Commission | Lukinski https://lukinski.com Sun, 03 Apr 2022 12:26:07 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.5 Personal loan: cost, term and comparison https://lukinski.com/personal-loan-cost-term-and-comparison/ Fri, 10 Jan 2020 22:35:36 +0000 https://lukinski.de/personal-loan-cost-term-and-comparison/ If you want to finance the construction of your own house or another form of capital investment, capital is the decisive asset. Many resort to a personal loan. More on financing: home loan guide. Today we wanted to briefly inform about what costs such a personal loan brings with it.

Personal loan comparison

Provider Auxmoney Giromatch
Loan amount 1,000 € to 50,000 € up to 25.000 €
Terms 12 to 84 months 12 to 60
Months
Partner bank SWK Fidor

Sources: Auxmoney, Giromatch (as of November 2018).

Personal loan costs

Provider Auxmoney Giromatch
Effective interest 3.2 % to 19.95 2.9 % to 6.9 %
Commission 2.95 % of the loan amount 12 months term:
0.1 % to 0.5 % one-off of the net loan amount /
24 months: 0.25 % to 1.25 % one-time /36 months: 0.4 %
up to 1,75 % /
48 months: 0.55 % to 2 % one-time /
60 months: 0.7 % to 2.25 % once¹
other fees 2,50 € monthly as service fee no fees for own personal loan / fees possible if the customer is referred to a third party

depending on creditworthiness and term

Sources: Auxmoney, Giromatch (as of November 2018).

]]> Socket outlets – Surface-mounted socket outlets, Gira & in English https://lukinski.com/socket-outlets-surface-mounted-socket-outlets-gira-in-english/ Mon, 23 Dec 2019 12:00:35 +0000 https://lukinski.de/socket-outlets-surface-mounted-socket-outlets-gira-in-english/ Sockets – A socket is a device that, together with a suitable plug, allows electronic devices to be connected to and disconnected from the mains. Since sockets are indispensable and should also be present in larger quantities in an apartment or a house, it is advisable to consider the future furniture when planning the construction. Design ideas: living & interior. In addition, not all sockets are the same, because there are many possibilities and variations for sockets. First of all, a distinction is made between surface-mounted and flush-mounted sockets. Surface-mounted sockets are installed after plastering the walls, while flush-mounted sockets are installed before plastering. Then, of course, there are big differences in the construction of the socket depending on whether you need a cover to protect against wind and weather for the outside, for example, or whether you buy a modern complete set with USB connections for indoors. During our research, we often came across the manufacturer Gira, which is the most popular socket outlet manufacturer among Germans. If someone on a construction site only speaks English, it is useful to know that the English word for socket is “socket”.

Sockets overview

  • Placement should be planned in advance
  • Device for a plug to establish a connection to the power supply network
  • Surface-mounted or flush-mounted socket as 2 basic variants
  • Special sockets such as outdoor sockets with cover & USB connection
  • Most popular manufacturer: Gira
  • Socket in English – “socket

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