Living in Berlin: Luxury living in the capital’s hottest districts

Berlin is individual, creative and full of opportunities. More than 3.5 million people have moved their center of life here. Since 2001, Berlin has been divided into twelve different districts. The new district structure has brought about a levelling of the population figures. Even though all districts differ in their flair and popularity, popular residential areas can be found within each district.

Here is an overview of the most sought-after residential areas in Berlin:

• Grunewald
• Charlottenburg
• Zoo
• Dahlem
• Schmargendorf
• Prenzlauer Berg
• Kreuzberg
• Kurfürstendamm
• Friedrichshain

Berlin: Map and location

Berlin offers everything from fashion, art, finance, start-ups, and the list goes on. There is hardly a person who would not find their passion in this city of 3.75 million. This is also evident in the sprawl of the city and the different districts. For this reason, it is often described as’ many cities in one’.

Most popular residential areas at a glance: Grunewald, Charlottenburg, Tiergarten & Co.

Before we take a closer look at the characteristics of the districts and take a look at the surroundings of each neighbourhood, here is a brief summary of the most desirable places to live in Berlin.

Reading tip: Berlin – The most expensive streets

Grunewald: Upscale district full of pomp & celebrity

Grunewald inspires with its high quality of life and discretion, family-friendly infrastructure and exclusive real estate. Life in Grunewald is quiet. Thus, this district is not only an attractive place to live for wealthy families and heirs, but also for entrepreneurs and investors who appreciate the exclusivity of the district. Luxurious villas surrounded by unspoiled nature – Grunewald is a Berlin neighbourhood like no other.

• Living in Grunewald

Charlottenburg: Coveted residential area with royal history

After strolling along Kurfürstendamm, you can quickly retreat to one of the many cafés and restaurants. But the side streets offer you quiet, central luxury apartments such as lofts and penthouses in which you quickly feel comfortable and very quickly on the move in the city. Charlottenburg is a neighbourhood where people settle down to spend the rest of their lives.

• Living in Charlottenburg

Tiergarten: Modern district in the city centre

New York City has Central Park. Paris has the Jardin du Luxembourg and London has Hayden Park. Berlin’s Tiergarten is the German equivalent and is in no way inferior to its counterparts. The local neighborhood also bears the same name. In the centre of Berlin, the Tiergarten enjoys a very good reputation as a place to live. The location is unique, the standard of living is high and the infrastructure is among the best in Germany.

• Living in Tiergarten

Dahlem: Magnificent villa district away from the big city

Who would have expected that one of the most expensive residential locations in the city is actually not in the city centre, but quite a bit outside. The reason that many wealthy Berliners set up their homes here nevertheless is that you can still get to the city quickly thanks to the good connections.

• Living in Dahlem

Schmargendorf: Quiet district with suburban flair

Schmargendorf is modest, middle-class and quiet. Families with children, working couples and entrepreneurs are particularly drawn here. The property prices are reasonable, the cityscape is characterised by the many local churches and monuments and the standard of living is high.

• Living in Schmargendorf

Prenzlauer Berg: trendy district in the south of Berlin

Affluent families with children appreciate the many playgrounds, green spaces and cafés. Young professionals enjoy a wide range of leisure activities, numerous restaurants and boutiques. And those who need a little time out from the stressful everyday life at the weekend can turn night into day in one of the many trendy clubs. For decades, Prenzlauer Berg has been considered Berlin’s cult district par excellence, especially with its charming apartments in old buildings. In the meantime, the who’s who of German celebrities has also discovered this for themselves.

• Living in Prenzlauer Berg

Kreuzberg: Colourful district of contrasts

Stars and starlets build their luxury villas on Inselstrasse. This of course contributes to the success of the district south of the city centre. You can also find numerous cultural attractions here, such as the Jewish Museum or the German Museum of Technology. In addition, Kreuzberg is known for its many small, independent cafés that offer the best coffee in the city.

• Living in Kreuzberg

Kurfürstendamm: Life on one of the most exclusive shopping streets

Kurfürstendamm is considered one of the most historic streets in Germany. Everyone feels at home here – from curious tourists to families with children to Germany’s most famous faces from film, television, musk and sport. The Kurfürstendamm inspires not only by its prime location, but also by the variety of top-class boutiques and the excellent gastronomy.

• Living on Kurfürstendamm

Friedrichshain: Explore the East Side Gallery

Real estate in Friedrichshain is super central and right next to the city centre. In addition to the local Ostbahnhof station, the East Side Gallery is also located here, which provides the cultural factor and makes the neighbourhood even more attractive. Residential areas with a view of the Spree and new buildings with penthouses and lofts appeal to a high-class clientele.

Grunewald: Green district away from the hustle and bustle of the big city

Grunewald is popular. Once known as a former district of the rich and beautiful, the neighborhood away from the hustle and bustle of the big city is gaining more and more glamour and attractiveness again. Thus, the upscale district of Grunewald is characterized by its breathtaking nature. The banks of the Havel invite you to go for a walk and the local forest is ideal for hiking. If you need a break from the turbulent big city life, this is the place to be. Learn more here:

• Living in Grunewald

Once known as a former district of the rich and beautiful, the neighbourhood away from the hustle and bustle of the big city is once again gaining in glamour and attractiveness. Demand for real estate is particularly high here, but supply is low. This is also reflected in the current purchase prices:

Price per square metre: 7,000 to 14,000 €/m²

Grunewald: Map & Location

Located in the west of Berlin is the upscale district of Grunewald. While the district borders the Havel River in the west, the districts of Halensee, Charlottenburg, Schmargendorf are located in the east and Dahlem in the south. The local forest and the large number of green spaces, parks, monuments and sights also add to the flair of the district.

Sightseeing: Exclusive real estate in the Königsallee

The local Königsallee is home to the most luxurious properties in the district. Not far from the Hundekehlsee, the street leads from the Grünewald forest to the centre of the district.

Charlottenburg: Attractive residential area experiences renaissance

For a long time, Berlin’s Charlottenburg district was considered underrated. In the meantime, the tide has turned. Wealthy families, entrepreneurial heirs and rich investors have now settled here. Especially the north of Charlottenburg is experiencing a true renaissance. Not only the breathtaking architecture and historical monuments characterize the cityscape, but also the unique mixture of elegant coffee houses, luxurious boutiques and awe-inspiring mansions of bygone times. As a result, Charlottenburg is now considered a real trendy district and one of Berlin’s most popular neighbourhoods. Read more here:

• Living in Charlottenburg

Apartments are particularly popular in Charlottenburg. Spacious maisonettes, exclusive lofts or renovated apartments in old buildings – everyone feels at home in Charlottenburg. If you want to invest in a property as a capital investment, you can expect prices per square metre of between €5,000 and €8,000. It is much more expensive near the Kurfürstendamm and Savignyplatz. Here it can cost up to 10,000 per square metre.

Price per square metre: 5,000 to 10,000 €/m²

Charlottenburg: Map & Location

Centrally located in the west of Berlin is the popular Charlottenburg district. The sought-after residential areas of Wilmersdorf, Schöneberg and Kreuzberg are also nearby. Further west on the banks of the Havel River is Grunewald.

Sightseeing: Luxury Living at Savignyplatz

Savignyplatz is not only one of the most historic areas of Charlottenburg, but also one of the most exclusive. Take a closer look amidst the cosy cafés and exclusive boutiques.

Tiergarten: Luxurious life in the middle of Berlin

If you like it particularly central, then you can of course always buy property in a city centre location. Here, centrality is guaranteed and the value of the house or apartment remains very stable with normal maintenance. Advantages of a city centre location are many nightlife options and proximity to public transport and also many of the economic centres of the city.

• Living in Tiergarten

The most expensive residential locations in Berlin are increasingly found in the city centre. Property prices are particularly high around well-known sights, as living space is more than sought after. The reason for this is, of course, the exclusive ambience around the historical attractions and the proximity to important employers such as the Bundestag.

Square metre prices: 3,500 to 10,000 €/m²

Tiergarten: Map & Location

Close to the popular residential areas of Grunewald, Schöneberg and Charlottenburg, the Tiergarten district is located in the south-west of Berlin. To the north are not only the English Garden and the large Tiergarten, but also the Spree River. Also nearby: The popular Kurfürstendamm.

Sightseeing: Tour of Berlin Mitte

It’s not just the multitude of monuments and well-kept green spaces that make a difference, but also the unique mix of new and old buildings that gives the residential area its flair. Join us on our tour through the Tiergarten.

Dahlem: Luxurious villas & sought-after new buildings

The quiet district just outside the city seems unassuming, but this is where Berlin’s urban elite gather to pursue their lives of luxury in private. The residential area is not only well connected by public transport to the city centre, but also allows quiet moments far away from the hustle and bustle.

• Living in Dahlem

The cityscape is characterized by awe-inspiring villas, the green spaces are always well-kept and the real estate prices are constantly on the rise. Newly built houses are the cheapest here. These cost on average just under 2,345 euros per square metre. If you want to buy an apartment or a house that is more than three years old, you will have to pay a lot more. You can expect to pay at least 8,000 euros per square metre, especially for existing houses and new-build apartments.

Square metre prices: 6,000 to 10,200 €/m²

Dahlem: Map & Location

The relaxed district on the southwestern edge of Berlin has a lot to offer. On the one hand, you can find your dream villa here within the best neighborhood and beautiful location, on the other hand, a campus of the Free University of Berlin is also located here, which leads to the fact that some smaller restaurants and cafes have sought a small spot here.

Sightseeing: Tour of the villa area and residential houses

Dahlem may not be home to the most expensive residential buildings in Berlin, but the area peppered with villas and large apartment buildings is definitely at the forefront when it comes to luxurious living in Berlin. After all, this is where you’ll find properties that have been designed with a particular amount of effort. Impressive houses line the streets of this area and make it something very special.

Feel free to look around:

Schmargendorf: Family district with a high standard of living

Living in Berlin varies from district to district. Schmargendorf, for example, inspires with its well-kept cityscape, quiet atmosphere and suburban flair. The wide street, which invites you to drink coffee and shop, the variety of cultural institutions and the high standard of living make Schmargendorf one of the most attractive places to live in Berlin. If you would like to buy a house or purchase an apartment here, you can look forward to a high rental yield and acceptable prices per square metre.

• Living in Schmargendorf

Prices for rental and owner-occupied properties have risen sharply in recent years. Whether a spacious apartment in an old building, an exclusive villa or a renovated bungalow. This makes real estate particularly desirable as an investment in Schmargendorf.

Square metre prices: 3,000 to 6,000 €/m²

Schmargendorf: Map & Location

Berlin-Schmargendorf is located in the district of Charlottenburg and borders on Grunewald, Wilmersdorf and Halensee.

Sightseeing: Exclusive villas on Schmargendorfer Alleen

While the wide street in the centre of the district invites you to stroll, the quiet corners on the outskirts of the district inspire with their relaxed flair and unspoilt nature.

Prenzlauer Berg: trendy district for young & old

Prenzlauer Berg inspires young and old, making it the perfect place to live for singles, couples and families. The quality of life is high, the real estate luxurious and the local city life colourful and diverse. The most popular residential areas here include Kollwitzplatz and the streets around Volkspark. 5-star restaurants, exclusive boutiques and well-kept green spaces – that’s what the trendy Prenzlauer Berg district stands for.

• Living in Prenzlauer Berg

Admittedly: Prices in Prenzlauer Berg are among the highest in the city. Finding affordable housing here can prove difficult. But on the other hand, some of the most exclusive properties in Berlin can be found here.

Square metre prices: 3,400 to 7,000 €/m²

Prenzlauer Berg: Map & Location

Prenzlauer Berg is located in the north of Berlin, opposite the popular districts of Schöneberg, Kreuzberg and Charlottenburg. So not only is Berlin Mitte a short drive away, but also the biggest monuments and the hottest hotspots of the city.

Sightseeing: Luxury single-family homes & villas at Kollwitzplatz

Kollwitzplatz is one of the most popular places to live in Prenzlauer Berg. Here are plenty of cozy coffee houses and small individual boutiques. The biggest monuments of the city are also not far away from here.

Kreuzberg: well-kept green spaces and colourful city life

To get luxury real estate in a quieter residential location, you don’t have to go far from Berlin’s city centre. In Kreuzberg, you can find properties in prime locations that not only offer space, but are also well connected and offer plenty of culture. In just a few minutes, you can be anywhere you want to be thanks to Berlin’s great S-Bahn network, and you can also relax and get out of Berlin from here and enjoy the green, quiet surroundings.

• Sell real estate in Kreuzberg

The average purchase price for an apartment in Kreuzberg is between 4,200 and 9,300 €/m² – similar to the average square metre prices

Square metre prices: 4,000 to 9,500 €/m²

Kreuzberg: Map & Location

Of course, there are not only beautiful residential buildings, as well as museums and other cultural centers, here you will also find green spaces and the popular Kreuzberg Sommerbad, a public sponge bath in the middle of the park, which is particularly popular with the residents of the borough in the summer. The modernised Art Nouveau style buildings help to make you feel particularly at home here.

Sightseeing: Charming old buildings add to the flair

What exactly does the area around Kreuzberg look like? Parks, luxury apartments and small cafés on the side of the road, that’s what the district in Berlin’s inner city offers. Apart from that, not only the most diverse groups of people who have fled the inner city show up here, but also the young families and couples who have been drawn to this part of town.

Convince yourself here of the charm of Kreuzberg:

Kurfürstendamm: Attractive residential area in the heart of Charlottenburg

The Kudamm is considered a safe place to live with very good connections to schools, hospitals and cultural institutions. The multitude of coffee houses, restaurants and boutiques allow for a varied everyday life and the very good location allows to participate in the colorful city life, while the many green spaces invite you to relax.

• Living on Kurfürstendamm

Admittedly: The prices per square metre are somewhat higher than in other parts of the city, but the many advantages of living on Kurfürstendamm are well worth it!

Square metre prices: 4,900 to 11,000 €/m²

Kudamm: Map & Location

One of Berlin’s most famous streets, Kurfürstendamm (or Kudamm, as it is often affectionately known) connects the two districts of Charlottenburg and Grunewald. The variety of shops, cafés, restaurants and attractions delight residents and tourists alike, while the local zoo invites you to spend a relaxing afternoon away from the hustle and bustle of the city.

Sightseeing: Tour of the Kurfürstendamm

Fancy a little sightseeing? Due to the good infrastructure of Berlin, the Kurfürstendamm is not only easy to reach by car, but also by public transport, such as bus and train. You can also take a taxi to get from A to B in a relaxed manner, and you are already well prepared for a day at the Kudamm on foot. All the important shops, stores, restaurants and offices can be reached on foot in less than an hour. In comparison, it only takes 8 minutes by car.

Friedrichshain: Residential area right next to the city centre

The Friedrichshain district is directly adjacent to Berlin’s city centre and has a park and clinic. The location and possibilities ensure that properties in this part of Berlin have particularly high purchase and sales prices. They are also great as an investment, because houses and apartments near the city center will hardly fall in price. Of course, the standard conditions for real estate as an investment also apply here. In other words: Residential buildings bring with them constant running costs and, where applicable, service costs.

But when it comes to location, properties in Friedrichshain are in the perfect position to hold their value permanently and even increase further. Therefore, we would like to introduce the district in more detail.

Purchase prices apartments: 3,800 to 8,700 €/m²

Friedrichshain: Map & Location

Friedrichshain offers many different locations. Among other things, you can also find apartments with a view over the Spree. In addition to schools and daycare centers, you will also find perfect connections to all parts of Berlin. Especially the Ostbahnhof, which is located in Friedrichshain, ensures that you are in no time in all parts of the city. The daily needs are also taken care of by quickly accessible supermarkets.

Sightseeing: Loft apartments in trendy district

Apartments in Friedrichshain are in high demand. For this reason, there are always new construction projects for residential and commercial space in the district. Not only the beautiful view over the Spree makes the charm of this residential location, but also the many opportunities in the field of education and culture, attract many different groups here. Singles, couples and young families in particular are attracted to this lively district.

However, there is hardly a group that does not feel comfortable here, because the possibilities of Friedrichshain extend from the East Side Gallery to the computer game museum. Education is provided in the form of various high schools and vocational schools.

Conclusion: Which neighbourhood is the best place to live?

Each of the neighborhoods inspires with its unique and individual flair. Kreuzberg offers a family residential environment with many opportunities for young families and parents with children, and you can also get to the city centre very quickly. Friedrichshain is not far away and offers similarly exciting possibilities. The different neighbourhoods have their own unique charm and everyone will find something to their taste here.

Charlottenburg-Wilmersdorf is in no way inferior to the other two districts, but here the change is somewhat more cozy. For this reason, families like to move to the neighborhood, which is why different generations live here peacefully on your spot. In Mitte lies the pulse of the city, young, fresh and bright. Always changing and always behind the latest trends. That’s how the people are here, but above all, this is also where most of the city’s tourism takes place, which makes living here a different experience.

One of the best sales prices can be achieved in Dahlem, because the quiet area away from the pulse of the city is used by many wealthy people as a retreat.

Berlin: Real estate in the capital

Capital, university city, historical stronghold and as an international location an attractive place to live for families, couples, singles and students. Accordingly, Berlin faces a continuously growing population due to immigration.

Berlin real estate market: overview

Berlin offers everything from fashion, art, finance, start-ups, and the list goes on. There is hardly a person who would not find their passion in this city of 3.75 million. This is also evident in the sprawl of the city and the different districts. For this reason it is often described as’ many cities in one’. A walk through Berlin-Mitte is very different from Kreuzberg and Prenzlauer Berg is not often confused with Zehlendorf.

• Real Estate Berlin

Living in Berlin: Popular residential areas

We present the most beautiful districts of the German capital and tell you where you can buy the best, highest quality and most exclusive properties to set up your new home, or which districts are best suited to invest in a property as an investment. Here we present the most popular residential areas – from upscale Grunewald to charming Schmargendorf and quiet Dahlem to historic Charlottenburg. Back to overview: Living in Berlin.

• Grunewald
• Charlottenburg
• Zoo
• Dahlem
• Schmargendorf
• Prenzlauer Berg
• Kreuzberg
• Kurfürstendamm

Selling real estate in Berlin: house, apartment and land

As an international location, Berlin is an attractive place to live for people from all over the world. While the district of Wilmersdorf in Charlottenburg convinces with its well-kept green spaces, the residential areas of Prenzlauer Berg and Weißensee in Berlin-Pankow inspire with their unbeatable prices and central location. You want to sell your apartment, your apartment building or your property in the world metropolis Berlin? With our free guides and tips on the topics of real estate sales and property valuation, you are well prepared. Back to overview: Selling real estate in Berlin.

• Pankow
• Charlottenburg
• Wilmersdorf
• Friedrichshain-Kreuzberg
• Prenzlauer Berg
• Kreuzberg
• Wannsee
• Steglitz
• Schöneberg

Credit cards – types and uses

The classic credit card got its name from the fact that it granted the customer a loan. Thus, the classic lending of money is only possible with a real credit card. Since a loan always carries risks, you should bear in mind before applying for a classic credit card account that the bank can cancel the account at any time. It is a framework credit, which does not have any notice periods. The will usually make use of this if the customer’s credit rating deteriorates.

The credit is granted as a credit line on the card account. You decide yourself whether you settle the outstanding amount at the billing date in one sum or in monthly instalments. The bank often requires a minimum amount, which is ten or 20 percent of the credit amount used. Alternatively, a minimum payment of ten or 20 euros may be required.

There are so-called black credit cards, which do not have a credit limit. However, these are only issued to customers with a very high income or a very high solvency.

You can increase or reduce the credit limit. Both are possible upon application. You can dispose freely within this limit. This is the advantage of a classic credit card. The limit can be used in full or only in part. Interest is only charged on the amount used and is calculated on a daily basis.

Unlike an instalment loan, the negative balance on the credit card account can be completely cleared at any time in order to save interest. However, you pay for this freedom with an interest rate that is often more than double that of an instalment loan. For this reason, the use of the instalment facility should be weighed up carefully.

Credit cards on credit basis

In addition to the classic credit card, there are other models that, strictly speaking, no longer live up to the name because no credit is granted at all. With these models, however, the credit institutions are accommodating the high acceptance of credit cards. For example, the Girocard or the Maestro card have not yet become established in online retailing. However, most retailers do accept credit cards. If this works on a credit basis, it can also be issued to customers who do not have a high credit rating.

Credit card with link to current account

Many banks offer credit cards that are directly linked to the current account. There are accounts for which a Girocard can be requested as an alternative. Abroad, the Girocard is not known. Within Europe, the Maestro card is used. Modern and young smartphone banks no longer work with the Girocard at all, but only issue credit cards and Maestro cards.

When paying with a credit card linked to the current account, the amount is debited directly. With modern smartphone accounts, this even happens in real time. This means that the amount is immediately reserved in the account. The advantage is that the customer can take advantage of the high acceptance of credit cards and still keep a very good overview of their finances. The credit card’s credit limit is based on the balance on the current account and is constantly updated. Credit cards that are linked to a current account as a means of payment are often issued free of charge.

Prepaid credit cards as an alternative

Prepaid credit cards can only be used as a means of payment if they have been loaded in advance. They are not linked to the current account, but there is a collective account for all customers who have such a credit card with the bank. The transfer must be made to the collective account and assigned to the customer based on the number of his credit card. This can take one or two days. Only then is the credit card ready for use. Another disadvantage is the high fees that have to be paid for the prepaid credit cards. The prepaid credit card should only be applied for if other options are out of the question.

Credit card types with high acceptance in Germany and worldwide

In Germany and Europe, Mastercard and Visa credit cards have a very high acceptance. Mastercard is very often issued in connection with a current account, while Visa is often chosen as a prepaid solution or as a classic credit card.

Those who like to travel to America often, choose American Express or Diners Club. However, both credit cards require a good credit rating. They are usually only issued as a classic credit card linked to a credit account and cost an annual fee, which is not very cheap. Since there are cheaper offers in Europe with Mastercard and Visa, American Express and Diners Club are not so highly frequented in this country. This is also confirmed by the acceptance, which is limited to hotels, restaurants, gas stations and shops that sell high-priced goods.

Different calculators for individual needs

When calculating a construction loan, different tools are used. It always depends on what values you want to determine. Just having construction financing is not enough in terms of calculations. Before you take over the property, it is important that you know the cost of maintenance. Unlike a tenant, as a homeowner you are solely responsible for paying the utilities. This does not take the form of a payment on account, but you pay the bills individually to the energy suppliers, the city or municipality and to the chimney sweep. Further costs arise from charges to waste cleaning, winter service and street cleaning.

Costs and fees

Specifically, the costs and fees you have to pay as a homeowner can vary greatly. There are cities and municipalities in which the individual homeowner does not have to pay any costs for cleaning the streets and roads or for winter services. Usually, this is only the case with private roads. Find out in advance what the monthly utility costs will be. Also include in your calculation the fees that do not accrue monthly, but annually, semi-annually or quarterly. Together with the loan, the service charges make up the total amount for running the house. This is then equal to the warm rent for an apartment or house that is not owned. Interest calculators and repayment calculators, but also household calculators and budget calculators help you to keep a very good and realistic overview of your finances even before you move into your own house.

Read also:

• Offer comparison calculator
• Budget calculator
• Budget calculator
• Incidental purchase cost calculator
• Rent calculator
• Repayment calculator
• Interest calculator

Do not neglect incidental purchase costs

With the purchase price of the house you have not yet acquired ownership. Every real estate purchase comes with ancillary costs that you should be aware of and factor into your construction financing. These ancillary costs include the estate agent’s fees, the land transfer tax and the costs for the notary. More about agents and commissions: hiring an agent. Further costs may be incurred if you need interim financing and have to pay the loan costs at the same time as your rent. In addition, as a builder, you are required to take out insurance. Also calculate the basic completion of the garden into your construction financing. This includes the creation of paths, a patio and a lawn. The garden plot should be levelled in advance. Many builders neglect these costs and initially have no money to complete the garden project after the build is finished. This leads to annoyances as soon as the house is occupied and to a reduced quality of living.

The same applies to the purchase of kitchen furniture, bathroom furnishings and home insulation. Time and again it is noticeable that builders who have calculated too tightly initially forgo the exterior insulation. For houses that are built using solid construction methods, the insulation is only installed as the completion of the exterior work. You should never forgo this measure because the building can take lasting damage from damp. In addition, there are regulations for new buildings in terms of energy efficiency. It is imperative that you comply with these regulations. Otherwise, you may be denied approval for the house during the building inspection, and you may not receive subsidies.

Set priorities correctly

Kitchen and bathroom are rooms that you need every day. Don’t forgo finishing them for lack of money, because this also means a lack of living quality. Rather calculate a little cheaper and use the calculator to determine your savings potential.
If you have realistically calculated the total costs for the construction in advance and the construction financing has been placed on a secure foundation, you will have no problems bearing the financing. In addition, you can completely finish the construction before moving in because the individual works have been well calculated and financially secured. This is the right way to get a good start in life as a property owner.

All calculators at a glance

Below we provide a listing of calculators that can help you calculate the cost of construction financing and the ongoing cost of maintaining the home. Take advantage of the opportunities to calculate all costs and fees in advance. This is an important basis for a solid construction financing that you can carry for years or decades:

Offer comparison calculator

Use a quote comparison calculator to determine which financing is the most favorable for you. The calculator lists the loan amount, the interest and the costs incurred and presents the total amount. In addition, you can find out about the monthly instalments that are due depending on the term. Learn more about the offer comparison calculator.

Budget calculator

A budget calculator should be used at the beginning of any home financing by the builder. It determines the budget that is available to you for the construction financing. The basis for the calculation is your income, the equity that you bring with you and the personal contribution that you plan. At the end of the calculation is a monthly rate that you can safely afford. From this rate you then determine the price you can pay for the purchase of a property. All about the budget calculator.

Budget calculator

The budget calculator is an important element that is not only used in the context of buying real estate. You have the possibility to compare all income and expenses. In this way, you can find out whether you can pay the loan from your income in addition to the running costs. Find out everything about the budget calculator.

Incidental purchase cost calculator

Incidental purchase costs are an important factor in construction financing. They are quickly underestimated by builders. Since they can amount to a five-figure sum depending on the location and size of the property, they should definitely be calculated in from the outset. The ancillary purchase costs calculator helps you to calculate the costs exactly. More information on the ancillary purchase costs calculator.

Rent calculator

You use a rent calculator if you can rent out all or part of a property that you own. Use the local rent to find out what amount you can demand from your tenant. You can also use the rent calculator to find out the service charge percentage. Everything about the rent calculator.

Repayment calculator

If you have taken out a traditional bank loan or a subsidised loan as part of your construction financing, you pay monthly instalments. These consist of the interest and the repayment of the loan. With the repayment calculator, you can determine what amount you pay off per year. The ratio of interest and repayment shifts over the years, because the interest is always calculated on the outstanding amount. At the beginning of the term, the share of interest is very high. This reverses month by month in favor of the repayment. However, the rate you pay to the bank always remains the same. Find out all about the repayment calculator.

Interest calculator

Use the interest calculator to determine the cost of construction financing. It will help you to choose a low-cost financing. Even a small difference in the interest rate by a few percentage points behind the decimal point can amount to several hundred euros per year over the term of the loan. You can save these if you have determined the costs with an interest calculator and decide on a favourable offer. More information about the interest calculator.