Why do you establish a family foundation?

When establishing a foundation, the founder transfers assets to an independent legal entity. Transferable assets include cash, real estate, shares, fixed deposits, and participations. In a family foundation, this wealth is exclusively used to support the founder’s family — across several generations.

The three main reasons for a family foundation

1. Intergenerational transfer without inheritance disputes: Assets do not go into the estate — statutory share claims become void (provided the ten-year deadline is met)
2. Asset protection: Protection against access by spouses (marital assets), creditors, company insolvency, and statutory share claimants
3. Tax optimization: Ongoing income is taxed at approximately 15 % corporate tax + solidarity surcharge instead of up to 45 % income tax

The most important things about a family foundation at a glance

Advisor: necessary or luxury?

The establishment of a family foundation is unique and practically irreversible. A faulty bylaw can only be amended later with the approval of the foundation authority — and even then only within narrow limits. Those who cut corners here risk seven-figure tax disadvantages over decades. Advice is not a luxury, but an economic necessity.

Family Foundation Costs in Detail

The most common question: What does a family foundation really cost? The answer depends on three factors — type of assets, complexity of the family structure, and federal state. Here is the full breakdown.

One-Time Founding Costs

Annual running costs

• Bookkeeping & Year-End Accounts: 1,500–6,000 Euro
• Tax advisor (corporate tax return): 1,000–4,000 Euro
• Board compensation (if external board): 0–10,000 Euro
• Auditors (from a certain size): 3,000–15,000 euros
• Stiftungsaufsicht / Berichtspflichten: 0–500 Euro

Hidden costs

• Succession tax every 30 years: The foundation’s assets are treated as if they were inherited by two children — tax exemption 2× 400,000 euros
• Transfer tax on contribution: Often forgotten; for a rental property worth 2 million euros = up to 130,000 euros
• Gift tax on initial furnishings: Family foundation is considered the “most distant relative” — tax class III, only 20,000 Euro tax exemption (exception: favored family foundation with application of tax class I)
• Later amendment of the bylaws: Any subsequent amendment costs again 3,000–10,000 euros plus administrative procedures

Minimum capital of a family foundation

The Civil Code (§ 80 BGB) does not specify a concrete minimum capital requirement. The capital merely needs to be sufficient to ensure the “permanent and sustainable fulfillment of the foundation’s purpose.” Specifically, this means: The foundation authorities of the federal states set their own thresholds.

Minimum capital by federal state (guidelines)

Rule of thumb: When does a family foundation really make sense?

Even though legally 50,000 euros suffice — economically, a family foundation only makes sense starting with a transferable asset of about 1 million euros. Reason: With annual running costs of approximately 5,000 euros, the tax savings must permanently exceed these fixed costs. With a property management real estate structure generating an annual rental surplus of 50,000 euros, the foundation already provides a tax advantage of 12,000–15,000 euros per year.

Special Case: Non-Independent Trust Foundation

These legal constructs are not independent legal entities, but a contract between founder and trustee. Advantages:

• No official recognition required
• Minimum capital freely selectable (often already meaningful from 25,000 euros)
• Founding costs 30–50 % lower
• However: Weaker asset protection, dependent on the trustee

Tax Implications as a Central Cost Factor

For every donor, it holds true: The advisory costs of 20,000–40,000 euros are economically irrelevant if the tax structuring is done properly. The real levers lie in the ongoing taxes and the transfer itself.

Comparison: Individual vs. GmbH vs. Family Foundation

The succession tax — the most critical cost factor

Every 30 years, the family foundation is treated tax-wise as if the entire wealth were inherited by two children. This means:

• Exemption amount 2× 400,000 euros = 800,000 euros tax-free
• Tax class I (favored)
• With a foundation wealth of 5 million euros: succession tax approx. 600,000–800,000 euros
• Deferral possible for up to 30 years

Insider Strategy: Before the 30-year period, distribute wealth exclusively or reduce the taxable base through sub-foundations / holding structures.

Calculation Example: Family with 3 million Euro real estate assets

Consultancy costs and selection of the right experts

The foundation law in Germany is not uniformly regulated at the federal level — each federal state has its own foundation laws. In addition, there is the interface with tax law, inheritance law, and corporate law. Therefore, comprehensive advice is not a luxury.

Typical Advisor Fees by Wealth

Cash Foundation vs. Real Estate Foundation — Cost Difference

A pure cash foundation is significantly cheaper to establish than a real estate or corporate foundation. Reasons:

• Appraisal reports are not required (the value of cash is obvious)
• No land transfer tax
• No entries in the land register
• Simpler communication with authorities

Setting up a foundation can already be covered with 12,000–15,000 euros. When transferring a medium-sized company, there is no upper limit to the costs — fees of 150,000 euros+ are realistic.

Not every advisor is equally qualified

Setting up a foundation is a one-time and irreversible process. Choosing the wrong advisor here can cost you for decades. A typical negative example: A donor with 8 million euros in real estate assets is advised by a generalist, overlooks the land transfer tax trap, and ends up paying 320,000 euros more than necessary.

Check

]]> https://lukinski.com/buy-a-villa-in-spain-mallorca-ibiza-or-marbella-comparison-buyer-tips/ Sat, 19 Feb 2022 17:43:49 +0000 https://lukinski.de/buy-a-villa-in-spain-mallorca-ibiza-or-marbella-comparison-buyer-tips/ Spain has many interesting places like Barcelona and Madrid. If you’re really looking for sun, you’re looking at 3 hotspots in particular: Mallorca, Ibiza and Marbella. Three absolutely individual places where I take you! On site, on visits with clients, I always have a little time to spare and little by little, have accumulated so many little guides to buying property in Spain. In this, we take a look together at the 3 Spanish hotspots on the Mediterranean!

Hotspot Research: Balearic Islands & Marbella

Temporarily living in Spain, maybe renting in the off times, here you will find the main Spanish hotspots compared. In addition, I take you to the cities and regions, on Villa Tour, with all the villa neighborhoods and districts, communities that you should consider in your purchase decision. Depending on your personal goals, you can find tranquility in the “hinterland” in all hotspots, but also the city life with proximity to the airport and numerous destinations worldwide.

Tip. After the 3 hotspots I still have practical buyer tips on purchase price, condition (especially the roofs) and location

Quick check: Which location offers which advantages?

Volcanic island Ibiza, small city Palma de Mallorca or golfer’s paradise Marbella?

• Mallorca – Big island, many small towns and a lot of tourism
• Ibiza – volcanic island, breathtaking nature, small communities
• Marbella – coastal strip for golf fans

My consultation always starts with a café

So that I can optimally support and advise buyers in your purchase situation, it is important to me to really know the places, also the people. For example, I drink 3x daily in different places Café, so you get to know people, but also the smallest micro locations.

Here in the comparison, you will find each an insight & further links:

1. Macro Perspective – Situation in Spain
2. Mesolocation of the city or “island capital”.
3. Villa district – example in the region

Villa Tour: Evaluation criteria

Under the respective regions, you will find further links to the region and the respective villa tour. By the way, the villa tours are always created parallel to real visits, like here, the Villa Tour Ibiza.

Factors that are important in my tours:

• Arrival / departure times
• Cities and Surrounding (Shopping to Doctor)
• People and spirit of the region

In the end, you decide:

Your personal wishes and goals

This brings us back to the big question: volcanic island Ibiza, small metropolis Palma de Mallorca or golfer’s paradise Marbella:

Mallorca: villa, finca, country house – all styles

Buy Villa Mallorca – Villa with pool, unique views of Palma, secluded coves or hotspots like Son Vida (suburb of Palma) and Port Andratx, in the west of the island. Mallorca is the buyer magnet in the Mediterranean when it comes to real estate. There are many hotspots, but only this island combines “the big city life” with beach, nature, sun and tranquility – in the secluded villa neighborhoods. Some have been visiting the island for 5 or 10 years and know exactly in which area of Mallorca they want to buy, others are still undecided about the right location in Mallorca.

All the main villa districts of Mallorca at a glance:

• Buy Villa Mallorca

What makes Mallorca so special for most buyers?

• Arrival / Departure: Fast flight time ~ 3h (6h round trip)
• Largest island of the Balearic Islands, much to discover
• Palma de Mallorca as a small big city
• Many other towns on the island, such as Sóller, Inca, Alcúdia, Pollença, Manacor

While the area around Marbella is manageable and Ibiza can be explored relatively quickly, it takes a while to discover all the corners in Mallorca. Of course, the number of beaches is also much more extensive. Here is a look at the climate in Mallorca:

Ø Lowest temperature / Ø Highest temperature

• Winter (January): 7 °C / 15 °C
• Summer (August): 31° / 21°

Where to buy in Mallorca? Macro location

Mallorca has many beautiful corners, but especially interesting for you will be the sections around Palma, with a focus on the southwest of the island, around Santa Ponsa and Port Andratx.

Villa in Mallorca in classic finca style.

So dreamlike are the bays in Mallorca.

Tip! Mallorca is tauch a paradise for golfers. Get to know the most beautiful golf courses in Mallorca here.

Palma de Mallorca: Small big city

The island “capital” of Mallorca is also located in the southwest of the island. Why? Here you have the most sun, in southern exposure. In the west of the island you also have the advantage of enjoying the evening sun and the sunset over the sea.

Son Vida: Palma suburb (city and luxury)

As already announced, Son Vida is the villa district of Palma de Mallorca. Son Vida is one of the best areas ever on the Balearic island. Here you will find among the highest number of villas Mallorca. The golf club is on the doorstep, as well as the old town of Palma de Mallorca and also the airport is only 20 minutes by car, across the city.

Of course, also for golf fans, one of the hotspots combined with city life / fast transfers to the airport.

Get to know the most exclusive and expensive places in Mallorca:

• Buy Villa Mallorca

Villa Tour Mallorca: The villa neighborhoods

Come with me on a virtual tour, with all the main villa neighborhoods of Mallorca:

• Buy Villa Mallorca

Ibiza: Villas in rough landscape

Villa in Ibiza – You want to buy a villa in Ibiza? Villa with pool, close to the beach and / or airport, quiet near the bay or close to the city with all shopping hotspots. Here you will get to know the right and important parts of the island. In addition, at the beginning I have a few common questions from my customers. Which location is worth buying according to my experience? Which parts of the island do I recommend to customers? So that you have a quick overview in Ibiza, divided into A, B and C location. Maybe you already know our Lukinski Real Estate Rating, in which we rate cities in Germany with over 50,000 inhabitants, in 3 categories: From good A-locations to more affordable C-locations. From Eivissa and gated community in Es Cubells, to Cala Vadella, to Sant Antoni.

Come with me on a virtual tour, with all the main villa neighborhoods of Ibiza:

• Buy Villa Ibiza

Ibiza at a glance, what makes Ibiza so special?

• Relatively fast flight time (except winter, stopover Barcelona/Madrid) ~ 4h (8h round trip)
• Volcanic, rugged landscape
• Small island community as Mallorca

Ø Lowest temperature / Ø Highest temperature

• Winter (January): 7 °C / 15 °C
• Summer (August): 30° / 21°.

Where to buy in Ibiza? Sun = south exposure

Those who have been vacationing on the island for 4, 5 years probably know exactly which region of Ibiza he or she wants to buy in. But who has seen the island only 1 or 2 times, asks himself: Are there still places I should see?

The island itself, similar to Mallorca, is most popular in the south and around the “capital” Eivissa. In the northernmost part of the island you will hardly find any villas. Here, too, the sun and its course of the day plays a major role: in the south = sun, in the north = less sun. From quiet locations in the southwest around Sant Josep, Cala Vadella and El Cubells, to villas close to the city in Sant Jesús or Roca Llisa.

Villa with view (and pool) in Ibiza.

Uniquely beautiful, the “rough” of the island of Ibiza combined with the good local life.

Eivissa: Ibiza Town, Port, Shopping

Everything in Ibiza starts from Eivissa, the “capital” with airport, city, shopping mall. Come with me on a virtual tour, with all the main villa districts of Ibiza:

• Buy Villa Ibiza

Villa neighborhood in Ibiza: Es Cubells

Perhaps the most exclusive community in Ibiza: Es Cubells. Depending on how you interpret exclusivity, you will find villas here like from Hollywood. Directly on the cliffs of the south coast and as a gated community (below the city limits of Es Cubells). Your neighborhood is peppered with famous soccer stars from Spain and Portugal.

You can hardly get villas in this area for less than 10 million euros.

Villa Tour Ibiza: The villa neighborhoods

Come with me on a virtual tour, with all the main villa neighborhoods of Ibiza:

• Buy Villa Ibiza

Marbella: “Miami of Europe” for golfers

Villa in Marbella – Especially for golf lovers Marbella is one of the hotspots in Europe. Many call Marbella the “Miami of Europe”. Pleasant to warm climate all year round and almost exclusively sun, in all seasons. Marbella is considered one of the hotspots in the Mediterranean, along with the hotspots Mallorca and Ibiza. You want to buy a villa in Marbella? I will take you to one of the most southern regions of Europe, spoiled by sun and the good life at the Mediterranean Sea.

• Buy Villa Marbella

Arrival and times:

• Slightly longer approach of ~ 5h (10h round trip).
• 45 minutes drive airport <-> Marbella

Ø Lowest temperature / Ø Highest temperature

• Winter (January): 9 °C / 16 °C
• Summer (August): 31° / 21°

This is what Marbella looks like in winter:

Marbella is a dream for golf fans. Get to know the most beautiful golf courses in Marbella here.

Monte Paraíso: The Golden Mile

Nueva Andalucía

Villa Tour Marbella: All villa neighborhoods

Come with me to one of the most southern places of Europe, the “Miami of Europe”:

• Buy villa Marbella – Tour of villa neighborhoods

Here are some more practical buyer tips:

Buying a villa in Spain: What to look for?

Then important and frequent questions from customers:

Cost: How much does a villa cost here?

Real estate investors know: Offer price is not selling price.

I like to calculate for my clients, in a first evaluation, like this: Each square meter (with beach view) costs 10,000 euros. If recently renovated or new 15,000 euros. In addition, there is “the view”. The better the view, the more exclusive, the more expensive. Depending on the size of the villa 100,000, 200,000, 500,000. As always, upwards there are no limits.

A “nice” villa in “good” location (everything is relative and depends on your individual goals and desires) with 200 m² so 2.000.000 + “View”.

Read more here:

• Buy villa Spain: What to look for?

]]> https://lukinski.com/tax-advisor-company-tasks-costs-taxes-risks-tips-find-a-law-firm/ Sat, 12 Jun 2021 17:47:14 +0000 https://lukinski.de/tax-consultant-for-companies-tasks-costs-taxes-risks-tips-find-a-law-firm/ Tax Advisors for Companies — in this Premium Guide you will learn everything about the selection, cooperation, tasks and costs of a tax firm. Specifically for real estate investors, wealthy individuals and founders with growth ambitions. You will learn about the three biggest risks that can cost hundreds of thousands of euros when choosing the wrong tax advisor, get three practical tips for selection, an overview of all tasks (bookkeeping, payroll, annual financial statements, tax planning) and a complete fee table according to StBVV. Anyone investing in real estate should particularly rely on a specialist — because between Share Deal Real Estate, Asset Deal Real Estate, Real Estate Holding and the Capital Gains Tax Real Estate there are six-figure optimization potentials. Anyone who wants to sell an inherited real estate property or optimize the Inheritance Tax Real Estate needs an advisor who can do more than payroll calculations. Taxes are the biggest cost factor in most companies — and exactly here it is decided whether your tax advisor is a pure manager or a real planner. Learn from decades of practical experience.

Responsibilities: What Does a Tax Consultant Do?

Before diving into risks, tips, and fees, let’s start with an overview: Which core areas does a tax firm cover? The work goes far beyond classic bookkeeping — from financial accounting through full payroll accounting and salary calculations to strategic tax planning, choice of legal structure, setting up a holding company, and representation before the tax office and tax court.

What Does a Tax Consultant Do, Simply Explained?

The ten typical core tasks of a tax firm for companies:

1. Tax Planning & Advisory: Choice of legal structure, holding structure, tax optimization
2. Financial Accounting: Posting, chart of accounts, ongoing entries
3. Payroll Accounting: Salary calculations, social contributions, reports to health insurance and tax office
4. Einkommenüberschussrechnung (EÜR) for freelancers & small businesses
5. Preliminary Declarations: Value Added Tax, Payroll Tax, Capital Gains Tax
6. Annual tax returns: Income tax, capital gains tax, corporate tax, trade tax, inheritance and gift tax
7. Annual financial statements & balance sheet: including notes, management report, publication in the Federal Gazette
8. Review of tax assessments: appeal, lawsuit, representation before the tax court
9. Special real estate topics: depreciation, §6b Income Tax Act, commercial land trading, speculation periods
10. Support in special situations: inheritance, gift, sale, insolvency, tax audit

A complete overview of the relevant terms can be found in the Real Estate Lexicon.

Compare tax advisors: The 3 biggest risks

Are you looking for a good tax advisor nearby? Before you sign — do you know the three biggest risks? Because choosing the wrong firm can have long-term financial consequences that many entrepreneurs only realize after years.

Risk 1: Intensive, regular commitment

After signing a mandate agreement, you are bound to the firm in nearly all financial and tax aspects — from monthly pre-notifications to payroll calculations up to inquiries, often almost weekly. The interconnection is particularly close for self-employed individuals, small GmbHs, and growing companies, where management often handles many tasks themselves.

A change is therefore not possible overnight. A realistic timeframe for a clean transition: 3 to 6 months — including data transfer (DATEV inventory, client master data), change of power of attorney at the tax office, and final invoice from the old firm.

Risk 2: Monthly Cost Burden

Tax advisors do not work for free. The costs consist of three blocks:

1. Ongoing bookkeeping — billed according to the subject value (revenue/expenses), Table C of the StBVV
2. Payroll accounting — flat rate per employee and month (15–25 €)
3. Additional services — consultation, annual accounts, special questions, all charged by the hour at rates of 120–300 € (consultant) or 60–120 € (employee)

The catch: The higher your turnover, the higher the bookkeeping fee — even if the effort does not increase proportionally. If your turnover jumps from 250,000 € to 1 million €, the bookkeeping flat rate doubles, even though the number of entries may only increase by 30%. Tip: Negotiate a flat-rate agreement under §14 StBVV once you reach a certain turnover level.

Risk 3: Losing money due to insufficient advice

The training to become a tax consultant is by no means trivial — tax consultant exam, professional experience, tax specialist training. However: Many tax consultants learn standards, not tax planning.

Many tax consultants are tax auditors — not tax planners

They handle the posting, invoice employees appropriately, and carry out the annual accounts correctly. The question is: Is that enough? Depending on the company, goals, and scale, a tax consultant should do much more — especially in the real estate sector.

Lack of advice carries two risk factors:

• Losses from missed advice: unused tax benefits, lack of holding structure, no mention of calculating the speculation period when selling real estate
• Risks from too much (unstructured) advice: cost-benefit ratio turns — every minute is billed

Suddenly, the monthly costs are no longer 400, 500 or 800 €, but 4,200 € — due to unplanned advice, document procurement by employees and research time. By the time a managing director notices this, years may have passed.

Calculation example: What does poor advice really cost?

Let’s take a realistic scenario of a medium-sized GmbH with real estate activity:

Position	Forest & Meadow Law Firm	Specialist (Real Estate)
Fee p.a.	9,600 €	14,400 €
Recognized depreciation optimization	0 €	+8,000 € tax savings
Holding structure (95 % tax exemption on disposal)	not set up	+45,000 € on exit
Speculation period advice	missed → 25 % capital gains tax	0 € speculation tax
Annual effect	−9,600 €	+38,600 € net

Difference: 48,200 € per year — and that without the compounding effect of the reinvested amounts. Whoever reinvests 30,000 € annually for 10 years at 6 % ends up with about 395,000 € more wealth. This is the real cost of poor advice.

Paying taxes means losing profits

Taxes are the biggest cost factor in most companies

By the way: What is actually your biggest monthly cost factor once you’re in the five- to six-figure revenue range? Rent? Personnel? For the majority of companies, it’s actually taxes — considering corporate tax, trade tax, capital gains tax, and additionally the speculation tax or real estate transfer tax when purchasing property.

Checklist: The 3 biggest risks at a glance

• Intensive commitment — switching takes 3–6 months
• Amount of monthly and unplanned additional costs
• Long-term loss of wealth due to poor tax planning (too much tax + costs + missed reinvestment)

Keep in mind: Tax planning is largely in your hands — the tax advisor is a sparring partner, not the sole person responsible.

Find a tax advisor: The 3 best tips from practice

After the risks, here are the tips: How do you find a good tax advisor? Three strategies that have worked in over 20 years of practice.

Tip 1: Avoid ads

The most important tip first: Don’t click on the ads in search engines. You’re looking for a tax advisor in Berlin-Mitte, Cologne or Hamburg and type — like 92% of people — your query into a search engine. The top positions are paid ads, marked only by a small “Ad” or “Sponsored”.

Practical tip: Go directly to page 2 of the search results. There you’ll find the law firms that don’t finance their marketing budget from client fees — and thus often the more serious providers. After all, who ultimately pays the marketing budget? You, the client.

Tip 2: Check reviews on online portals

Popular are comparison portals, online magazines and industry directories (proven expert, Google Business, kanzleifinder.de of the Federal Tax Consultants Chamber). Pay attention to qualitative and quantitative meaningful reviews:

• At least 5–10 reviews, in big cities 20+
• Meaningful texts (not just “5 stars, top!”)
• Reviews spread over several years (no star explosion within 4 weeks)
• Check negative reviews — how does the office react to them?

Tip 3: Recommendations from experienced entrepreneurs

The goldmine: Recommendations from other entrepreneurs. Important — the sources must match:

• Entrepreneurs, not private individuals (different matter, different requirements)
• At least 3–5 years of client relationship (shorter is not meaningful)
• Comparable industry & size — a restaurant tax consultant is not a real estate specialist
• Ideally with similar structures (holding company, GmbH & Co. KG, international connection)

Insider Tip: Anyone investing in real estate should specifically look for advisors who manage mandates in the areas real estate as an investment, buying an apartment building or buying a historic property.

Insider: Diese drei Berater-Typen gibt es

Typ ]]> https://lukinski.com/legal-notary-main-contract-tax-regulations/ Wed, 30 Dec 2020 15:44:07 +0000 https://lukinski.de/legal-notary-main-contract-and-tax-regulations/ Legal – Do you want to sell your house? Then you need more than just a willing buyer; you should also know your rights and obligations. The sale of real estate is strictly regulated in Germany. This is the only way that sellers and buyers can be protected. However, this also means that laypeople have hardly any chance of getting an overview of the entire legal scope of a house sale without extensive research. This is where a real estate agent can help. Notary: Purchase contract, property rights and tax law The notary must certify the sale of every property. He acts as an independent legal authority and is supposed to protect both buyer and seller. After the preliminary contract has been drawn up, he holds a conversation with both parties and subsequently drafts the main contract. He does not represent either side, but both. This reduces the legal risk for both parties. He must not only certify the purchase agreement, but also explain all legal issues. Moreover, he is the one who initiates the entry in the land register. This only takes place once the buyer has paid the purchase price. In addition, the claims stated in the contract are immediately enforceable. If the buyer does not pay, the seller does not have to sue. Instead, the bailiff can be commissioned by the notary immediately. Before the notary appointment: Organizational matters, documents Yet before even reaching the notary appointment, many further legal questions must be clarified. For example, the ownership relationships must be clarified and proven. Check whether you are indeed the sole owner or if other persons may also have a claim to the property. For instance, if the property is jointly owned by two people, the sale proceeds will be distributed according to the ownership shares after the sale. Not least, tax regulations must also be taken into account. If you sell a property that you have used yourself, no tax is due. However, if the property is rented out or used commercially, it must have been in your possession for at least 10 years. Otherwise, the so-called speculation tax must be paid. In this regard, the legislature refers to the date of the notarization of the purchase contracts. The land transfer tax must always be paid. However, this is usually borne by the buyer. The amount of the land transfer tax is a matter for the federal states and is set by the respective federal states themselves. Legal Support from the Experienced Real Estate Agent The sale of real estate in Germany is legally regulated by a notary. He clarifies all legal issues related to the purchase agreement. However, prior to this, a large amount of research and work is necessary in order to meet all legal requirements and avoid pitfalls. It is therefore definitely advisable to consult an experienced real estate agent who knows the legal regulations. This way, you can save yourself a lengthy research process as well as a lot of stress and frustration. Real estate agent contract: Tips and help You want to sell a house or an apartment, have no experience on the real estate market and want to avoid mistakes at all costs? Then you are well advised to rely on the comprehensive services of a real estate agent and simplify the time-consuming and complex sale of your property. If you hire a real estate agent, you do not need to factor the sale of your property into your schedule, as all tasks will be taken over directly by your real estate agent and carried out in your best interest. Tasks of a real estate agent In general, a real estate agent fulfills all tasks that are important before and during the sales and rental phase. He creates an exposé, determines the market value of your property, lists your property and is then the interface between you and interested parties. While the creation and publication of an advertisement is a time-consuming but one-time task, answering customer inquiries is part of a real estate agent’s daily business. Here you will find more information about the tasks of a real estate agent. Commission for the real estate agent – The most important regulations More than 80 percent of all real estate properties offered for sale or rent are handled by a real estate agent. This means that the owner commissions a real estate agent to advertise the offer and to carry out all tasks until the conclusion of the contract on their behalf. A professional real estate agency is a service agreed upon between the client and the real estate agent. After the service has been provided, a commission, known as the agent’s fee, is due. Who pays the commission depends on the type of commission and the reason for the commission. If you sell your property through an agent, the buyer usually pays the commission. Since 2015, the principal principle has applied to rentals, so that the recipient of the invoice and the person paying the commission are the same as the person who commissioned the real estate service. Here you will find more information about the agent’s commission. ]]> https://lukinski.com/house-and-land-equipment-materials-financing-value/ Sun, 20 Dec 2020 15:58:13 +0000 https://lukinski.de/house-and-land-equipment-materials-financing-value/ House and lot – When buying a house, the property along with the lot offers a unity. However, the priorities of buyers differ. Some customers have special demands on the location and size of the property. Others attach importance to a very good equipment of the house, while the location of the property plays only a subordinate role. In each case it is important that house and property correspond to the fundamental conceptions of the prospective customer. Transparent customer care and the creation of an informative exposé are among the basics of a successful house sale. Important criteria for the sale of a house A successful house sale depends on various criteria, which can be very different for each individual. A very well equipped house, which is offered virtually turnkey, can sell worse than a property in need of renovation, which convinces with a very beautiful property or a particularly favorable price. When selling a house and property, supply and demand always count. The exposé is a way to present the advantages, but also necessary investment. When preparing it, we do not limit ourselves to describing the size of the house and garden. We give the prospective buyers information about the outside facilities, the condition of the roof, heating and interior fittings, but also about the residential health and the possibilities of planning and financing. If you put your property up for sale to us, we will be happy to see it for ourselves on site. The impression we get of the property is an important basis for the preparation of a transparent exposé. Worth knowing from A for outdoor facilities to W for healthy living If you are considering selling your property, there are a few aspects that are important to consider. Outdoor facilities: What you need to consider for the front garden, terrace and garden Many buyers who want to purchase a house with land attach importance to a beautiful design of the outdoor facilities. If you offer a property for sale with attractive outdoor facilities, interested parties can be found quickly. If you decide to leave the house sale to a professional partner, you will save a lot of time. You don’t have to worry about contacting potential buyers and you can go about your work and everyday life. Read more on the subject of outdoor facilities. Building materials: concrete, wood, stone, glass and plastics Building materials are indispensable for the new construction of a house, but also for the renovation. Materials such as wood, stone and concrete are predominantly used. But plasterboard, glass and various plastics are also used. Building owners can influence the type of building materials. Basically, it is important that you pay attention to high quality. It does not matter whether you are overseeing the construction of a new house or have decided to renovate an existing building. The building materials used are usually used for decades. They are exposed to very high stresses both outdoors and indoors. When using building materials that have qualitative limitations, minor renovations are often necessary at short intervals. You can prevent this by selecting high-quality building materials. Further information on the subject of building materials can be found here. Roof: planning, construction and renovation of roof trusses & roof coverings Modern roofs can have different shapes. For centuries, the classic gable roof was the most common roof shape in Germany. It was often modified into a hipped roof and equipped with dormers to make effective use of the space under the roof slopes. Tent roofs are used in the new city villas with two-storey construction. As part of a renovation, the shape of the roof can only be changed slightly. If you plan to do this, you will have to fundamentally redesign the house. Roofing, on the other hand, is often the subject of renovation. Tiles are used, which are available in different colours, shapes and design variants. A new roof covering often goes hand in hand with a renovation of the roof structure. If the construction is fundamentally new and of high quality, a roof can last at least 50 years without the need for a new renovation. Learn more about the roof. Do it yourself: New construction & renovation on your own The term “Do it yourself” refers to the owner’s own contribution. When constructing a new building, but also when renovating a building, the builder decides whether he wants to do it himself or whether he prefers the turnkey construction method. There are advantages when a specialist company provides the services. As the building owner, you accompany the progress. However, you can primarily take care of your work and leisure activities. The amount of time you invest in construction is significantly less than if you opt for the do-it-yourself strategy. Discover more exciting information on do it yourself in relation to selling a house. Energy and technology: Energy efficiency in technical installations & security systems Many value-enhancing components of a house fall into the area of energy and technology. If you wish to sell your property without stress, we offer you our individual services as real estate agents for Rhineland-Palatinate and Hesse. This also includes the preparation of an exposé. This serves to describe your property to all interested parties who respond to the advertisement. The investments from the area of energy and technology are listed in the offer for your property on MeinHausverkauf.de. Read more about energy and technology. Garage and carport: architecture, weather resistance, differences A garage or carport for one or two cars is very popular with homeowners. An expose with a carport or garage is more popular with potential buyers than having the vehicle parked on the street or unprotected in front of the house. Installing a carport or garage not only provides greater convenience when using one’s home. These additions also have a positive effect on resale value. Opt for a more relaxed. Feel free to read on if you are interested in garage and carport. Interior fittings for new buildings and renovations The interior finishing of the house includes the design of the walls, ceilings and floors. In addition, the installation of the electrical systems, the heating and the water circuit takes place. Stairs and doors are installed and fixed fixtures are integrated in the kitchen and bathroom. When building a house, the interior finishing takes about the same time as the construction of the building until the topping-out ceremony. The interior can be designed very individually by the builder. Not only in the case of a new building, but also in the context of a renovation, a new planning of the interior is possible. If an extensive renovation with a change in the internal structure of the house is planned, the house should be empty for the period of the construction work. Otherwise the renovation will be difficult. Here you will find further information on the subject of interior fittings. Cellar of the house: finishing or storage room A cellar can be used in many different ways. It can be converted into a living space, guest room or office, or used as a storage room. If the cellar has access to the outside, bicycles or garden tools can be stored in the rooms. Basement rooms must be planned for when building a new house. The costs are high. They run into five figures depending on the size of the basement. A basement can be installed at ground level or partially raised out of the ground. Both construction methods have advantages and disadvantages. Read more about basements. Planning and financing: Real costs & favourable credits In most cases, the purchase of a property is accompanied by financing. Very few property buyers are in a position to pay cash for their property. Financing for a property usually extends over a period of ten to 30 years. Careful planning is therefore very important. A stable income is one of the essential requirements for secure financing. The income should be secured for the financing period. You need to take into account changes in life plans as well as the possibility of a loss of earnings due to illness or unemployment. Young couples may want to have children, which also affects income. Everything you need to know about planning and financing. Dream houses: individual and indescribably beautiful The concept of a dream home is defined very differently by a future homeowner. There are builders who understand behind it a luxuriously equipped house with a small low-maintenance garden in a central location. Others wish themselves a house in calm situation and take for it gladly a longer journey to the work or into the next city in purchase. In general, the term refers to a modern house that offers many amenities. Feel free to read on if you too are considering the topic of dream homes. Healthy living at the heart of building modern homes Healthy living is a modern term that refers to the use of environmentally friendly building materials. The aim is not to pollute the environment by building a house or housing complex. The health of the individual is also the focus of the new modern variants of building. An optimal indoor climate, a constant room temperature and the use of building materials that do not emit harmful substances are the most important foundations of healthy living. Pollutant emissions are completely avoided. Natural building materials such as wood or plastics, which are free of polluting substances, are used in modern construction. Sustainable building is becoming more and more popular and is even prescribed in parts for new buildings. You can find more exciting details on the topic of healthy living here. ]]>