JLL Jones Lang LaSalle: Share, facts and figures

JLL in detail – The current share price and other facts and figures about the company.

• Buying shares – instructions (direct banks, online trading)
• Shares Dividend – Facts and Figures
• Construction: industry and investment
• JLL – Company (external)
• Real Estate Shares – Overview

Share price: 12 months

Invest? WKN, ISIN and symbol:

• WKN: 908217
• ISIN: US48020Q1076
• US Symbol: JLL

Here is the current share price with a review of the share price performance over the last 12 months.

Source: Ariva.de

Share price: 3 years

Jones Lang LaSalle’s share price performance over the last 36 months.

Facts and figures about JLL (Jones Lang LaSalle)

• Manages real estate valued at: US$23 billion
• Headquarters: Chicago, Illinois, United States
• Number of employees: 92,000
• Legal form: Inc.
• Founder: Richard Winstanley
• CEO: Christian Ulbrich (Oct. 1, 2016-)

Status: 06/20

Subsidiaries of JLL

• Jones Lang LaSalle IP Inc
• Corrigo
• LaSalle Investment Management
• Jones Lang LaSalle Ltd
• Big Red Rooster, LLC
• Jones Lang LaSalle SAS
• Jones Lang LaSalle Americas Inc
• Jones Lang LaSalle Capital Markets Inc
• JLL Digital Solutions
• Jones Lang LaSalle Europe Limited
• Jones Lang LaSalle Real Estate Services Pty Ltd
• Jones Lang LaSalle Brokerage Inc
• Jones Lang LaSalle Services
• …

DAX: Index of the “German economy

The DAX is the most important German share index in trading. It takes into account the performance of the 30 largest and therefore most liquid companies on the German stock market. The DAX thus represents around 80 percent of the market capitalization of listed stock corporations in Germany.

DAX index family

In addition to the DAX itself, the Prime Standard of the DAX index family includes the MDAX, XDAX, TecDAX and SDAX.

• DAX
• MDAX
• XDAX
• TecDAX
• SDAX

Tip. DAX, NASDAQ, Dow Jones, Euro Stoxx. The chart overview to the indices from top indices:

• DAX, NASDAQ, Dow Jones & Co.

DAX Price: Real Time

Here is the current share price with a review of the share price performance over the last 12 months.

Invest? WKN & ISIN:

• WKN: 846900
• ISIN: DE0008469008
• Symbol: DAX

Chart: 3 year review

The DAX in a 3-year review:

Found a feed store – Find real estate

The reason why you are visiting this article has little to do with your own animals, but you are considering whether you should start your own business and open your own feed store? Why not? What are the reasons? We have put together a few reasons why starting a feed store could be the right or wrong thing for you to do.

General reasons: Advantages and disadvantages

A very good reason why starting a pet food store is not a bad idea is shown by the statistics below. The number of pet owners in Germany is enormously high and the expenditure of the Germans for your pets is constantly increasing. Accordingly, you have a large potential clientele in Germany. Most pet owners like to shop for their pets and in the pet food store you can therefore often expect to deal with different, good-humored people. But still, it is important that you love what you do and at this point individual reasons come into play, which are no less important.

Individual reasons for a feed house

Your idea to start a feed store probably didn’t come out of nowhere. If you have a special bond with animals, then this job could fulfill you. Not only are you your own boss, but you also encounter a wide variety of animals every day, because it’s not uncommon for owners to bring their pets into the store – why wouldn’t they, because pets are usually explicitly welcome here.

“Choose a profession you love, and you will never have to work another day in your life. – Confucius”

This quote sums it up, because if you combine your love for animals with your profession, then you can only do everything right. By starting your own pet food store, you not only ensure that pet owners have the opportunity to adequately equip themselves, but by sharing your expertise, you simultaneously ensure that many animals are treated well and properly. Moreover, it is usually the case that if you want to get a pet, you need to consciously consider which animal suits you best and which one you can do justice to. By having a job at a pet food store, you have the opportunity to come in contact with a wide variety of animals without changing anything about your living situation.

• Buy a cat – the right cat for your life situation
• Which pet suits me? – the big guide on the subject of pets

Sales of pet supplies in Germany up to 2017

Source: Statista

• Buy a cat – the right cat for your life situation
• Which pet suits me? – the big guide on the subject of pets

Why is hire purchase an alternative to a property loan?

To apply for real estate financing, you usually have to contribute 10 to 20 percent of the purchase price as equity. For the bank, existing capital reduces the risk; in addition, the ancillary costs are not co-financed and must be paid separately by you. Of course, there are also institutions that fully finance real estate. However, interest rates and requirements are significantly higher for full financing.

Simple understandable principle

With hire purchase, you enter into a rental agreement with the owner. This states that the rented property will become your property at a certain point in time. Furthermore, the purchase price agreed for the house or apartment is specified in writing. The rent includes a precisely defined savings amount for the subsequent purchase. With hire purchase, you move into the property as a tenant and become the owner through the savings amount. When you buy the property, only the amount saved is offset against the price; the previous owner retains part of the monthly payment as rent.

Hire purchase – two models to choose from

You can choose one of the two models described below for this procedure:

Hire purchase in classic form

With this model, you and the current owner determine the conditions under which the property will be transferred to your ownership and when. The purchase price, including interest, is deferred and you pay your debts in monthly instalments. Either the monthly instalments will be so high that you will be the owner after a certain period of time without any final payment. Or you pay the remaining debt with a loan after a rental period. In this case, the sum saved up could serve as security (equity) for the financing bank.

The cooperative model

For houses and apartments owned by cooperatives, the option purchase is often used. You sign a lease that includes an option to buy the residential property. In the event of a purchase, the cooperative deducts a portion of the rent paid from the purchase price. The price is set when you enter into the lease and does not change. You can decline to purchase at the end of the lease because you are under no obligation to purchase. It is also worth knowing that with the classic variant of the hire purchase, it is not uncommon for you to be required to pay 20 percent of the purchase price as a deposit. If you are unable to raise this sum, the down payment is added to the rent in instalments and leads to a significantly higher monthly charge. Since you enter into a binding contract with the owner in the case of a classic hire purchase, you must have the remaining purchase sum available at the agreed time. With hire purchase, a one-off signing fee is always due.

Option purchase

With an option purchase, there is no binding contract, but your option right must be recorded in the land register. In this way, you secure the right to purchase within the specified time. However, this security results in comparatively high rents, which include both repayment and interest. The cooperatives bind their tenants to the purchase with the high monthly charges. Only very few cooperative providers allow terminations and return the savings installments.

Hire purchase always with notarial certification

Similar to the classic purchase of real estate, the transaction at the notary is also obligatory in the case of hire purchase. The effort is even greater because two contracts have to be drawn up. In addition to the rental agreement, an agreement to purchase the property must be drawn up and both documents should be notarised by a notary. Without notarization, any lease-purchase agreement is invalid. In the case of an option purchase, the notary must be commissioned to make an entry in the land register. This right of first refusal expires automatically upon termination of the lease, otherwise it is valid until the fixed date of purchase. Note: Regardless of the preferred option, you should seek advice from an independent real estate expert before making a hire purchase decision. Unfortunately, black sheep in the industry always want to get rid of their hard-to-sell properties via supposedly attractive hire-purchase offers. In the run-up to signing the contract, both parties should consult the notary about possible insolvency and agree on appropriate provisions.

Advantages and disadvantages of hire purchase

Both models have advantages and disadvantages for the owner as well as for the tenant (later owner). The following aspects appear to be advantageous:

• The loan provided by the seller offers easy access to home ownership, but the rent is much higher than traditional rental properties
• Since a loan must be taken up only rarely with the purchase, the banks remain outside with the hire purchase
• Economically, the property immediately becomes the property of the, because he brings in with his rent payments also savings shares
• The agreed instalments are independent of the development of interest rates and remain constant over the entire period.
• The option purchase model allows the tenant to live in the house or apartment for a while and then decide whether or not to buy it.
• The landlord is not bound by the local rent index, he can demand higher rents and does not have to make any repayments if the contract is cancelled

As with every transaction in economic life, there is a downside to hire purchase in addition to the upside. The reverse side of the coin looks like this:

• In the end, you pay significantly more as a tenant than if you were to purchase the property directly.
• Compared with a conventional real estate loan, the conditions are usually worse. The rent is significantly higher than the comparable local rent, and there are also closing fees and other costs.
• In any case, you are required to have an above-average and secure income in order to be able to pay high rents and savings.
• Your payments are usually lost in the event of insolvency of the seller and the planned purchase does not take place.
• The subsidies available for the classic purchase of real estate are not available for hire purchase.
• Although you have to pay proportionately for repairs and modernisation during the rental period, you are often denied any right to a say in major building work
• Experts recommend a repayment ratio of at least 80 percent of the monthly instalment for hire purchase.

Conclusion: Hire purchase as a credit alternative

Hire purchase is often a hastily chosen option for financing one’s own four walls. With the high income required for this, full financing via the bank becomes possible and appears sensible. The somewhat higher interest rates of financing without equity are offset, especially for young families, government grants and subsidies. You should seek competent advice before deciding on a hire purchase and consider the classic route to real estate financing.