Successful real estate investing: Why Coaching?

The real estate market offers a variety of opportunities for investors to increase their wealth and build long-term financial stability. By acquiring expertise and applying proven strategies, real estate investors can be successful. In this article, I will show you what topics are commonly taught in good real estate investment coaching so that you will have a good real estate coaching experience. A comprehensive overview of the various aspects of real estate investing.

Investment Coaching at a glance

The first challenges

One of the first challenges is to take advantage of tax benefits and effectively build private assets. By converting loans into equity and assets, investors can legally pass on costs to the tax office.

Offmarket real estate acquisition

Another important step is offmarket real estate acquisition. This is about learning the most effective approaches to finding profitable real estate listings. Learn which strategies lead to success and which are a waste of time. By establishing contacts with multipliers and target group owners, investors can gain access to lucrative offers.

Identify potential megadeals

The ability to identify potential megadeals is critical. There are proven methods to filter deals and identify promising investment opportunities. Experienced investors know when to say “no” and when it is worth investing in promising leads.

In addition to property acquisition, it is important in good real estate coaching to know additional tactics to make successful investments. From legal aspects to network building to team building to identifying and avoiding risks, a comprehensive knowledge in these areas is essential.

Real estate financing

Real estate financing is another important aspect that investors should master. From the basics of financing to advanced techniques and expert strategies, a sound knowledge of the various financing options enables a solid foundation for successful real estate investments.

Corporate form and holding structure

Choosing the right corporate forms and holding structures can have a significant impact on the success of real estate investments. Investors should familiarize themselves with the various options and weigh the benefits and risks of each.

Asset protection through foundation

Asset protection also plays an important role. By setting up foundations or other hedging mechanisms, investors can protect their assets from creditors, banks and other risks.

Buy and rent

After acquiring a property, it is crucial to increase its value through leasing and targeted value creation measures. By adopting the right leasing strategy and avoiding typical pitfalls, investors can derive maximum benefit from their properties.

Renovation and refurbishment

Property renovation and expansion are also important aspects to increase value. Investors should familiarize themselves with the basics of renovation and upgrading and know the best strategies to maximize value appreciation in a cost-effective and stress-free manner.

Real estate acquisition

Building a strong team and the ability to network effectively are also critical to success as a real estate investor. By working with competent partners and making valuable contacts(real estate acquisition), investors can increase their chances of profitable growth.

Identifying and avoiding risks is the be-all and end-all. By knowing the deadliest risks and applying appropriate preventive measures, investors can improve their chances of success.

Real estate sale

Selling real estate and commercial real estate trading are other aspects that must be mastered in order to achieve the maximum profit from real estate investments. From acquisition to negotiation to successful sale, effective strategies are required.

Overall, real estate investing offers great potential for financial stability and growth. By learning the key insights from various modules, investors can expand their knowledge and skills and successfuly enter the real estate market.

Real Estate Investment Coaching

Whether it’s a seminar, workshop, online or 1:1 coaching. If you already have a basic understanding of real estate investing, real estate coaching can help you learn much more and develop your skills. It gives you the opportunity to go deeper into different topics and learn expert strategies to succeed in the real estate market.

A coaching for all areas

Comprehensive real estate coaching covers a variety of topics, including taking advantage of tax benefits, offmarket real estate acquisition, identifying potential megadeals, and asset protection through trusts. You’ll also learn about important aspects such as real estate financing, corporate forms and holding structures, buying and leasing, renovation and redevelopment, building a strong team, and risk identification and avoidance.

Furthermore, the sale of real estate and commercial real estate trading are also covered in order to achieve the maximum profit from your investments. In-depth knowledge in all these areas will enable you to make informed decisions and improve your chances of success.

Learning from experience: that’s what it’s all about

Through real estate coaching, you can expand your knowledge, gain valuable insights and benefit from the experiences of experienced investors. It’s an investment in your personal and professional development as a real estate investor. Take this opportunity to realize your full potential and successfuly enter the real estate market.

These articles might also help you:

• Real Estate Coaching Experience
• Real Estate Coach

Tip. Learn the basics with my real estate app:

• Real Estate Coaching App

Why do you establish a family foundation?

When establishing a foundation, the founder transfers assets to an independent legal entity. Transferable assets include cash, real estate, shares, fixed deposits, and participations. In a family foundation, this wealth is exclusively used to support the founder’s family — across several generations.

The three main reasons for a family foundation

1. Intergenerational transfer without inheritance disputes: Assets do not go into the estate — statutory share claims become void (provided the ten-year deadline is met)
2. Asset protection: Protection against access by spouses (marital assets), creditors, company insolvency, and statutory share claimants
3. Tax optimization: Ongoing income is taxed at approximately 15 % corporate tax + solidarity surcharge instead of up to 45 % income tax

The most important things about a family foundation at a glance

Advisor: necessary or luxury?

The establishment of a family foundation is unique and practically irreversible. A faulty bylaw can only be amended later with the approval of the foundation authority — and even then only within narrow limits. Those who cut corners here risk seven-figure tax disadvantages over decades. Advice is not a luxury, but an economic necessity.

Family Foundation Costs in Detail

The most common question: What does a family foundation really cost? The answer depends on three factors — type of assets, complexity of the family structure, and federal state. Here is the full breakdown.

One-Time Founding Costs

Annual running costs

• Bookkeeping & Year-End Accounts: 1,500–6,000 Euro
• Tax advisor (corporate tax return): 1,000–4,000 Euro
• Board compensation (if external board): 0–10,000 Euro
• Auditors (from a certain size): 3,000–15,000 euros
• Stiftungsaufsicht / Berichtspflichten: 0–500 Euro

Hidden costs

• Succession tax every 30 years: The foundation’s assets are treated as if they were inherited by two children — tax exemption 2× 400,000 euros
• Transfer tax on contribution: Often forgotten; for a rental property worth 2 million euros = up to 130,000 euros
• Gift tax on initial furnishings: Family foundation is considered the “most distant relative” — tax class III, only 20,000 Euro tax exemption (exception: favored family foundation with application of tax class I)
• Later amendment of the bylaws: Any subsequent amendment costs again 3,000–10,000 euros plus administrative procedures

Minimum capital of a family foundation

The Civil Code (§ 80 BGB) does not specify a concrete minimum capital requirement. The capital merely needs to be sufficient to ensure the “permanent and sustainable fulfillment of the foundation’s purpose.” Specifically, this means: The foundation authorities of the federal states set their own thresholds.

Minimum capital by federal state (guidelines)

Rule of thumb: When does a family foundation really make sense?

Even though legally 50,000 euros suffice — economically, a family foundation only makes sense starting with a transferable asset of about 1 million euros. Reason: With annual running costs of approximately 5,000 euros, the tax savings must permanently exceed these fixed costs. With a property management real estate structure generating an annual rental surplus of 50,000 euros, the foundation already provides a tax advantage of 12,000–15,000 euros per year.

Special Case: Non-Independent Trust Foundation

These legal constructs are not independent legal entities, but a contract between founder and trustee. Advantages:

• No official recognition required
• Minimum capital freely selectable (often already meaningful from 25,000 euros)
• Founding costs 30–50 % lower
• However: Weaker asset protection, dependent on the trustee

Tax Implications as a Central Cost Factor

For every donor, it holds true: The advisory costs of 20,000–40,000 euros are economically irrelevant if the tax structuring is done properly. The real levers lie in the ongoing taxes and the transfer itself.

Comparison: Individual vs. GmbH vs. Family Foundation

The succession tax — the most critical cost factor

Every 30 years, the family foundation is treated tax-wise as if the entire wealth were inherited by two children. This means:

• Exemption amount 2× 400,000 euros = 800,000 euros tax-free
• Tax class I (favored)
• With a foundation wealth of 5 million euros: succession tax approx. 600,000–800,000 euros
• Deferral possible for up to 30 years

Insider Strategy: Before the 30-year period, distribute wealth exclusively or reduce the taxable base through sub-foundations / holding structures.

Calculation Example: Family with 3 million Euro real estate assets

Consultancy costs and selection of the right experts

The foundation law in Germany is not uniformly regulated at the federal level — each federal state has its own foundation laws. In addition, there is the interface with tax law, inheritance law, and corporate law. Therefore, comprehensive advice is not a luxury.

Typical Advisor Fees by Wealth

Cash Foundation vs. Real Estate Foundation — Cost Difference

A pure cash foundation is significantly cheaper to establish than a real estate or corporate foundation. Reasons:

• Appraisal reports are not required (the value of cash is obvious)
• No land transfer tax
• No entries in the land register
• Simpler communication with authorities

Setting up a foundation can already be covered with 12,000–15,000 euros. When transferring a medium-sized company, there is no upper limit to the costs — fees of 150,000 euros+ are realistic.

Not every advisor is equally qualified

Setting up a foundation is a one-time and irreversible process. Choosing the wrong advisor here can cost you for decades. A typical negative example: A donor with 8 million euros in real estate assets is advised by a generalist, overlooks the land transfer tax trap, and ends up paying 320,000 euros more than necessary.

Check

]]> https://lukinski.com/buy-and-rent-a-villa-yield-season-service-charges-renovation-financing/ Sun, 27 Feb 2022 14:08:50 +0000 https://lukinski.de/buy-and-rent-a-villa-yield-season-service-charges-renovation-financing/ Buy and rent villa – A popular model among many owners, especially villas located in places where others go on vacation. For example, Spain as a hotspot, especially Mallorca, Ibiza but also Marbella, depending on the personal ties you have to one of the places. If you want to rent out your villa, you buy not only for personal use, but also classically as an investment with the goal that the property generates income. So much (yield) that the costs are covered (loan repayment, interest and maintenance of the villa). Learn here everything you need to know about the return on investment, the seasonal rental of a villa, your utilities from maintenance to pool service and facts about financing. Also, the Spanish property tax when buying real estate.

Renting a villa: return and increase in value

Is it worth renting in Spain? Yes! As you will see later in the example, some generate 5%-10% of the purchase amount per year, just by renting in and around peak season. The remaining 3-6 months you use your villa yourself.

Are you planning to rent for the first time?

Profitable is not only the renting, also the increase in value of the property in special places like Mallorca or Ibiza, you should not disregard. More about this, after the yield calculation.

Learn everything you need to know here in the guide!

Renting: return of a villa

In Germany, real estate is rarely used as a vacation home and rented out during off times. If they do, the calculation works a little differently than the typical fully rented property. In a long-term lease, tenant X pays sum Y every month. Vacation rental also means a bit of speculation, depending on off-peak and peak seasons. In principle, however, the calculation of real estate return is the same.

Rental yield target: tenant pays your villa

Let’s summarize the simple goal of a good real estate return:

The return should be so high that your tenants, pay off your villa

The value varies, currently a good yield is at least 6% (in Germany). With higher interest rates for financing abroad, the value increases accordingly. 1% more interest requires directly 1% more yield – simplified.

Calculate return on investment: Example of how to get started

The usual yield calculation works in such a way that the annual cold rent (i.e. monthly rent * 12) is calculated. In the case of partial renting, the possible annual cold rent is just as important, but focused on a few weeks or months in the year in which you do not use the property yourself.

Simply calculated:

Return = annual income (cold rent) / investment (purchase price and ancillary costs)

Quick example:

• 6,7 % = 80.000 / 1.200.000

Tip! Decisive for good rental prices are, in addition to the villa (extras such as swimming pool) and good location, always the number of bedrooms / bathrooms.

But from the principle everything remains the same. Yield calculation.

Yield of a villa summarized

Fact 1) The calculation of the return on a property becomes important whenever you want to rent out your property. Fact 2) It simply puts the income of the rent in relation to your inventories (purchase price and service charges), with the aim that your tenants, pay your villa.

Fact 3) The result of the real estate yield is a percentage. If this is (currently) above 6%, all running costs (financing [repayment, interest] and maintenance) are covered, so to speak. If the yield is (currently) below 6%, you pay monthly.

Here again, for illustration purposes, the calculation of the “usual” return (when a capital investment is fully rented) and adjusted, the return of a rented property abroad (vacation home), which you also use.

Formula

The formula to calculation:

Fully leased:

Return = annual cold rent (cold rent * 12) / investment (purchase price and ancillary costs)

Partial leasing:

Return = annual cold rent / investment (purchase price and ancillary costs)

So, in principle, the same calculation.

Rent: How much rent for which villa?

Tip. Wondering how much a property worth X can be rented out for? Compare offers on platforms for vacation homes or also on AirBnb. Use similar parameters (location, condition, living space, bedrooms).

This way you can also benefit from the experiences of other landlords in the location without having to do a lot of rental experimentation yourself.

Example: Renting in the main season – 2.6% return!

For example, an acquaintance rents out his property worth 2,100,000 euros for 54,000 euros in the month of July alone.

Yield for this month:

2.57 % from the purchase price

In Germany, investors focus on real estate for their capital investment, with an annual return of 6%, so in hotspots like Ibiza you can earn almost half of the necessary minimum return in one month. Of course, the year does not have 12x the month of July on offer (hot temperatures, summer vacations in many countries). But the main season alone, May to September, generates a decent amount of return.

Unfortunately, you pay a little more interest and also the rental must be organized.

Fees: Rental and House Service + Advantage

Those who rent in hotspots like Mallorca, Ibiza or Marbella, of course, do not take care of it themselves. But there are excellent contacts on the spot, who take over everything directly for 20-25% of the rental income: Rental, house cleaning, maintenance to garden and pool maintenance. Of course, you could hire everything separately, but everything from one source is the best way to rent stress-free to serious tenants.

Renting through agency:

20% – 25% of the rental income

Once again the great advantage:

• Villa renting
• Communication with tenants
• Handover of the villa (moving in and moving out)
• Maintenance
• Outdoor facilities like garden, pool, tennis court, etc.
• Everything without stress

Let’s now look directly at a practical example with concrete figures.

Advantages: Return from rental and increase in value (land).

Real estate in the Spanish hotspots are of course somewhat more costly than buying “at home”. This brings the yield advantage, not everyone “dares to take the step”. In addition, you need more equity abroad, a whole 50-60% of the purchase price. More about this in a moment.

1. Good returns, often over 10%
2. In addition, increase in value of the property

Purchase price incl. refurbishment for example calculation

In the example, you buy a property including ancillary costs for 1.9 million euros and invest another 240,000 euros for the refurbishment to the final touches.

• Purchase price: 1.90.000 Euro
• Redevelopment: 240,000 euros
• Investment: 2.140.000 Euro

In peak months like June, July and August you can get 50.000 to 60.000 Euro / month, realistically and with pre-booking in January, February, March. We calculate 14.000 Euro / week in peak season +/- 1 month before and after peak season; also we consider realistic vacancy and your own use, for example over the winter months.

Calculation: Income from rental

The months then differ. Example:

• January – March: Self-interest
• April: Empty
• May: 12.000 Euro / week
• June – August: 14.000 Euro / week
• September: 11.000 Euro / week
• October – November: Empty
• December: Self-interest

Your return on investment is then calculated from the purchase price, rental/house service and the income:

• Annual cold rent: 260,000 euros / year
• House service (20%): 26,000 euros / year
• Annual rent (net): 234,000 euros / year

In sum:

• Investment: 2.140.000 Euro / year
• Yield: 10.9 % Yield

In Germany you can find real estate with yields over 10% only extremely rarely or in C-locations, which bring risks with them. Here you buy in the best location, villas with pool and sea view.

Increase in value of the property

Then, on top of the real estate yield, there is the general increase in land prices. Do you know what advantages places like Ibiza and Mallorca offer? Space is not infinite. Just like in Switzerland, for example, building space is limited and accordingly the real land price increases are higher compared to a capital investment you make “at home” nearby.

Here is an excerpt from the Frankfurter Rundschau, current from last year:

“On average, prices for island properties increased by 27.2 percent, with the highest rate of increase recorded by market researchers in the city of Palma, 42.1 percent, followed by the southwest, where vacation properties now cost 37.8 percent more than five years ago.”

Let’s calculate “only” with the 27.2% average.

• 27.2 % / 5 = 5.45 % p.a.

What are the incidental costs of buying real estate?

The cost block of incidental expenses is relatively extensive if you really consider all aspects. But there are a few differences.

Costs for the broker

Brokerage costs – In Germany, brokerage costs (for private purchases) are split 50% each between seller and buyer (by law). If a property is sold from company to company, the distribution of the brokerage costs is freely divisible between buyer and seller. In Spain (i.e. also Ibiza, Mallorca or Marbella) the brokerage costs are already included in the purchase price of the property (5% for standard properties).

Property tax on the purchase of a villa

Wealth Tax – If you buy a property in Spain and put over 700,000 euros of the purchase price from equity (not financing), you will have to pay tax on everything above the 700,000 euro exemption amount. Spanish wealth tax is between 0.2% to 2.5% of the net assets you bring in.

Tip. The exemption amount differs in the municipalities. In Catalonia and Valencia, the tax-free amount is only 500,000. In Madrid, the tax-free amount is unlimited.

Example:

• Total purchase price of the villa: 1.8 million euros
• Equity share (60%): : 1.08 Mio Euro
• Allowance: 700,000 euros
• Taxable assets: 308,000 euros
• Tax rate: 0.3%
• Tax amount: 924,00 Euro

Property tax: table

Here are all tax rates with assessment limits:

Source: WF Salinas.

With assets of EUR	If the tax is in EUR	From assets of EUR	If the tax on this amounts to
0,00	0,00	167.129,45	0,2
167.129,45	334,26	167.123,43	0,3
334.252,88	835,63	334.246,87	0,5
668.499,75	2.506,86	668.499,76	0,9
1.336.999,51	8.523,36	1.336.999,50	1,3
2.673.999,01	25.904,35	2.673.999,02	1,7
5.347.998,03	71.362,33	5.347.998,03	2,1
10.695.996,06	183.670,29	And more	3,5

 

Refurbishment for existing properties

Refurbishment and upgrading – Surely you still want to design your villa according to your wishes and ideas. For this you have to calculate at least with costs for the upgrading and depending on the year of construction of the house, or the last renovation, also with renovation costs (garden, pool to bedrooms, kitchen, bathrooms).

Typical ancillary costs at a glance:

1. Theoretical travel expenses (site visit)
2. Brokerage costs – pays seller
3. Notary fees – contract of sale
4. Land register costs – change of ownership
5. Refurbishment / upgrading (for existing buildings)
6. Wealth tax (from 700,000 euros)
7. Property tax (after purchase)

Conclusion: buy and rent villa

You have now really learned a lot. About the return on rent in seasonal times. You have learned the taxes, but also the incidental costs from the purchase with real estate agent, to the rental in maintenance of your property.

With this knowledge, you can find a profitable villa for rent in Spain.

Here I have 2 extra tips for you!

Real estate agents: Villa Portfolio Ibiza, Mallorca & Marbella

As a real estate agent I am on canvassing for clients, we provide exposés, schedule viewings and help with the buying process on site, from notary to financing if needed. A small selection and choice of my villas in Mallorca, Marbella and also Ibiza, you can find here:

• Lukinski: Villas

Financing abroad: equity and interest rate

You want to buy a villa in Spain? Whether Mallorca, Marbella or Ibiza, the conditions for real estate financing differ significantly. If you do not buy your villa for 100% personal use, but rent the villa partially or even completely as an investment, then you should know the special conditions in Spain. In addition, I also give you a few insights from the USA, as a comparison. So you can see how cheap a financing in the home country and how expensive loans as a foreigner in other countries become, in relation to your interest rate and your equity. In the end, it’s always about return on investment.

• Financing abroad

]]> https://lukinski.com/villa-finance-abroad-credit-equity-and-interest-effects-rental-yield-examples/ Sat, 26 Feb 2022 14:11:14 +0000 https://lukinski.de/villa-finance-abroad-credit-equity-and-interest-effects-rental-yield-examples/ You want to buy a villa in Spain? Whether Mallorca, Marbella or Ibiza, the conditions for real estate financing differ significantly. If you do not buy your villa for 100% personal use, but rent the villa partially or even completely as an investment, then you should know the special conditions in Spain. In addition, I also give you a few insights from the USA, as a comparison. So you can see how cheap a financing in the home country and how expensive loans as a foreigner in other countries become, in relation to your interest rate and your equity. In the end, it’s always about return on investment.

Return leverage: equity and interest

The biggest levers within the return are 1) equity share, 2) interest rate and 3) fixed interest period. The “higher the costs” the worse the return.

A complementary guide to buying and renting a villa.

What does yield mean?

Return, simply put, compares your capital investment to what you earn from your property (renting). If the return (income / investment) is 6% or more annually, your villa is generating enough for the tenant(s) to pay for your villa.

Negative return effects due to interest rate & Co.

The higher the monthly costs (repayment, interest and maintenance), the lower the return. So if the interest rate you have to pay for a loan increases, this has a negative impact on the return.

Negative effects at a glance:

1. Equity investment
2. Repayment
3. Interest
4. Maintenance

It’s the same with equity, of course. Because, as you will learn in a moment, you have to provide significantly more equity as collateral abroad. The more equity you have to provide, the more assets are tied up in your property.

Rentals and extras in the south: pool, garden & co.

In addition, there are the typical maintenance costs, of course extended and aspects such as garden service and pool service. For example, if you use your villa only 2, 3 or 4 months a year yourself and rent it out the other time.

Learn here everything first and important about financing a villa in Spain.

Equity investment abroad: Spain

The use of equity capital differs considerably abroad. The main reason for this is that, in case of doubt (default), banks can only access the property with increased effort. Accordingly, German banks rarely finance foreign real estate and refer you to a local partner.

Equity comparison: Germany, Spain and USA

For a real estate financing in Germany you need, for the first, second and also third real estate about 15% equity.

In Spain, whether Mallorca, Ibiza, Marbella or other hotspots, the bank charges significantly more, usually 50-60%.

• Equity in Germany: 10-15
• Equity in Spain: 50-60%
• Equity in USA: 100%

If you want to buy your property in the USA, you have to expect even more. Often you even have to buy with 100%. Why is that?

Security, access and legal systems

As already described in the introduction: Equity serves as collateral for the bank. The more “risky” the loan, the worse the conditions. In this country, a good credit rating is sufficient to obtain the usual conditions of 10-15%. Abroad, many factors are added, for example, the legal system. Within Europe, or the European community, it is still a little easier than with third countries, such as the USA.

Lending factors:

• Interest rate
• Fixed-interest period
• Equity share

Interest rate and fixed interest rate

Interest rate and fixed interest rate – The fact is, as a foreigner you get worse conditions in other countries, after all the risk increases. Interest rates, or higher interest rates, have an extreme effect on profitability.

Interest effect: cost increase at only 1% plus

Let’s say you borrow 500,000 euros as a loan for financing. Every year (every month) you pay off a little of the loan amount. The smaller this remaining debt, the smaller the amount you pay for interest.

Interest rate example in 1st year:

• 500.000 Euro at 1% pa. = 5.000 Euro / 1st year
• 500.000 Euro at 2% pa. = 10.000 Euro / 1st year
• …

Remaining debt and interest calculation p.a. (per year)

Let’s say that after year 1 you have repaid 5% of the loan amount, i.e. 25,000 euros. This leaves a remaining loan of 475,000 euros. The basis for the interest calculation in the following year.

Interest rate example in the 2nd year:

• 475.000 Euro at 1% pa. = 4.750 Euro / 2nd year
• 475.000 Euro at 2% pa. = 9.500 Euro / 2nd year

Conclusion: 1% more interest adds up

The difference adds up with each year your loan runs.

• 1st + 2nd year at 1% pa = 9,750 euros interest
• 1st + 2nd year at 2% pa. = 19,500 euros interest

Fixed interest rate briefly explained

At 5% repayment pa. you assume (without unscheduled repayment) a loan with a term of 20 years. This is where the fixed interest rate comes into play.

That is why the fixed interest rate (borrowing rate) is so important. Here, the interest rate is fixed for period X and remains unchanged within the period. After X years, you then have to look for follow-up financing.

So you know more about the required equity, repayment and your interest block. On the subject of maintenance of villas, in countries like Spain, I have written an extra guide.

Negative effects at a glance:

1. Equity investment
2. Repayment
3. Interest
4. Maintenance – more in the guidebook:

Buy and rent villa abroad

Yield, season, service charges, renovation, financing… Villa buy and rent – A popular model among many owners, especially villas located in places where others go on vacation. For example, Spain as a hotspot, especially Mallorca, Ibiza but also Marbella, depending on the personal ties you have to one of the places.

Who wants to rent out his villa, buys not only for personal use, but also classically as an investment with the goal that the property generates income. So much (yield) that the costs are covered (loan repayment, interest and maintenance of the villa). Learn here everything you need to know about the return on investment, the seasonal rental of a villa, your utilities from maintenance to pool service and facts about financing. Also, the Spanish property tax when buying real estate.

• Buy and rent villa

Real estate agents: Villa Portfolio Ibiza, Mallorca & Marbella

As a real estate agent I am on canvassing for clients, we provide exposés, schedule viewings and help with the buying process on site, from notary to financing if needed. A small selection and choice of my villas in Mallorca, Marbella and also Ibiza, you can find here:

• Lukinski: Villas

]]> https://lukinski.com/buy-a-villa-in-spain-mallorca-ibiza-or-marbella-comparison-buyer-tips/ Sat, 19 Feb 2022 17:43:49 +0000 https://lukinski.de/buy-a-villa-in-spain-mallorca-ibiza-or-marbella-comparison-buyer-tips/ Spain has many interesting places like Barcelona and Madrid. If you’re really looking for sun, you’re looking at 3 hotspots in particular: Mallorca, Ibiza and Marbella. Three absolutely individual places where I take you! On site, on visits with clients, I always have a little time to spare and little by little, have accumulated so many little guides to buying property in Spain. In this, we take a look together at the 3 Spanish hotspots on the Mediterranean!

Hotspot Research: Balearic Islands & Marbella

Temporarily living in Spain, maybe renting in the off times, here you will find the main Spanish hotspots compared. In addition, I take you to the cities and regions, on Villa Tour, with all the villa neighborhoods and districts, communities that you should consider in your purchase decision. Depending on your personal goals, you can find tranquility in the “hinterland” in all hotspots, but also the city life with proximity to the airport and numerous destinations worldwide.

Tip. After the 3 hotspots I still have practical buyer tips on purchase price, condition (especially the roofs) and location

Quick check: Which location offers which advantages?

Volcanic island Ibiza, small city Palma de Mallorca or golfer’s paradise Marbella?

• Mallorca – Big island, many small towns and a lot of tourism
• Ibiza – volcanic island, breathtaking nature, small communities
• Marbella – coastal strip for golf fans

My consultation always starts with a café

So that I can optimally support and advise buyers in your purchase situation, it is important to me to really know the places, also the people. For example, I drink 3x daily in different places Café, so you get to know people, but also the smallest micro locations.

Here in the comparison, you will find each an insight & further links:

1. Macro Perspective – Situation in Spain
2. Mesolocation of the city or “island capital”.
3. Villa district – example in the region

Villa Tour: Evaluation criteria

Under the respective regions, you will find further links to the region and the respective villa tour. By the way, the villa tours are always created parallel to real visits, like here, the Villa Tour Ibiza.

Factors that are important in my tours:

• Arrival / departure times
• Cities and Surrounding (Shopping to Doctor)
• People and spirit of the region

In the end, you decide:

Your personal wishes and goals

This brings us back to the big question: volcanic island Ibiza, small metropolis Palma de Mallorca or golfer’s paradise Marbella:

Mallorca: villa, finca, country house – all styles

Buy Villa Mallorca – Villa with pool, unique views of Palma, secluded coves or hotspots like Son Vida (suburb of Palma) and Port Andratx, in the west of the island. Mallorca is the buyer magnet in the Mediterranean when it comes to real estate. There are many hotspots, but only this island combines “the big city life” with beach, nature, sun and tranquility – in the secluded villa neighborhoods. Some have been visiting the island for 5 or 10 years and know exactly in which area of Mallorca they want to buy, others are still undecided about the right location in Mallorca.

All the main villa districts of Mallorca at a glance:

• Buy Villa Mallorca

What makes Mallorca so special for most buyers?

• Arrival / Departure: Fast flight time ~ 3h (6h round trip)
• Largest island of the Balearic Islands, much to discover
• Palma de Mallorca as a small big city
• Many other towns on the island, such as Sóller, Inca, Alcúdia, Pollença, Manacor

While the area around Marbella is manageable and Ibiza can be explored relatively quickly, it takes a while to discover all the corners in Mallorca. Of course, the number of beaches is also much more extensive. Here is a look at the climate in Mallorca:

Ø Lowest temperature / Ø Highest temperature

• Winter (January): 7 °C / 15 °C
• Summer (August): 31° / 21°

Where to buy in Mallorca? Macro location

Mallorca has many beautiful corners, but especially interesting for you will be the sections around Palma, with a focus on the southwest of the island, around Santa Ponsa and Port Andratx.

Villa in Mallorca in classic finca style.

So dreamlike are the bays in Mallorca.

Tip! Mallorca is tauch a paradise for golfers. Get to know the most beautiful golf courses in Mallorca here.

Palma de Mallorca: Small big city

The island “capital” of Mallorca is also located in the southwest of the island. Why? Here you have the most sun, in southern exposure. In the west of the island you also have the advantage of enjoying the evening sun and the sunset over the sea.

Son Vida: Palma suburb (city and luxury)

As already announced, Son Vida is the villa district of Palma de Mallorca. Son Vida is one of the best areas ever on the Balearic island. Here you will find among the highest number of villas Mallorca. The golf club is on the doorstep, as well as the old town of Palma de Mallorca and also the airport is only 20 minutes by car, across the city.

Of course, also for golf fans, one of the hotspots combined with city life / fast transfers to the airport.

Get to know the most exclusive and expensive places in Mallorca:

• Buy Villa Mallorca

Villa Tour Mallorca: The villa neighborhoods

Come with me on a virtual tour, with all the main villa neighborhoods of Mallorca:

• Buy Villa Mallorca

Ibiza: Villas in rough landscape

Villa in Ibiza – You want to buy a villa in Ibiza? Villa with pool, close to the beach and / or airport, quiet near the bay or close to the city with all shopping hotspots. Here you will get to know the right and important parts of the island. In addition, at the beginning I have a few common questions from my customers. Which location is worth buying according to my experience? Which parts of the island do I recommend to customers? So that you have a quick overview in Ibiza, divided into A, B and C location. Maybe you already know our Lukinski Real Estate Rating, in which we rate cities in Germany with over 50,000 inhabitants, in 3 categories: From good A-locations to more affordable C-locations. From Eivissa and gated community in Es Cubells, to Cala Vadella, to Sant Antoni.

Come with me on a virtual tour, with all the main villa neighborhoods of Ibiza:

• Buy Villa Ibiza

Ibiza at a glance, what makes Ibiza so special?

• Relatively fast flight time (except winter, stopover Barcelona/Madrid) ~ 4h (8h round trip)
• Volcanic, rugged landscape
• Small island community as Mallorca

Ø Lowest temperature / Ø Highest temperature

• Winter (January): 7 °C / 15 °C
• Summer (August): 30° / 21°.

Where to buy in Ibiza? Sun = south exposure

Those who have been vacationing on the island for 4, 5 years probably know exactly which region of Ibiza he or she wants to buy in. But who has seen the island only 1 or 2 times, asks himself: Are there still places I should see?

The island itself, similar to Mallorca, is most popular in the south and around the “capital” Eivissa. In the northernmost part of the island you will hardly find any villas. Here, too, the sun and its course of the day plays a major role: in the south = sun, in the north = less sun. From quiet locations in the southwest around Sant Josep, Cala Vadella and El Cubells, to villas close to the city in Sant Jesús or Roca Llisa.

Villa with view (and pool) in Ibiza.

Uniquely beautiful, the “rough” of the island of Ibiza combined with the good local life.

Eivissa: Ibiza Town, Port, Shopping

Everything in Ibiza starts from Eivissa, the “capital” with airport, city, shopping mall. Come with me on a virtual tour, with all the main villa districts of Ibiza:

• Buy Villa Ibiza

Villa neighborhood in Ibiza: Es Cubells

Perhaps the most exclusive community in Ibiza: Es Cubells. Depending on how you interpret exclusivity, you will find villas here like from Hollywood. Directly on the cliffs of the south coast and as a gated community (below the city limits of Es Cubells). Your neighborhood is peppered with famous soccer stars from Spain and Portugal.

You can hardly get villas in this area for less than 10 million euros.

Villa Tour Ibiza: The villa neighborhoods

Come with me on a virtual tour, with all the main villa neighborhoods of Ibiza:

• Buy Villa Ibiza

Marbella: “Miami of Europe” for golfers

Villa in Marbella – Especially for golf lovers Marbella is one of the hotspots in Europe. Many call Marbella the “Miami of Europe”. Pleasant to warm climate all year round and almost exclusively sun, in all seasons. Marbella is considered one of the hotspots in the Mediterranean, along with the hotspots Mallorca and Ibiza. You want to buy a villa in Marbella? I will take you to one of the most southern regions of Europe, spoiled by sun and the good life at the Mediterranean Sea.

• Buy Villa Marbella

Arrival and times:

• Slightly longer approach of ~ 5h (10h round trip).
• 45 minutes drive airport <-> Marbella

Ø Lowest temperature / Ø Highest temperature

• Winter (January): 9 °C / 16 °C
• Summer (August): 31° / 21°

This is what Marbella looks like in winter:

Marbella is a dream for golf fans. Get to know the most beautiful golf courses in Marbella here.

Monte Paraíso: The Golden Mile

Nueva Andalucía

Villa Tour Marbella: All villa neighborhoods

Come with me to one of the most southern places of Europe, the “Miami of Europe”:

• Buy villa Marbella – Tour of villa neighborhoods

Here are some more practical buyer tips:

Buying a villa in Spain: What to look for?

Then important and frequent questions from customers:

Cost: How much does a villa cost here?

Real estate investors know: Offer price is not selling price.

I like to calculate for my clients, in a first evaluation, like this: Each square meter (with beach view) costs 10,000 euros. If recently renovated or new 15,000 euros. In addition, there is “the view”. The better the view, the more exclusive, the more expensive. Depending on the size of the villa 100,000, 200,000, 500,000. As always, upwards there are no limits.

A “nice” villa in “good” location (everything is relative and depends on your individual goals and desires) with 200 m² so 2.000.000 + “View”.

Read more here:

• Buy villa Spain: What to look for?

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