee: – 32.974 Euro
• Second disbursement: 505,373 euros

Value appreciation and fees in %:

• Increase in value: 34.59
• Fees: 6.12 %‬
• Second payout: 26.34
• Attention: Total sale under inflation

The total revenue is thus (in 15 years) 561,813 euros.

Engels & Völkers

Place 5 in the raking of the partial buyers is Engels & Völkers with the following conditions in the overview (source: computer ev-liquidhome.com):

User fee: 229 € / month / 2.75 % pa.

• Share: 20%
• User fee: 229 Euro

Usage fee after partial sale in %:

• User fee / year = 2,748 euros
• % p.a. = 2.75

Total sales: + 25.33 % increase in value

Total sale at Engels & Völkers Liquidhome after 15 years, including appreciation and fees.

• Value in 15 years: 672,934 euros
• Residual share: 538,347 euros
• Fee: – 37,011 Euro
• Second disbursement: 501,336 euros

Value appreciation and fees in %:

• Increase in value: 34.59
• Fees: 6.86 %‬
• Second payout: 25.33
• Attention: Total sale under inflation

The total revenue is thus (in 15 years) 560,086 euros.

Partial purchase makes sense? Partial sale + credit comparison

Partial purchase – Can you sell part of your house? Yes. Sell part of your own property, continue to live in it, it sounds tempting, especially if there is immediate money. The terraced house, single-family house or even the condominium in the apartment building. Surely you have already seen the advertisements of the many part purchase offerers. This purchase offer adresses itself in particular to older real estate owners, who need money, for example for a more pleasant Lebensabend. But, is a partial purchase really sensible? A look at usage costs and a small comparison, what is “cheaper”: Partial purchase or real estate loan?

First, a quick, short definition.

What is meant by partial purchase?

With partial purchase you sell a part of your property to a financial company. In return, you get the purchase price (independent of banks / loans), depending on how much share of your property you want to sell. The financial company then becomes the part owner. This makes you a community of owners consisting of two parties.

Of course, no second person moves into your property; you remain the sole user. However, as the former sole owner, you now pay a fee for the use of the part of the property that no longer belongs to you in full after the partial purchase – comparable to rent. This payment is referred to as “compensation for use” or “usage fee”.

Advantage! Sold fast, paid fast

So “advantage” could be described as:

• Financing method independent of banks

Disadvantage? Use in cost comparison

As described in the introduction, the “Partial Purchase” offer is aimed in particular at older property owners.

“Banks give no / few loans to older people”.

Such a common prejudice. That is why advertising with the “partial purchase of your property” currently works so well. However, the subsequent costs are often not taken into account. For example, if you sell 25% of the property and then pay 300 euros a month usage costs, you should definitely compare the amount with a regular real estate loan, more precisely mortgage loan.

Usage fee for partial purchase – disadvantage

Now for the “follow-up costs.”

What is monthly user fee? Many currently advertise it as “easy,” “convenient,” “no bank.” True. But the price is high. First of all, the ongoing costs incurred in the partial purchase to financial companies. The financial company becomes a co-owner. The sold part of the property, will be returned to you.

So you do not give “half” of the garden or part of your rooms: you continue to use your property alone.

For this you pay the “compensation for use”.

Amount of compensation for use

The compensation that the financial company requires for the use of the property is usually:

between 3-5% of the amount paid out

The sum refers to 1 year in each case.

Real estate loan comparison: 2-4% cheaper

How much do you currently pay for a “classic” real estate loan? Due to the low interest rate phase, you currently only pay:

approximately 1% of the disbursed amount

Total purchase price mostly below inflation – disadvantage

If you think carefully about the online calculation of step 2) the total purchase, you will notice that you do not specify any regions(real estate location) of the property. Accordingly, the increase in value is a very rough value. But let’s take this as a basis.

Inflation factor – If you now add inflation as a second factor, which according to the European Central Bank should be at 2% per year, but is currently even at 5% (as of 01/22), then you will see:

The increase in value of only 25%, 30% in 15 years, does not even equal inflation.

Partial sale property

Read more about partial sale here – A look at costs of use, advantages, disadvantages, the total sale, the calculated increase in value under inflation and a comparison, what is “cheaper”: partial purchase or the alternative real estate loan, more specifically the mortgage loan? In addition taxes, sale from community of heirs, divorce and much more. My recommendations for sellers!

• Partial sale property

Der Beitrag Partial sale providers in comparison! House, apartment, land + partial purchase test winner erschien zuerst auf ℄ Real Estates.

Property tax: definition & explanation

The property tax is not to be confused with the land transfer tax. While the real estate transfer tax is only due once when a property or land is purchased, the property tax is levied four times a year. There is a distinction between property tax “A” and property tax “B”. While property tax “A” is levied on real estate and land for agricultural and forestry use, property tax “B” applies to other developed land and buildings. Thus, yield real estate and investment real estate fall into group “B”.

• Land tax “A” for land for agricultural and forestry use
• Real estate tax “B” for other developed and developable land plots

Calculation of property tax: important factors

There are several factors that influence the amount of property tax. These include the assessed value of the property, the individual levy rate, the state, as well as the type of property.

Here at a glance:

• Collection according to real estate value (assessed value), taxed property
• Municipality (individual assessment rate)
• State (old or new states)
• Type of real estate (house, duplex, apartment, other)

Let’s now take a closer look at this.

Unit value: value of the real estate

The standard value is the value of the real estate or the value of the property. Here is a short example calculation:

• Determined unit value: 100,000
• X Property tax rate: 0.35%
• X Municipal assessment rate (B): 470%.
• = Real estate tax rate

So, you need to know 1) the value of your property (assessed value), 2) the property tax rate for your property type, and 3) the municipal assessment rate (B).

Levy rate & property tax code: location and property type

The levy rate is an individually determined figure set by the city or municipality. It is multiplied by the assessed value of your property. The same applies to the property tax code. This depends on the federal state and the type of property.

You can find the exact property tax figures by state here: Property tax for real estate

For example, the property tax figure in Hamburg differs from the property tax figure in Berlin.

Example: Apartment for 100,000 euros

Let’s look at a quick example to finish:

• Determined unit value: 100,000
• Property tax rate: 0,35% = 350 Euro
• Municipal assessment rate (B): 470% = 1,645 euros
• = 1,645 Euro or in the quarter 411.25 Euro (basic tax rate)

Would you like to know more about buying an apartment or house? Then you will learn everything from A-Z here: owner-occupancy or renting, financing a condominium, apartment search, real estate portals, real estate agents, valuation, purchase prices, negotiations and taxes. Knowledge and experience from experts, in one guide.

✓ A guidebook
✓ All facts
✓ Insider tips
✓ Purchase checklists

Learn step-by-step the home buying process and lots of insider tips!

• Buy apartment

Der Beitrag Amount of property tax for house and apartment: explanation, calculation + example erschien zuerst auf ℄ Real Estates.

“Selling half of the house”

Many ask the question, can I sell half of my house and still be the sole occupant? The simple answer is: Yes!

At the latest when the children are out of the house, sometimes also the partner, one’s own house quickly becomes large, sometimes too large. You don’t want to separate, but you still need money quickly. The solution for many: The partial sale.

In this guide you will learn everything important for the first step in the partial sale.

• What is partial sale?
• How much do I get for my house?
• What are the follow-up costs?
• Can I also sell everything later?
• …

Partial sale house: what is it?

First, let’s start with the definition of the partial sale of a house.

What does partial sale of the house mean?

As already described in the article on the partial sale provider comparison, you sell a part of your house to a financial company. In return, you get the pro rata purchase price quickly transferred, regardless of banks / loans.

This makes you a community of owners consisting of two parties.

Sell 10%, 20%, 50% from the house

The different sellers buy house shares between 20% – 50%. For higher property values (7-digit) sometimes only 10% of the house can be sold.

• Up to 1 million house value = 10-50%.
• Over 1 million house value = 10-50%.

Optionally, you can also directly plan the total sale in X years. More about this later.

User fee = rent for your house

After partial sale = you have to pay usage fee

The finance company becomes a part owner. In return, you pay a monthly usage fee, “rent” so to speak, for the part of your house that you have sold. Depending on the provider, this usage fee is approximately ~ 3% p.a. (per year). A simple, quick calculation of the user fee.

• User fee (house): 3% p.a.

Formula usage fee (depending on the provider) per month:

• Monthly usage fee = 3% * purchase price (share) / 12
• = 3% * 100.000 / 12

With this you pay 250 euros per month.

User fee at 100.000 Euro = 250 Euro / month

As always, depending on the provider. All providers can be found here in the part purchase house: comparison.

This is how the financial company refinances itself.

Disadvantage? User fee vs. real estate loan

Easy and fast money for your own house, this is a really tempting offer. That’s why you should take a second look at the various partial purchase offers for houses. Why?

Those who resort to the simple offer, quickly get money. For this, pay the monthly user fee from now on. Many use the offer, because you think, I do not get a real estate loan. But they are much cheaper! Currently you pay here only 1% p.a., instead of 3% or more, as with the partial purchase.

Comparison partial purchase / real estate loan:

• Partial sale / month = 250 euros
• Mortgage loan / month = 85 euros

So remember, simply put:

Real estate loan 66% cheaper!

So it’s worth talking to your local bank and maybe 2 or 3 alternatives.

Do you have to pay taxes on the partial sale?

For the direct sale of a property you only have to consider one tax, the speculation tax. Generally speaking, speculation tax is incurred when you buy and resell a property within 10 years. Accordingly, the time at which your property is resold is important, even if it is a partial sale.

• Speculation tax

Partial sale of real estate: advantages, disadvantages, tax & Co.

Read more about partial sale here – A look at costs of use, advantages, disadvantages, the total sale, the calculated increase in value under inflation and a comparison, what is “cheaper”: partial purchase or the alternative real estate loan, more specifically the mortgage loan? In addition taxes, sale from community of heirs, divorce and much more. My recommendations for sellers!

• Partial sale property
• Partial sale provider comparison

Der Beitrag Partial sale house: sale in old age?! Disadvantages, advantages, experience erschien zuerst auf ℄ Real Estates.

Buying a house: Financial planning, brokers, loans & Co.

The dream of owning your own home, living independently within your own four walls, being able to design everything yourself and furnish it according to your individual wishes. But with this wishful thinking it is far from being done, because there is much more to buying a house. There is a long way to the goal of being able to lean back, relax and enjoy life in your own garden. To make this as easy as possible, here are the best tips & tricks on what you should pay attention to when buying a house and what pitfalls you can avoid.

• Buy a house

House types in a list:

• Buy a house
• Farm
• Bungalow
• Semi-detached house
• Single-family house
• Half-timbered house
• Holiday home / weekend house
• Prefabricated house
• Wooden house
• Country house
• Massive house
• Apartment house
• Terraced house
• Beach house
• Villa
• Low-energy house
• Zero Energy House & Passive House

Farm: Prices, tax, estate agent & procedure for purchase

The decision to buy a farm is made by families as well as couples or singles in middle or older age, who want to change and appreciate the individual way of living in the middle of nature. We offer you farms in attractive rural locations.

Buying your own farm as a permanent residence or as a weekend home. You need to decide if you want to buy a property in need of renovation. These farms can often be purchased at very reasonable prices. Alternatively, there are properties that have already been refurbished by their previous owner and are in a modern and very good condition. These farms are usually ready to move into immediately. However, you have to expect a higher purchase price. This is especially true if the farm is in a very central location with a good infrastructure. What else there is to know about farms as real estate, you will learn in the following.

• Farm

Bungalow: no stairs, barrier-free & often access to the garden

A bungalow is above all practical and modern. Especially with young families, this type of house is very popular, because you can find all the rooms on one floor and this is a great advantage with children. In addition, a bungalow is extremely durable. You can move in as a young adult and stay in this house all your life. As a pensioner, the absence of stairs and the single storey are a great advantage. Choosing the right house is not easy. You invest a lot of money in the construction or purchase and it is a decision for life.

A bungalow is an ideal investment and investment in the future. This type of house is ideal for families, and perfect for a long life. Besides the special construction of a bungalow, it offers many other advantages. Choose your own design or a prefabricated house. Plan the floor plan, calculate prices and design your own modern home. In this article you will learn everything you need to know about this building type. From the definition to the financing.

• Bungalow

Semi-detached house: features, checklists & living with neighbours

The term semi-detached house refers to a residential unit, which usually extends over several floors and is approximately the size of a standard detached house. A semi-detached house offers two almost identical living units, each of which is roughly the same size as a detached house. Of course, this depends entirely on the type of single-family home. In principle, however, the aim of a semi-detached house is to provide space for a medium-sized residential group.

However, the difference between this and a detached house is that, as the name suggests, semi-detached houses, extend over half of a very large, long house. This saves land area and you still experience almost the luxury of your own house with a few restrictions, which we will go into more detail in the course of the article.

• Semi-detached house

Detached house: Small house for the whole family

What is a detached house? Under this term one imagines first of all a terraced house or a semi-detached house, which is correct, but does not explain the term sufficiently. The single-family house describes only that it is designed in principle for a family, the size, shape or location you can choose freely. Decide for a luxurious city villa or a down-to-earth bungalow. Build or buy and bring everything up to date and modern. In this article you will learn everything you need to know about this type of house.

• Single-family house

Half-timbered house: living with charm – purchase, costs & renovation

Everyone who grew up in Germany has seen them. But how exactly it is to live in such a house, you probably only know once you get the chance. However, the houses are not for everyone and require a lot of work. You can read about how the construction method influences the living atmosphere in the following.

The exposed wooden beams are also what make up the charm of the houses for many. So if you are thinking about rebuilding a half-timbered house, it is advisable not to plaster it, because that would destroy the characteristic for many. What exactly constitutes a half-timbered house and what there is to know when buying, selling or renovating a half-timbered house, you can find out here.

• Half-timbered house

Holiday home / weekend house: house by the lake, beach or sea, with terrace

Who does not wish to have their own house in their favourite holiday resort? And this dream is not far away. We’ll tell you how you can buy a holiday home and make money from it. With a few simple methods. However, it is important to mention in advance that the rental of holiday homes is also dependent on the overall economic situation. If people are doing better financially, they will go on holiday more. So here, too, you can’t just count on profitable years.

Hardly any other type of property is better suited as an investment than the holiday home. It is not only characterized by an excellent location, but through modern media and Internet portals, the re-renting of these houses has become very easy. This makes it much easier to generate income with holiday homes. Of course, the cost-benefit calculation is particularly relevant. However, if you manage properly, you can afford a holiday home, gain capital by renting it out and also have a very private retreat in your favourite holiday home. What you should look for when buying a holiday home – and much more – you can find out here.

• Holiday home
• Buy weekend house

Prefabricated house: Turnkey? Costs & advantages and disadvantages

Especially for young adults, the dream of owning their own four walls is big. You want to invest your money and what is better than a property? If you are interested, a prefabricated house would be ideal, because with this type of construction the prices are usually lower. If you want to move in quickly and don’t want to put a lot of energy into building a house, you should look into prefabricated houses. Buy your house with land and have a bungalow, a villa or a terraced house built. The repertoire of providers is large. Compare the different types of houses, gather important experience and decide between materials such as wood or concrete. Move into your first and turnkey house soon!

• Prefabricated house: features, definition, advantages & disadvantages
• Buying a prefabricated house: Costs, construction, etc.

Wooden house: Sustainable living? Costs, construction time & maintenance

Due to the advantages and the cozy aura, the wooden house has established itself throughout Germany and is appreciated by many families. With the wooden house, a distinction is generally made between three types of construction. The classic is the log house, closely followed by the Umgebinde house and the wooden panel house. Only the log house is a purely wooden house, while the other two house types are only made of wood in the basic framework and are made of stone or composite materials in the interior fittings and wall surfaces.

As a living material, wood is very high-maintenance and must be regularly protected against the weather. Nevertheless, with a wooden house you can create an oasis of well-being, which convinces both visually, haptically and in the sensation. What else there is to know about buying a wooden house, you will find out in the following article.

• Wooden house

Country house: features, characteristics and live in the country

A country house is defined as a residential building, which is located on an estate. Mostly it is a large property to which a spacious garden belongs. Size, open space and a romantic, rustic style determine the image of a country house. Townhouses in country house style are becoming more and more popular. Both advantages, the good infrastructure and the rustic exterior appearance, are thus combined.

The massive structures with generous proportions are strikingly designed by the long balconies, terraces, dormers and pavilions. Real wood is a defining material of the country house – folding shutters, windows, doors and railings provide the harmonious style of the house. In some cases, a conservatory or carport is also part of the house. Warm tones, stone, ceramics, rattan and a tiled stove provide a feel-good atmosphere and bring relaxation and recreation.

• Country house

Solid house: Robust material & long service life

A solid house is a construction method of a house, whereby the house is built stone-on-stone from solid building materials. Individual wishes of the builder thus make each house a unique one-of-a-kind. On average, the lifespan of a solid house is about 100-120 years and is therefore more durable than a prefabricated house. The price per square meter of a new house is on average 1,300 euros for the construction costs excluding the land. There is no upper limit for the price limit.

Factors such as costs, materials and the duration of construction are very important when it comes to buying your own home. With the help of information on financing, the choice of land and the life of the house, you can form an opinion and decide which of the listed advantages and disadvantages are decisive for you – and whether a solid house is right for you.

• Massive house

Apartment building: Valuing real estate, apartments, rentals & co.

Your idea has manifested itself and your dream of a house is becoming reality. You have already looked at a few properties, compared prices and set your budget for buying a house. Before you enter into closer negotiations with sellers or reserve a property, you should plan the house financing and determine your conditions. The more professionally you proceed and the more concretely you plan, the less complicated the house purchase will be, from the idea to the financing to the notarisation to the conclusion of the contract. Then everything is ready for the rental of the apartment house. Learn everything here, from the valuation, to the rental of apartment buildings.

• Buy apartment house
• Buy or build a multi-family house?

Terraced house: Living door to door – Costs and advantages & disadvantages of building a house

Young families and couples, as well as anyone in the family planning process, are attracted to townhomes in the same way. Not because they are particularly modern and cool. On the contrary, terraced houses have acquired a somewhat dusty image over the years. But the cliché that terraced houses are only for squares is not at all true.

Due to its space-saving design, the housing form has a huge advantage, because often you can get them even in large cities still relatively close to the city center. Often you don’t even know that you are dealing with a terraced house, because the image that we have been given is wrong. Row houses can be found in Paris London, New York Berlin and all other metropolises. The simple reason for this is that terraced houses are built side by side without leaving space between the individual housing units, thus they require little land area and even in urban regions often come with a front garden or real garden.

• Terraced house

Beach house: living by the sea or renting to holidaymakers

A beach house can be used as a retreat as well as a modern home. A home that many dream of – do you? While the type of home can vary greatly, it remains true to its location – right on the beach. Whether it’s a luxury villa in the Hamptons, a modern bungalow in Calabria, or an aesthetically pleasing single-family home on the Baltic Sea, a direct oceanfront location makes the heart beat faster for many.

You’ve been dreaming of your own house for a long time? Do you prefer to spend time at the beach? Or do you want to invest in a holiday home to rent it out or sell it after renovation with added value? Then it’s time for you to look into beach homes. The beach house, which inspires with a dreamlike beach location, can be used as a home or as a profit-promising capital investment. In the following article you will learn what a beach house is and what advantages and disadvantages it has. Furthermore, the house construction as well as the house purchase will be explained to you in more detail and it will be pointed out what needs to be considered for different needs!

• Beach house

Villa: plot, garden and many rooms – city villa or villa in the countryside

You want to invest your money in real estate and build or buy a house? If you have an affinity for luxury and elegance, you should definitely look into the subject of a villa. A villa is long-lasting and an investment in the future. In this article you will learn everything you need to know about this special type of house. Do you prefer a modern or more Mediterranean style and when is a house a villa? It doesn’t matter whether you want to build in the city centre, in the countryside or on a hill with a pool. You can find the most important information here.

Are you interested in investing in a luxury property and would like to build or buy a villa? Then you will find a few useful tips on the subject here. Decide for yourself whether you want to renovate an old building to keep the charm or build a new building to design everything according to your ideas. Choose between a prefabricated house or a solid house because both have their advantages and disadvantages. Find out what they are below.

• Villa
• Buying a villa: Procedure, Checklist & Co.

Energy efficient building

1. Low-energy house
2. Zero-energy house
3. Passive House

Low-energy house: Live sustainably and save on ancillary costs?

Since 2007, there has been a draft law that attempts to regulate the energy efficiency of construction projects and thus improve the housing landscapes in cities and in the countryside in terms of sustainability. In order to obtain a building license, certain requirements must be met.

In addition, low-energy houses are supported with development loans, as the interest of the government and development banks also continues. Of course, not all new buildings have to be low-energy houses and categories under the definition of low-energy house also receive funding. However, with sustainable living, not only does the environment benefit, but you also save on energy costs. What it has to do with low-energy houses, you will learn in the following.

• Low-energy house

Zero energy house & passive house: definition, function, costs & requirements

Construction and architectural trends are moving more and more into the realm of sustainable living, as not only the environment demands it, but also legislators and consumers. Accordingly, the number of energy-efficient houses among new buildings has more than quadrupled in the area of office buildings, commercial spaces, hotels and also private households.

The zero-energy house and the passive house can be considered as a kind of master class of living. These house forms have the claim to have an energy balance of 0. This means that the already extremely reduced energy consumption is additionally covered by the house’s internal installations for generating renewable energies.

• Zero Energy House & Passive House

Commercial real estate

Buying commercial property – Would you like to buy a retail business, a kebab shop, a tattoo studio, practice and law firm premises, industrial property or entire technology parks? Avoid bad investments and make the best decision from the beginning with us. Buying commercial real estate is an investment for start-ups and business owners. The company grows in the new property. Location and selection criteria are of the commercial property set the course for the future of the company.

• Commercial property

Der Beitrag House types: What types of houses are there? Real estate guide erschien zuerst auf ℄ Real Estates.